50 Sapphire Ln Moneta, VA 24121
Estimated payment $5,179/month
Highlights
- Boat Ramp
- 1 Dock Slip
- Gated Community
- Dudley Elementary School Rated A-
- Water Access
- Lake View
About This Home
The Villages at Emerald Bay is a beautiful gated lakefront community featuring luxury cottage-style lake homes and a low-maintenance lifestyle, with HOA fees that include lawn care. This thoughtfully designed home offers 2 bedrooms, 2 full baths, a spacious kitchen with granite countertops, center island, and newer appliances, plus a great room with gas fireplace, laundry room, and den/office on the entry level. The full walk-out lower level includes a spacious family room with fireplace, 3rd bedroom, full bath, and abundant storage. Enjoy lake views from the large screened porch with new Screen-Eze screening and Shades, all situated on a large corner lot. Includes deeded covered boat dock with lift and access to the community boat ramp. Convenient location.
Listing Agent
LONG & FOSTER - SMITH MTN LAKE License #0225154920 Listed on: 05/06/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,488
Year Built
- Built in 2013
Lot Details
- 18,295 Sq Ft Lot
- Property is zoned RPD
HOA Fees
- $400 Monthly HOA Fees
Home Design
- Contemporary Architecture
- Stone Siding
Interior Spaces
- Sliding Doors
- Insulated Doors
- Family Room with Fireplace
- 2 Fireplaces
- Great Room with Fireplace
- Storage
- Lake Views
- Basement
Kitchen
- Breakfast Area or Nook
- Electric Range
- Built-In Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Parking
- 2 Car Attached Garage
- Garage Door Opener
Accessible Home Design
- Handicap Accessible
Outdoor Features
- Water Access
- Boat Hoist or Davit
- 1 Dock Slip
- Covered Dock
- Balcony
- Deck
- Patio
- Front Porch
Schools
- Dudley Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Heat Pump System
- Underground Utilities
- Electric Water Heater
- Community Sewer or Septic
- Cable TV Available
Listing and Financial Details
- Tax Lot 31
Community Details
Overview
- Curt And Monica Dubbin Association
- Emerald Bay Village Subdivision
Recreation
- Boat Ramp
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,488 | $578,500 | $43,000 | $535,500 |
| 2024 | $2,488 | $578,500 | $43,000 | $535,500 |
| 2023 | $2,364 | $387,600 | $40,000 | $347,600 |
| 2022 | $2,364 | $387,600 | $40,000 | $347,600 |
| 2021 | $2,364 | $387,600 | $40,000 | $347,600 |
| 2020 | $2,364 | $387,600 | $40,000 | $347,600 |
| 2019 | $2,040 | $334,500 | $39,000 | $295,500 |
| 2018 | $2,040 | $334,500 | $39,000 | $295,500 |
| 2017 | $1,840 | $280,500 | $35,000 | $245,500 |
| 2016 | $1,840 | $280,500 | $35,000 | $245,500 |
| 2015 | $243 | $280,500 | $35,000 | $245,500 |
| 2014 | $243 | $280,500 | $35,000 | $245,500 |
| 2013 | $243 | $50,000 | $35,000 | $15,000 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/30/2026 06/30/26 | Price Changed | $846,500 | -0.4% | $273 / Sq Ft | |
| 05/15/2026 05/15/26 | For Sale | $850,000 | +92.3% | $274 / Sq Ft | |
| 09/27/2018 09/27/18 | Sold | $442,000 | +6.5% | $143 / Sq Ft | View Prior Sale |
| 08/14/2018 08/14/18 | Pending | -- | -- | -- | |
| 04/01/2018 04/01/18 | For Sale | $415,000 | +18.7% | $134 / Sq Ft | |
| 11/04/2013 11/04/13 | Sold | $349,500 | 0.0% | $155 / Sq Ft | View Prior Sale |
| 09/20/2013 09/20/13 | Pending | -- | -- | -- | |
| 04/29/2013 04/29/13 | For Sale | $349,500 | -- | $155 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $442,000 | Fidelity National Title Insu | |
| Deed | $349,500 | Fidelity National Title Insu |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $419,900 | New Conventional | |
| Previous Owner | $279,600 | New Conventional |
About the Listing Agent
Smith Mountain Lake Specialist With 38 years in real estate, Glenda McDaniel has built a reputation for trust, expertise, and results. Specializing in lake properties, she helps clients discover more than just a house — she helps them find a lifestyle. Whether it’s a cozy getaway or a forever home by the water, Glenda’s deep knowledge of the market and personal dedication make every step smooth and stress-free. Her mission is simple: connect people with the lake life they’ve been dreaming of.
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Ask me questions while you tour the home.