$424,990
SOLD AUG 31, 2025
4 Beds
3 Baths
2,386 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$178 Per Sq Ft

15% Below List Price

Highlights

  • New Construction
  • Clubhouse
  • Main Floor Primary Bedroom
  • In Ground Pool
  • Florida Architecture
  • Bonus Room

About This Home

As of August 2025

Quick Move-in! Discover Your Dream Lifestyle at The Crossings in St. Cloud! Welcome to The Crossings, a vibrant community where every day feels like a vacation. Dive into luxury with our resort-style pool, let the kids splash around in the splash pad, and enjoy quality family time at the playground. For your furry friends, we have a dedicated dog park, ensuring everyone in the family has a place to play. Prime Location for Ultimate Convenience: Nestled off Narcoossee Rd, The Crossings offers unparalleled access to Lake Nona’s medical city, SR 417, and the Turnpike. Whether you're commuting for work or exploring the town, you'll find everything within a 15-minute drive. The Panama: Your Perfect Home Awaits, Step into the Panama, a stunning single-family home designed with your comfort in mind. Enter through your spacious 2-car garage or welcoming front porch. The first floor features one of four generous bedrooms and a full bath with a double vanity. The heart of the home is the open-concept dining area and kitchen, complete with a large island that overlooks a lanai and a great room – perfect for entertaining. Luxurious Owner’s Suite, Retreat to your luxurious owner’s suite, featuring a double vanity bath and an expansive walk-in closet. The second-story bonus room offers endless possibilities – a home office, playroom, or guest suite. Modern Conveniences, All Ryan Homes now come equipped with a WIFI-enabled garage opener and an Ecobee thermostat, ensuring your home is as smart as it is beautiful. Take advantage of our closing cost assistance when you use our Builder’s affiliated lender. Don’t miss out – these promotions are for a limited time only! Act Now! Your dream home and lifestyle are waiting at The Crossings. Ready to make The Crossings your new home? DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Last Agent to Sell the Property

William Maltbie

MALTBIE REALTY GROUP Brokerage Phone: 813-819-5255 License #3493842 Listed on: 01/10/2025

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 49x88x75x113
  • East Facing Home
  • Native Plants
  • Corner Lot
  • Landscaped with Trees
  • Property is zoned 00

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Home is estimated to be completed on 1/31/25
  • Florida Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,386 Sq Ft Home
  • High Ceiling
  • ENERGY STAR Qualified Windows
  • Shades
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Bonus Room
  • Inside Utility
  • Laundry in unit
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Low Flow Plumbing Fixtures
  • Shower Only

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish
  • Ventilation
  • HVAC Filter MERV Rating 8+
  • Reclaimed Water Irrigation System

Pool

  • In Ground Pool
  • Outside Bathroom Access

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Narcoossee Elementary School
  • Narcoossee Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Visit Down Payment Resource Website
  • Tax Lot 325
  • Assessor Parcel Number 22-25-31-3661-0001-3250
  • $2,520 per year additional tax assessments

Community Details

Overview

  • Association fees include ground maintenance, recreational facilities
  • Ryan Homes Association
  • Built by RYAN HOMES
  • The Crossings Subdivision, Panama Floorplan

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool
  • Dog Park

Home Details

Home Type

Single Family

Year Built

Built in 2025 | New Construction

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • HOA Fee Includes: Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2386
  • Lot Size Acres: 0.19
  • New Construction: Yes
  • Year Built: 2025
  • Building Area Total: 2460
  • Lot Size Sq Ft: 8276
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 228.54
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 178.12
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-819-5255
  • Tax Year: 2025
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Concrete
  • Full Bathrooms: 3
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: ENERGY STAR Qualified Windows, Shades
  • Additional Rooms: Bonus Room,Inside Utility
  • Living Area Meters: 221.67

Exterior Features

  • Direction Faces: East
  • Pool Features: In Ground, Outside Bath Access
  • Exterior Features: Lighting, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Projected Completion Date: 2025-01-31T00:00:00.000

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Electricity Available, Public, Underground Utilities
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Dog Park, Street Lights
  • Association Amenities: Clubhouse, Playground, Pool
  • Association Fee: 96
  • Association Fee Frequency: Annually
  • Association Name: RYAN HOMES
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Leash Law.
  • Association Fee Requirement: Required
  • Association Email: 1

Fee Information

  • Total Annual Fees: 96.00
  • Total Monthly Fees: 8.00
  • Monthly HOA Amount: 8.00

Schools

  • Elementary School: Narcoossee Elementary
  • High School: Harmony High
  • Middle Or Junior School: Narcoossee Middle

Lot Info

  • Zoning: 00
  • Parcel Number: 22-25-31-3661-0001-3250
  • Additional Parcels: No
  • Lot Features: Corner Lot, Sidewalk, Paved
  • Lot Dimensions: 49x88x75x113
  • Property Attached Yn: No
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Indoor Air Qlty: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Drip Irrigation, Irrigation-Reclaimed Water, Low-Flow Fixtures
  • Green Landscaping: Fl. Friendly/Native Landscape

Building Info

  • Builder Name: RYAN HOMES

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: No short term rentals.

Tax Info

  • Tax Block: 00
  • Tax Book Number: 33/53-60
  • Tax Lot: 325
  • Tax Other Annual Assessment Amount: 2520

Multi Family

  • Approval Process: SEE HOA DOCS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 10, 2025
Closed on
Aug 22, 2025
Sold by
Nvr Inc
Bought by
Flores Sharon Stephanie and Toledo Sean
Seller's Agent
William Maltbie
MALTBIE REALTY GROUP
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$499,930
Sold Price
$424,990
Premium/Discount to List
-$74,940
-14.99%
Views
26
Current Estimated Value
$426,600

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,610
Original Mortgage
$417,292
Outstanding Balance
$416,931
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$9,669

Purchase Details

Closed on
Jun 19, 2024
Sold by
Highland Homes Llc and Clayton Properties Group Inc
Bought by
Nvr Inc

Purchase Details

Closed on
Jun 7, 2024
Sold by
Domain Timberlake Multistate L
Bought by
Highland Homes Llc and Clayton Properties Group Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $424,990 Nvr Settlement Services
Special Warranty Deed $5,000,000 Nvr Settlement Services
Special Warranty Deed $1,929,000 Innovative Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $417,292 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/31/2025 08/31/25 Sold $424,990 0.0% $178 / Sq Ft
08/05/2025 08/05/25 Sold -- -- -- View Prior Sale
07/31/2025 07/31/25 Off Market -- -- --
07/16/2025 07/16/25 Price Changed $424,990 -0.2% $178 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
07/08/2025 07/08/25 Price Changed $425,990 -7.4% $179 / Sq Ft
06/12/2025 06/12/25 Price Changed $459,990 -3.8% $193 / Sq Ft
04/29/2025 04/29/25 Price Changed $477,930 -0.6% $200 / Sq Ft
02/13/2025 02/13/25 Price Changed $480,990 -3.8% $202 / Sq Ft
01/15/2025 01/15/25 For Sale -- -- --
01/10/2025 01/10/25 For Sale $499,930 -- $210 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,404 $382,200 $75,000 $307,200
2024 $3,079 $55,000 $55,000 --
2023 $3,079 $40,000 $40,000 --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: W7871330

Stellar MLS

APN: 22-25-31-3661-0001-3250