$850,000

50 Sapphire Ln Moneta, VA 24121

Estimated payment $5,141/month

Total Views 1
4 Beds
3 Baths
3,100 Sq Ft
$274 Price per Sq Ft

Highlights

  • Popular Property
  • Boat Ramp
  • Water Access
  • Dudley Elementary School Rated A-
  • 1 Dock Slip
  • Gated Community

About This Home

The Villages at Emerald Bay is a beautiful gated lakefront community featuring luxury cottage-style lake homes and a low-maintenance lifestyle, with HOA fees that include lawn care. This thoughtfully designed home offers 2 bedrooms, 2 full baths, a spacious kitchen with granite countertops, center island, and newer appliances, plus a great room with gas fireplace, laundry room, and den/office on the entry level. The full walk-out lower level includes a spacious family room with fireplace, 3rd bedroom, full bath, and abundant storage. Enjoy lake views from the large screened porch with new Screen-Eze screening and Shades, all situated on a large corner lot. Includes deeded covered boat dock with lift and access to the community boat ramp. Convenient location.

Listing Agent

Glenda McDaniel

LONG & FOSTER - SMITH MTN LAKE License #0225154920 Listed on: 05/06/2026

LONG & FOSTER - SMITH MTN LAKE

Co-Listing Agent

Steven McDaniel

LONG & FOSTER - SMITH MTN LAKE License #0225102154

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,488

Year Built

  • Built in 2013

Lot Details

  • 18,295 Sq Ft Lot
  • Property is zoned RPD

HOA Fees

  • $400 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Stone Siding

Interior Spaces

  • Sliding Doors
  • Insulated Doors
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room with Fireplace
  • Storage
  • Lake Views
  • Basement

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Accessible Home Design

  • Handicap Accessible

Outdoor Features

  • Water Access
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Covered Dock
  • Balcony
  • Deck
  • Patio
  • Front Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 31

Community Details

Overview

  • Curt And Monica Dubbin Association
  • Emerald Bay Village Subdivision

Recreation

  • Boat Ramp

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,488

Year Built

Built in 2013

Lot Details

0.42 Acres

HOA Fees

$400 per month

Listing Details

  • Interior Features: Bookcases, Breakfast Area, Cathedral Ceiling(s), Ceiling Fan(s), Storage, Walk-In Closet(s)
  • Heating System: Heat Pump Electric, Zoned
  • Fireplace(s): Family Room, Gas Log, Great Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full, Walk-Out Access
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Disposer, Garage Door Opener, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric, Zoned
  • Outside Features: Balcony, Deck, Patio, Paved Driveway
  • Views: Lake, Sunrise
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 2250.00
  • ExteriorDoors: Insulated, Sliding
  • Fireplace Number Fireplaces: 2
  • FullBathsFullBathsLowerLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel or Verizon
  • LaundryLaundryEntryLevel: 1
  • LowerBelowGrdFin Sq Ft: 850.00
  • Major Area: 04 - Franklin County
  • NumberPrimCovSpaces: 2.00
  • Phone Email: 612-430-2812
  • P O A Condo Contact Name: Curt and Monica Dubbin
  • POACondoDues: 400.00
  • POACondoTermsAM: Monthly
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: Contemporary
  • SubdivisionMap: EmeraldBay Village
  • Total Above Grd Fin S Q F T: 2250
  • TotalBdrm: 4
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3100.00
  • TotalUnfin Sq Ft: 1400.00
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 1400.00
  • WaterAccOnlyAAccessOnOffSite: On Site
  • WaterAccOnlyB: Community Boat Ramp, Deed/Assgn Dock
  • Water Class: Water Access Only
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Covered Porch, Front Porch, Rear Porch

Utilities

  • Sewer Description: Community System
  • Water Description: Public
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Gated Community, Handicap Access, Underground Util

Green Features

  • Energy Features: 2 X 6 Exterior Walls

Lot Info

  • Lot Description: Gentle Sloping, Views
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.42
  • Lot: 31
  • ZoningCode: RPD

Building Info

  • Year Built: 2013

Tax Info

  • Taxes (6 mo): 2487.56

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,488 $578,500 $43,000 $535,500
2024 $2,488 $578,500 $43,000 $535,500
2023 $2,364 $387,600 $40,000 $347,600
2022 $2,364 $387,600 $40,000 $347,600
2021 $2,364 $387,600 $40,000 $347,600
2020 $2,364 $387,600 $40,000 $347,600
2019 $2,040 $334,500 $39,000 $295,500
2018 $2,040 $334,500 $39,000 $295,500
2017 $1,840 $280,500 $35,000 $245,500
2016 $1,840 $280,500 $35,000 $245,500
2015 $243 $280,500 $35,000 $245,500
2014 $243 $280,500 $35,000 $245,500
2013 $243 $50,000 $35,000 $15,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2026 05/15/26 For Sale $850,000 +92.3% $274 / Sq Ft
09/27/2018 09/27/18 Sold $442,000 +6.5% $143 / Sq Ft View Prior Sale
08/14/2018 08/14/18 Pending -- -- --
04/01/2018 04/01/18 For Sale $415,000 +18.7% $134 / Sq Ft
11/04/2013 11/04/13 Sold $349,500 0.0% $155 / Sq Ft View Prior Sale
09/20/2013 09/20/13 Pending -- -- --
04/29/2013 04/29/13 For Sale $349,500 -- $155 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $442,000 Fidelity National Title Insu
Deed $349,500 Fidelity National Title Insu
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $419,900 New Conventional
Previous Owner $279,600 New Conventional
Source: Public Records

About the Listing Agent

Glenda McDaniel

LONG & FOSTER - SMITH MTN LAKE

(540) 202-2117

Section Image

Smith Mountain Lake Specialist With 38 years in real estate, Glenda McDaniel has built a reputation for trust, expertise, and results. Specializing in lake properties, she helps clients discover more than just a house — she helps them find a lifestyle. Whether it’s a cozy getaway or a forever home by the water, Glenda’s deep knowledge of the market and personal dedication make every step smooth and stress-free. Her mission is simple: connect people with the lake life they’ve been dreaming of.

Glenda's Other Listings

  • Lot 6 Sunny Cove Dr, North Shore, VA 24121

    $39,900 Pending

    • Land
    • 1.1 Acres
    • $36,273 per Acre
    • Lot 6 Sunny Cove Dr
    • North Shore, VA

    Beautiful building Lot with Seasonal Views of Lake, quick access to SML. Lake Access located at Stripers Landing. Amenitiesto Stripers Landing boat ramp and Stripers Landing Amenities including pool and tennis. Great Location, convenient to Shopping, dining and Westlake Commercial District. This lot has use of Stripers Landing amenities including the pool and tennis. Dues for Stripers Landing

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • Lot 34 Pine Bay Dr, Union Hall, VA 24176

    $195,000

    • Land
    • 0.37 Acre
    • $527,027 per Acre
    • Lot 34 Pine Bay Dr
    • Union Hall, VA

    Beautiful Lake Views, 119 Ft of shoreline at 800 Contour, Gentle lot with gorgeous sandy bottom. Great for Canoes, Swimming, paddle boarding. Fantastic opportunity to own a waterfront lot in the Prestigious Lakefront Community of Contentment Island. Common Clubhouse, pool and tennis. Community Drainfields are installed and Lot 34 has right hook up to the community system. Force main line run

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • 214 Twin Chimneys Dr, Wirtz, VA 24184

    $1,150,000

    • 3 Beds
    • 2.5 Baths
    • 2,810 Sq Ft
    • 214 Twin Chimneys Dr
    • Wirtz, VA

    Lakefront Contemporary Nestled on a beautiful wooded lot. 130 ft of shoreline. Large Covered Boatdock with Huge Viewing /Party Deck. Upgrades to boat slip (new slip, new roof, new floater) - 2012 HUGE ROOMS, Great room with Cathedral Ceilings with fireplace w/Glass and Screens, Random Oak Flooring, Large Open Kitchen with Large Dining Area, Spacious Primary Ensuite with Private Bath, Whirlpool

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • 17 Alpine Dr, Union Hall, VA 24176

    $572,000

    • 3 Beds
    • 2 Baths
    • 1,807 Sq Ft
    • 17 Alpine Dr
    • Union Hall, VA

    Beautiful Custom Built Contemporary Ranch with Boatslip. Beautiful Mountain Views, Large Open Great Room with Stacked Stone Gas Fireplace. Gorgeous Open Kitchen with Huge Island, High End Bosch Appliances including gas cooktop, Granite Counter Tops, Luxury Plank Flooring,One Level Living with Spacious Primary Ensuite with deep soaking tub and walk in Tiled Shower, Great Walk in Closet, Screened

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • 389 Hyannis Point, Union Hall, VA 24176

    $849,500

    • Land
    • 0.86 Acre
    • $987,791 per Acre
    • 389 Hyannis Point
    • Union Hall, VA

    EXCEPTIONAL WATERFRONT LOT IN KENNEDY SHORES.THIS IS A RARE OPPORTUNITY TO OWN ONE OF THE FINEST WATERFRONT LOTS IN A PRESTIGIOUS NEIGHBORHOOD OF CUSTOM HOMES. GENTLE SLOPE. READY FOR YOUR DREAM LAKE HOME THIS PRIME HOMESITE OFFERS STUNNING WIDE COVE VIEWS A TRULY UNBEATABLE SETTING FOR YOUR FUTURE LUXURY RESIDENCE. UNDERGROUND UTILITIES AND PAVED ROADS, A COMMUNITY WATER SYSTEM, COMMUNITY FIRE

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • 300 Whisperway Rd, Moneta, VA 24121

    $395,000

    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft
    • 300 Whisperway Rd
    • Moneta, VA

    Nestled on 2.82 Acres with 100 ft of lakefront . Bring your fishing gear and your friends and family to this adorable Lakefront Home. Great Floor plan with Large Open Kitchen, Large Island, Great Room with open dining area. Primary bedroom with full bath, large walk in shower and a Huge walk in closet. Two guest rooms with walk in closets and a full bath. Furnished and ready to enjoy. 2019 New

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • 145 Bridleridge Rd, Penhook, VA 24137

    $2,375,000

    • 4 Beds
    • 4.5 Baths
    • 5,390 Sq Ft
    • 145 Bridleridge Rd
    • Penhook, VA

    Stunning Lakefront Contemporary Designed for comfortable main-level living. Features a spacious primary ensuite. A 2nd Primary Ensuite on the upper level. Beautifully renovated kitchen with breakfast area w/ gorgeous lake views framed by surrounding windows. Great room with a gas fireplace and built-in shelves, complemented by a formal dining room for entertaining. The upper level also features a

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • 290 Winding Way, Union Hall, VA 24176

    $879,500 Pending

    • 3 Beds
    • 3.5 Baths
    • 2,895 Sq Ft
    • 290 Winding Way
    • Union Hall, VA

    The Perfect Lake Contemporary with Covered Boatdock and lift. A Towering Great room with wood ceilings offers a great gathering space for friends and family. Custom Open Kitchen with Granite Counter Tops, NEW refrigerator, NEW ROOF, Covered Porch and Sundeck overlooking the lake, Plus Flex Room with adjoining full bath and Sunroom. Entry Level Laundry, Upper level offers lots of bedroom space

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • 1027 Waterwheel Dr, Moneta, VA 24121

    $1,050,000

    • 3 Beds
    • 3 Baths
    • 3,000 Sq Ft
    • 1027 Waterwheel Dr
    • Moneta, VA

    Lakefront Investment Property, Great Location. Zoned Commercial includes four Covered Docks w/lifts Building is divided into an upper and lower apartment/office with two meters. Perfect for office or for Partnership, Family or Friends to Purchaser for investment/apartments. Currently on a septic system, but Public Sewer is available for hookup. Great Visibility from Main Route 122 . Electronic

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image

Source: Roanoke Valley Association of REALTORS®

MLS Number: 927299

Roanoke Valley Association of REALTORS®

APN: 0321103200

Your Personal Tour Guide

Ask me questions while you tour the home.