R
Seller's Agent in 2025
Rogan White
Useppa Property Company Inc.
(239) 223-6101
27 Total Sales
501 Useppa Useppa Island, FL 33924
3
Beds
3
Baths
1,608
Sq Ft
5,881
Sq Ft Lot
Highlights
- Community Beach Access
- Home fronts navigable water
- Fitness Center
- Boat Ramp
- Access to Bay or Harbor
- Bay View
About This Home
As of November 2020Oyster Cottage is located on Useppa's western waterfront and contains highly desirable qualities which set it apart from all other like-kind offerings. Through a recent extensive renovation, the floorplan of this 3 bedroom villa has been reconfigured to allow for 3 en-suite bathrooms, an in-demand feature not often found in the Useppa Village.
This building is the only one within the Useppa Village to control it's own private dock, which is located directly behind the home, with the option to install a boat lift. The large exterior deck which is covered with low maintenance composite material. The waterfront views overlook Useppa's protected harborage, the ICW and Charlotte Harbor.
It's renovation opened up the kitchen to an island design, with new appliances, robust cabinetry and granite counters. There are impact windows and doors throughout. Dual zone climate-controlled by Nest, with updated HVAC systems in 2017. Upstairs, a dormer was added, allowing for the master bedroom's walk-in-closet, dual-sink master bath with standup shower and private water closet.
No other cottage in the Village can achieve what Oyster has.
Last Agent to Sell the Property
Useppa Property Company Inc. License #258023487 Listed on: 02/02/2020
Last Buyer's Agent
Daniel White
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,954
Year Built
- Built in 1980
Lot Details
- 5,881 Sq Ft Lot
- Lot Dimensions are 27 x 109 x 59 x 127
- Home fronts navigable water
- Street terminates at a dead end
- Southeast Facing Home
- Irregular Lot
Parking
- Golf Cart Parking
Property Views
- Bay Views
- Views of Preserve
Home Design
- Duplex
- Florida Architecture
- Villa
- Wood Frame Construction
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,608 Sq Ft Home
- 2-Story Property
- Furnished
- Bar
- Tray Ceiling
- French Doors
Kitchen
- Microwave
- Freezer
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Dual Sinks
- Shower Only
- Multiple Shower Heads
- Separate Shower
Laundry
- Dryer
- Washer
Home Security
- Impact Glass
- High Impact Door
- Fire and Smoke Detector
Accessible Home Design
- Wheelchair Access
Outdoor Features
- Access to Bay or Harbor
- Mangrove Front
- Deck
- Open Patio
- Outdoor Storage
- Porch
Utilities
- Central Heating and Cooling System
- Underground Utilities
- High Speed Internet
Listing and Financial Details
- Legal Lot and Block V / 5
- Assessor Parcel Number 09-44-21-02-00005.0000
Community Details
Overview
- No Home Owners Association
- Association fees include road maintenance, street lights, trash
- 2 Units
- Private Membership Available
- Association Phone (239) 283-1061
- Useppa Island Subdivision
Amenities
- Restaurant
- Bike Room
Recreation
- Boat Ramp
- Boat Dock
- Community Beach Access
- Marina
- Tennis Courts
- Fitness Center
- Community Pool
- Community Spa
- Trails
Pet Policy
- Call for details about the types of pets allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 2, 2020
Closed on
Nov 13, 2020
Sold by
Sear Timothy G and Sear Judith
Bought by
Rogers John R and Rogers Mary Katherine
Seller's Agent
Rogan White
Useppa Property Company Inc.
Buyer's Agent
Daniel White
List Price
$675,000
Sold Price
$650,000
Premium/Discount to List
-$25,000
-3.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.48%
Original Mortgage
$510,000
Outstanding Balance
$458,975
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$670,525
Purchase Details
Closed on
Apr 30, 2008
Sold by
Nutting/Rice Holding Co Llc
Bought by
Sear Timothy G and Sear Judith
Purchase Details
Closed on
Aug 16, 2006
Sold by
Suddath Ross H and Suddath Jane S
Bought by
Nutting Rice Holding Co Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$637,500
Interest Rate
6.73%
Mortgage Type
Unknown
Purchase Details
Closed on
Jul 16, 2003
Sold by
Sink Famkly Ltd Ptnr
Bought by
Suddath Ross H and Suddath Jane S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$434,400
Interest Rate
5.42%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 14, 2001
Sold by
Layh Dieter
Bought by
Sink Family Ltd Ptnr
Purchase Details
Closed on
May 17, 2000
Sold by
Wallingford Thomas C
Bought by
Ricciardelli Frank and Ricciardelli Milli
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
8.2%
Purchase Details
Closed on
Mar 14, 1996
Sold by
Frakes Daniel M and Frakes Martha P
Bought by
Layh Dieter
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $650,000 | Attorney | |
| Warranty Deed | $1,100,000 | Attorney | |
| Warranty Deed | $850,000 | Attorney | |
| Warranty Deed | $543,000 | -- | |
| Warranty Deed | $520,000 | -- | |
| Warranty Deed | $770,000 | -- | |
| Warranty Deed | $185,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $510,000 | New Conventional | |
| Previous Owner | $637,500 | Unknown | |
| Previous Owner | $350,000 | Credit Line Revolving | |
| Previous Owner | $434,400 | Purchase Money Mortgage | |
| Previous Owner | $600,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/19/2025 05/19/25 | For Sale | $933,000 | +43.5% | $580 / Sq Ft |
| 11/14/2020 11/14/20 | Sold | $650,000 | -3.7% | $404 / Sq Ft |
| 10/15/2020 10/15/20 | Pending | -- | -- | -- |
| 02/02/2020 02/02/20 | For Sale | $675,000 | -- | $420 / Sq Ft |
Source: Florida Gulf Coast Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,301 | $697,161 | -- | -- |
| 2023 | $10,301 | $633,783 | $0 | $0 |
| 2022 | $9,041 | $576,166 | $0 | $0 |
| 2021 | $7,567 | $523,787 | $293,923 | $229,864 |
| 2020 | $7,044 | $474,819 | $268,800 | $206,019 |
| 2019 | $6,954 | $479,664 | $268,800 | $210,864 |
| 2018 | $6,234 | $411,821 | $268,800 | $143,021 |
| 2017 | $6,565 | $419,905 | $268,800 | $151,105 |
| 2016 | $6,178 | $389,427 | $281,959 | $107,468 |
| 2015 | $6,359 | $387,109 | $283,928 | $103,181 |
| 2014 | -- | $704,399 | $391,362 | $313,037 |
| 2013 | -- | $523,302 | $490,681 | $32,621 |
Source: Public Records
Agents Affiliated with this Home
-
-
D
Buyer's Agent in 2020
Daniel White
Map
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 220009556
APN: 09-44-21-02-00005.0000
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