NOT LISTED FOR SALE

Estimated Value: $451,000 - $540,000

4 Beds
2.5 Baths
3,190 Sq Ft
$152/Sq Ft Est. Value

Last Sold October 14, 2022

Last sale price $440,000 $138 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $3,045/month

75 Days on Market

Highlights

  • Beach Access
  • Wood Flooring
  • High Ceiling
  • Denver School of the Arts Rated A
  • Corner Lot
  • Stone Countertops

About This Home

As of October 2022

Welcome Home! NO HOA AND NO CDD! Gorgeous, completely renovated in 2007-08, well-maintained 4 bedroom, 2 1/2 bathroom home in the highly sought after historic State Streets area of St. Cloud. Don't let the front photo fool you; this home is spacious! At just under 3,200 sq. ft., this warm and inviting home is full of character and charm, with modern updates and amenities such as hardwood KraftMaid cabinets, granite counter tops, bamboo floors, brick paver driveway with rocking chair front porch, and even a completely paid off solar energy system! Just imagine the super low electric bills! There are many fun and unique characteristics too, like a koi pond, a movie theater room with bar and a custom screen, and there's even a gigantic loft (perfect for an office space or gaming!). Wait until you see the solid wood, tongue-in-groove ceiling on the back porch. This home has it all - even a generously sized 2-car garage with attic storage! Take a walk to the public beach of Little Lake Toho - it's just 5 blocks away! There, you'll find a public beach, marina, a restaurant, multiple picnic pavilions, a splash pad, and a covered playground. Don't sleep on this one! It's a MUST SEE. Super low taxes and no HOA. Seller is even offering a one year home warranty at closing! This home has everything (including location), and room for everyone. All it needs is you!



***INVESTORS: This house could easily be split up into TWO separate rental units. The front & the back each have their own kitchens, a bathroom (front has 1 1/2) and 2 bedrooms. The back also has a dedicated entrance. Tons of potential! You could even live in one half and rent out the other - a great passive income option for those just starting out or those retiring!

Last Agent to Sell the Property

Jennifer Whelan

KELLER WILLIAMS ADVANTAGE III License #3271963 Listed on: 06/16/2022

KELLER WILLIAMS ADVANTAGE III

Last Buyer's Agent

Steve Glose

PREFERRED REAL ESTATE BROKERS License #3096069

PREFERRED REAL ESTATE BROKERS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,472

Year Built

  • Built in 1930

Lot Details

  • 7,492 Sq Ft Lot
  • East Facing Home
  • Corner Lot
  • Property is zoned SR2

Parking

  • 2 Car Attached Garage

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 3,190 Sq Ft Home
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Crawl Space

Kitchen

  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Beach Access
  • Access To Chain Of Lakes

Schools

  • Lakeview Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Seminole Land & Investment Companys Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,472

Year Built

Built in 1930

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Wood Frame
  • Fireplace: No
  • Living Area: 3190
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1930
  • Lot Size Sq Ft: 7492
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/O6033602?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/O6033602?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.97778
  • Price per Sq Ft: 137.93
  • Close to Original List Price Ratio: 0.92632
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate, Hardwood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), High Ceiling(s), Skylight(s), Stone Counters, Walk-In Closet(s)
  • Appliances Included: Disposal, Refrigerator
  • Foundation Details: Crawlspace, Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Room Count: 8
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: East
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: Little Lake Toho
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Access: Beach, Lake - Chain of Lakes
  • Water View Y N: No
  • Water Access Y N: Yes
  • Water Extras Y N: No
  • Flood Zone Panel: 12097C0095G
  • Disclosures: Lead Paint, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Cable Available, Public
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Approval Required YN: No

Schools

  • Elementary School: Lakeview Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR2
  • Parcel Number: 01-26-30-0001-0019-0010
  • Additional Parcels: No
  • Lot Features: Corner Lot
  • Flood Zone Code: X
  • Flood Zone Date: 2013-06-18
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Minimum Lease: No Minimum
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: Check with Osceola County ZONING

Tax Info

  • Tax Annual Amount: 1472
  • Tax Block: 19
  • Tax Book Number: B-33
  • Tax Lot: 1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2022
Closed on
Oct 14, 2022
Sold by
Cardone Anthony M and Cardone Lisa M
Bought by
Ortiz Richard and Ortiz Kathleen
Seller's Agent
Jennifer Whelan
KELLER WILLIAMS ADVANTAGE III
Buyer's Agent
Steve Glose
PREFERRED REAL ESTATE BROKERS
List Price
$475,000
Sold Price
$440,000
Premium/Discount to List
-$35,000
-7.37%
Views
8
Current Estimated Value
$484,798

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,798
Avg. Annual Appreciation
3.07%

Purchase Details

Closed on
Oct 29, 2010
Sold by
Dalton T
Bought by
Cardone Anthony M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
4.38%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 20, 2005
Sold by
Cardone Lisa M and Callahan Lisa M
Bought by
Cardone Anthony M and Cardone Lisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,700
Interest Rate
5.69%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 30, 2000
Sold by
Hoskins Milton D and Hoskins Milt
Bought by
Cardone Anthony M and Callahan Lisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,817
Interest Rate
7.82%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 21, 2000
Sold by
Hornburg Rebecca S
Bought by
Hoskins Milt and Tucker Gerry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,000
Interest Rate
8.63%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 4, 2000
Sold by
U S Bk Natl Assn
Bought by
Hornburg Rebecca S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,000
Interest Rate
8.63%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ortiz Richard $440,000 Stewart Title Company
Cardone Anthony M -- Southern Title Holding Co
Cardone Anthony M -- Fidelity National Title
Cardone Anthony M -- --
Cardone Anthony M $83,500 --
Hoskins Milt $57,900 --
Hornburg Rebecca S $38,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Cardone Anthony M $40,000
Previous Owner Cardone Anthony M $52,700
Previous Owner Cardone Anthony M $82,817
Previous Owner Hoskins Milt $9,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2022 10/14/22 Sold $440,000 -2.2% $138 / Sq Ft
08/31/2022 08/31/22 Pending -- -- --
07/08/2022 07/08/22 Price Changed $450,000 -5.3% $141 / Sq Ft
06/16/2022 06/16/22 For Sale $475,000 -- $149 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,062 $392,999 -- --
2024 $5,919 $381,924 -- --
2023 $5,919 $370,800 $42,500 $328,300
2022 $1,499 $125,301 $0 $0
2021 $1,472 $121,652 $0 $0
2020 $1,454 $119,973 $0 $0
2019 $1,426 $117,276 $0 $0
2018 $1,344 $112,064 $0 $0
2017 $1,330 $109,760 $0 $0
2016 $1,300 $107,503 $0 $0
2015 $1,318 $106,756 $0 $0
2014 $1,310 $105,909 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6033602

Stellar MLS

APN: 01-26-30-0001-0019-0010