$525,000
SOLD OCT 7, 2025
3 Beds
3 Baths
3,216 Sq Ft
6,900 Sq Ft Lot

Recently Sold

$163 Per Sq Ft

12% Below List Price

84 Days on Market

Highlights

  • 60 Feet of Salt Water Canal Waterfront
  • Heated In Ground Pool
  • Canal View
  • Beach Access
  • Open Floorplan
  • Family Room with Fireplace

About This Home

As of October 2025

Nestled in the sought-after Flor-A-Mar community, this canal-front home with Gulf access presents an exceptional investment or renovation opportunity. While last year’s hurricanes tested its resilience, the owners acted quickly, professionally remediating all flood-affected areas—removing damaged flooring, walls, cabinets, bathrooms, and kitchen to prepare for a seamless rebuild.
This property offers a strong foundation for transformation, boasting:
Non-Substantially Damaged classification—ready for renovations!!
Brand-new A/C & mini-split system providing immediate climate control.
Private pool—a blank canvas for your dream outdoor retreat.
Direct canal access to the Gulf—ideal for boaters, water lovers, and those seeking a premier coastal lifestyle.
Whether you're an investor seeking value-added potential or a buyer looking for the perfect location to customize your waterfront dream home, this property is a rare find at an unbeatable price.

Last Agent to Sell the Property

Jason Duraj

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3290841 Listed on: 05/07/2025

FUTURE HOME REALTY INC

Last Buyer's Agent

Cole Dye

SIGNATURE REALTY ASSOCIATES License #3357286

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,723

Year Built

  • Built in 1980

Lot Details

  • 6,900 Sq Ft Lot
  • 60 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • East Facing Home
  • Property is zoned R4

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Canal
  • Pool

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Slate Roof
  • Tile Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 3,216 Sq Ft Home
  • Open Floorplan
  • Wood Burning Fireplace
  • Sliding Doors
  • Family Room with Fireplace
  • Living Room
  • Laundry in unit

Flooring

  • Carpet
  • Laminate
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Pool Lighting

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • Property fronts gulf or ocean with access to the bay
  • Access To Intracoastal Waterway
  • Access To Marina
  • No Fixed Bridges
  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Balcony
  • Exterior Lighting
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Phone Available
  • Cable TV Available

Community Details

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,723

Year Built

Built in 1980

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: Yes
  • Living Area: 3216
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 3741
  • Lot Size Sq Ft: 6900
  • Status: Sold
  • Ownership: Fee Simple
  • Escrow City: Holiday
  • Escrow State: FL
  • Escrow Street Name: US Hwy 19 N
  • Minimum Lease: 3 Months
  • Number Of Pets: 4
  • RATIO Current Price By Calculate: 163.25
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Amenities Additional Fees: access to private beach optional 160.00 annually
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-855-4982
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Open Floorplan, PrimaryBedroom Upstairs
  • Appliances Included: Other
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Living Area Meters: 298.78

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground, Lighting, Salt Water
  • Exterior Features: Balcony, Lighting, Private Mailbox, Sliding Doors
  • Roof: Slate, Tile
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Beach,Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway,Marina
  • Water Extras: Bridges - No Fixed Bridges,No Wake Zone,Sailboat Water,Seawall - Concrete
  • Water Frontage Feet Canal Salt: 60
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 60
  • Flood Zone Panel: 12101C0332G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 160
  • Association Fee Frequency: Annually
  • Association Name: Gulf Harbors Civic Assoc
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional
  • Condo Land Included YN: 1
  • Association Email: ghca@verizon.net
  • Pet Size: Large (61-100 Lbs.)
  • Association URL: gulfharbors.com

Fee Information

  • Total Annual Fees: 160.00
  • Total Monthly Fees: 13.33
  • Monthly HOA Amount: 13.33

Lot Info

  • Zoning: R4
  • Parcel Number: 15-26-12-076.0-018.00-022.0
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Must comply with Pasco County regulations

Tax Info

  • Tax Annual Amount: 12723
  • Tax Block: 18
  • Tax Book Number: 10-104
  • Tax Lot: 22

Multi Family

  • Waterfront Features: Canal - Saltwater, Canal Front, Gulf/Ocean to Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2025
Closed on
Oct 6, 2025
Sold by
Wilk Michal J
Bought by
Kenyon Daniel E
Seller's Agent
Jason Duraj
FUTURE HOME REALTY INC
Buyer's Agent
Cole Dye
SIGNATURE REALTY ASSOCIATES
List Price
$600,000
Sold Price
$525,000
Premium/Discount to List
-$75,000
-12.5%
Views
64

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1088.34%
Original Mortgage
$695,000
Outstanding Balance
$695,000
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
-$39,000

Purchase Details

Listed on
Feb 6, 2020
Closed on
Apr 2, 2020
Sold by
Mcmullen Diana and Memullen Mark
Bought by
Wilk Michal J
Seller's Agent
Judi Pobst
KELLER WILLIAMS REALTY- PALM H
Buyer's Agent
Jason Duraj
FUTURE HOME REALTY INC
List Price
$510,000
Sold Price
$490,000
Premium/Discount to List
-$20,000
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.26%
Original Mortgage
$367,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 6, 2020
Closed on
Apr 1, 2020
Sold by
Mcmullen Diana and Memullen Mark
Bought by
Wilk Michal J
Seller's Agent
Judi Pobst
KELLER WILLIAMS REALTY- PALM H
Buyer's Agent
Jason Duraj
FUTURE HOME REALTY INC
List Price
$510,000
Sold Price
$490,000
Premium/Discount to List
-$20,000
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$367,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 16, 2014
Closed on
May 29, 2015
Sold by
Albrecht Charles E and Albrecht Maria A
Bought by
Mcmullen Mark and Mcmullen Diana
Seller's Agent
Carolyn Saunders
RE/MAX MARKETING SPECIALISTS
Buyer's Agent
Judi Pobst
KELLER WILLIAMS REALTY- PALM H
List Price
$449,950
Sold Price
$350,000
Premium/Discount to List
-$99,950
-22.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.18%
Original Mortgage
$280,000
Interest Rate
3.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 1997
Sold by
Beaupre Geraldine E and Beaupre Delmer W
Bought by
Albrecht Charles A and Albrecht Maria A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
8.17%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $525,000 Total Title Solutions
Warranty Deed $490,000 None Available
Warranty Deed $490,000 None Available
Warranty Deed $350,000 Sunset Title Services
Warranty Deed $245,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $695,000 VA
Previous Owner $367,500 New Conventional
Previous Owner $367,500 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $197,800 New Conventional
Previous Owner $196,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/07/2025 10/07/25 Sold $525,000 0.0% $163 / Sq Ft
07/30/2025 07/30/25 Pending -- -- --
07/19/2025 07/19/25 Price Changed $525,000 -4.5% $163 / Sq Ft
06/03/2025 06/03/25 Price Changed $550,000 -4.3% $171 / Sq Ft
05/19/2025 05/19/25 Price Changed $575,000 -4.2% $179 / Sq Ft
05/07/2025 05/07/25 For Sale $600,000 +22.4% $187 / Sq Ft
04/01/2020 04/01/20 Sold $490,000 -3.9% $179 / Sq Ft View Prior Sale
02/28/2020 02/28/20 Pending -- -- --
02/17/2020 02/17/20 For Sale $510,000 0.0% $187 / Sq Ft
02/13/2020 02/13/20 Pending -- -- --
02/06/2020 02/06/20 For Sale $510,000 +45.7% $187 / Sq Ft
08/17/2018 08/17/18 Off Market $350,000 -- --
05/29/2015 05/29/15 Sold $350,000 -6.7% $109 / Sq Ft View Prior Sale
04/29/2015 04/29/15 Pending -- -- --
04/17/2015 04/17/15 Price Changed $375,000 -6.0% $117 / Sq Ft
02/09/2015 02/09/15 Price Changed $399,000 -9.1% $124 / Sq Ft
07/22/2014 07/22/14 Price Changed $439,000 -2.4% $137 / Sq Ft
05/15/2014 05/15/14 For Sale $449,950 -- $140 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,723 $801,226 $262,752 $538,474
2024 $12,723 $834,320 $262,752 $571,568
2023 $11,997 $608,590 $0 $0
2022 $9,630 $685,078 $228,459 $456,619
2021 $8,233 $502,974 $163,185 $339,789
2020 $7,777 $474,357 $156,078 $318,279
2019 $5,523 $370,500 $0 $0
2018 $5,429 $363,600 $0 $0
2017 $5,412 $363,600 $0 $0
2016 $5,327 $348,796 $156,078 $192,718
2015 $5,837 $332,265 $156,078 $176,187
2014 $5,408 $324,306 $156,078 $168,228
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8382821

Stellar MLS

APN: 12-26-15-0760-01800-0220