$699,000

Estimated payment $4,521/month

Total Views 6
3 Beds
2 Baths
1,765 Sq Ft
$396 Price per Sq Ft

Highlights

  • 67 Feet of Salt Water Canal Waterfront
  • Sailboat Water Access
  • Screened Pool
  • Dock has access to electricity and water
  • Boat Lift
  • Canal View

About This Home

Completely renovated coastal retreat in Gulf Harbors! This stunning 3-bed, 2-bath waterfront pool home blends modern elegance with true Florida living. Fully permitted renovations, electrical updated (2025), roof (2016), granite kitchen counters, and upgraded finishes create a bright, modern interior from the moment you walk in. The beautifully updated kitchen features crisp cabinetry, granite surfaces, stainless appliances, and panoramic sightlines straight out to the water. The home offers multiple spacious living areas with tile and laminate flooring throughout, allowing you to entertain or relax with ease. A unique bonus: one of the bedrooms connects directly to the primary suite with a stylish barn door, making it ideal for a private home office, nursery, fitness room, or an additional bedroom—a rare, flexible layout that enhances livability. Step outside to your private oasis—screened pool, large covered patio, and your own dock with 13,000lb boatlift, giving you effortless access to the Gulf. This property also features a rare over-water rear deck and outdoor entertaining area, perfect for cocktails at sunset or hosting gatherings right at the water’s edge. The circular driveway adds convenience and curb appeal, complemented by fresh landscaping and Mediterranean-style charm. Both bathrooms are freshly updated, and every detail of this renovation was carefully completed for a truly move-in-ready experience. Available private Gulf Harbors Beach Club access available for just $240.00 a year! Live the Gulf Harbors lifestyle with boating, sunsets, and coastal breezes right at your doorstep—a fully renovated gem ready for its next chapter.

Listing Agent

Judi Pobst

KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3042428 Listed on: 11/21/2025

KELLER WILLIAMS REALTY- PALM H

Co-Listing Agent

Deanna Rice

KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3600178

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,830

Year Built

  • Built in 1970

Lot Details

  • 7,169 Sq Ft Lot
  • 67 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • Cul-De-Sac
  • West Facing Home
  • Landscaped
  • Property is zoned R4

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Oversized Parking
  • Circular Driveway
  • Off-Street Parking

Property Views

  • Canal
  • Pool

Home Design

  • Florida Architecture
  • Slab Foundation
  • Tile Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,765 Sq Ft Home
  • Crown Molding
  • Tray Ceiling
  • Ceiling Fan
  • Shutters
  • Blinds
  • Sliding Doors
  • Living Room
  • Dining Room
  • Bonus Room
  • Storm Windows
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Concrete
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Makeup or Vanity Space
  • Single Vanity
  • Shower Only
  • Rain Shower Head
  • Window or Skylight in Bathroom

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Pool Sweep

Outdoor Features

  • Sailboat Water Access
  • Access to Saltwater Canal
  • Davits
  • Seawall
  • Boat Lift
  • Dock has access to electricity and water
  • Open Dock
  • Deck
  • Screened Patio
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters
  • Private Mailbox
  • Rear Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Mittye P. Locke Elementary School
  • Gulf Middle School
  • Gulf High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Softener
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Gulf Harbors Civic Association/Office Manager Association, Phone Number (727) 848-0596
  • Visit Association Website
  • Flor A Mar Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,830

Year Built

Built in 1970

Lot Details

0

HOA Fees

$10 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 1765
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1970
  • Building Area Total: 2457
  • Lot Size Sq Ft: 7169
  • Status: Active
  • Co List Office Mls Id: MFR260010721
  • Co List Office Phone: 727-772-0772
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 228.26
  • Escrow City: Palm Harbor
  • Escrow State: FL
  • Escrow Street Name: Alt 19N, Ste B
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 396.03
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Amenities Additional Fees: Membership to the beautiful Gulf Harbors Beach Club just $200 per year per household.
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock w/Electric,Dock w/Water Supply,Floating Dock,Lift
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 727-772-0772
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Window Features: Blinds, Shutters, Storm Window(s)
  • Additional Rooms: Bonus Room
  • Living Area Meters: 163.97

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, In Ground, Pool Sweep, Screen Enclosure
  • Exterior Features: Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Storage
  • Roof: Tile
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater
  • Water Extras: Davits,Lift,Sailboat Water,Seawall - Concrete
  • Water Frontage Feet Canal Salt: 67
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 67
  • Flood Zone Panel: 12101C0351G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway, Off Street, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Golf Carts OK, Street Lights
  • Association Fee: 125
  • Association Fee Frequency: Annually
  • Association Name: Gulf Harbors Civic Association/office manager
  • Phone: 727-848-0596
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to verify with county.
  • Association Fee Requirement: Optional
  • Association Email: officemanager@gulfharbors.com
  • Association URL: http://gulfharbors.com

Fee Information

  • Total Annual Fees: 125.00
  • Total Monthly Fees: 10.42
  • Monthly HOA Amount: 10.42

Schools

  • Elementary School: Mittye P. Locke-PO
  • High School: Gulf High-PO
  • Middle Or Junior School: Gulf Middle-PO

Lot Info

  • Zoning: R4
  • Parcel Number: 16-26-18-0330-01500-0220
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Paved
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to verify with county.

Tax Info

  • Tax Annual Amount: 9829.57
  • Tax Block: 15
  • Tax Book Number: 10/4
  • Tax Lot: 22
  • Tax Other Annual Assessment Amount: 100

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,611 $376,979 $161,303 $215,676
2024 $8,611 $528,980 -- --
2023 $8,313 $513,580 $0 $0
2022 $7,399 $498,628 $161,303 $337,325
2021 $4,093 $284,100 $129,042 $155,058
2020 $3,983 $277,270 $129,042 $148,228
2019 $3,919 $271,040 $0 $0
2018 $3,837 $265,267 $0 $0
2017 $3,810 $259,091 $113,629 $145,462
2016 $4,221 $242,845 $111,621 $131,224
2015 $3,847 $215,919 $111,621 $104,298
2014 $3,597 $207,012 $110,188 $96,824
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2025 11/21/25 For Sale $699,000 +21.6% $396 / Sq Ft
05/12/2021 05/12/21 Sold $575,000 -0.7% $326 / Sq Ft View Prior Sale
04/28/2021 04/28/21 Pending -- -- --
04/27/2021 04/27/21 For Sale $579,000 -- $328 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $575,000 Dynamic Title Services Llc
Warranty Deed $575,000 Dynamic Title
Warranty Deed $280,000 Capstone Title Llc
Special Warranty Deed $183,000 Capstone Title Llc
Trustee Deed -- None Available
Corporate Deed $430,000 Accu Title Agency
Quit Claim Deed -- --
Warranty Deed $325,000 Prime Title Source Llc
Warranty Deed $169,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $268,795 VA
Previous Owner $408,500 Purchase Money Mortgage
Previous Owner $40,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: W7880889

Stellar MLS

APN: 18-26-16-0330-01500-0220