$550,000
$50K PRICE DROP

Estimated payment $4,137/month

Total Views 3,890
3 Beds
3 Baths
3,216 Sq Ft
$171 Price per Sq Ft

Highlights

  • 60 Feet of Salt Water Canal Waterfront
  • Heated In Ground Pool
  • Canal View
  • Beach Access
  • Open Floorplan
  • Family Room with Fireplace

About This Home

Nestled in the sought-after Flor-A-Mar community, this canal-front home with Gulf access presents an exceptional investment or renovation opportunity. While last year’s hurricanes tested its resilience, the owners acted quickly, professionally remediating all flood-affected areas—removing damaged flooring, walls, cabinets, bathrooms, and kitchen to prepare for a seamless rebuild. This property offers a strong foundation for transformation, boasting:Non-Substantially Damaged classification—ready for renovations!!Brand-new A/C & mini-split system providing immediate climate control.Private pool—a blank canvas for your dream outdoor retreat.Direct canal access to the Gulf—ideal for boaters, water lovers, and those seeking a premier coastal lifestyle.Whether you're an investor seeking value-added potential or a buyer looking for the perfect location to customize your waterfront dream home, this property is a rare find at an unbeatable price.

Listing Agent

Jason Duraj

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3290841 Listed on: 05/07/2025

FUTURE HOME REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,723

Year Built

  • Built in 1980

Lot Details

  • 6,900 Sq Ft Lot
  • 60 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • East Facing Home
  • Property is zoned R4

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Canal
  • Pool

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Slate Roof
  • Tile Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 3,216 Sq Ft Home
  • Open Floorplan
  • Wood Burning Fireplace
  • Sliding Doors
  • Family Room with Fireplace
  • Living Room
  • Laundry in unit

Flooring

  • Carpet
  • Laminate
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Pool Lighting

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • Property fronts gulf or ocean with access to the bay
  • Access To Intracoastal Waterway
  • Access To Marina
  • No Fixed Bridges
  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Balcony
  • Exterior Lighting
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Phone Available
  • Cable TV Available

Community Details

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,723

Year Built

Built in 1980

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: Yes
  • Living Area: 3216
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 3741
  • Lot Size Sq Ft: 6900
  • Directions to Property: Southwest on Floramar Terrance toward New England Blvd 0.5 mile. Turn left onto Shell Stream Blvd, turn right onto Topsail Trail 0.8 mile, turn left onto Ensign Loop. Home on the right.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Holiday
  • Escrow Postal Code: 34691
  • Escrow State: FL
  • Escrow Street Name: US Hwy 19 N
  • Escrow Street Number: 1031
  • List Office Head Office Key Nume: 1038452
  • Minimum Lease: 3 Months
  • Number Of Pets: 4
  • RATIO Current Price By Calculate: 171.02
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Amenities Additional Fees: access to private beach optional 160.00 annually
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-855-4982
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Open Floorplan, PrimaryBedroom Upstairs
  • Appliances Included: Other
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Street Number Modifier: 5012
  • Living Area Meters: 298.78
  • Room Count: 4

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground, Lighting, Salt Water
  • Exterior Features: Balcony, Lighting, Private Mailbox, Sliding Doors
  • Roof: Slate, Tile
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Beach,Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway,Marina
  • Water Extras: Bridges - No Fixed Bridges,No Wake Zone,Sailboat Water,Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 60
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 60
  • Flood Zone Date: 2020-06-05
  • Flood Zone Panel: 12101C0332G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 160
  • Association Fee Frequency: Annually
  • Association Name: Gulf Harbors Civic Assoc
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional
  • Condo Land Included YN: 1
  • Association Email: ghca@verizon.net
  • Pet Size: Large (61-100 Lbs.)
  • Association URL: gulfharbors.com

Fee Information

  • Total Annual Fees: 160.00
  • Total Monthly Fees: 13.33
  • Monthly HOA Amount: 13.33

Lot Info

  • Zoning: R4
  • Parcel Number: 15-26-12-076.0-018.00-022.0
  • Additional Parcels: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 641

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Must comply with Pasco County regulations

Tax Info

  • Tax Annual Amount: 12723
  • Tax Block: 18
  • Tax Book Number: 10-104
  • Tax Lot: 22

Multi Family

  • Waterfront Features: Canal - Saltwater, Canal Front, Gulf/Ocean to Bay

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,723 $834,320 $262,752 $571,568
2023 $11,997 $608,590 $0 $0
2022 $9,630 $685,078 $228,459 $456,619
2021 $8,233 $502,974 $163,185 $339,789
2020 $7,777 $474,357 $156,078 $318,279
2019 $5,523 $370,500 $0 $0
2018 $5,429 $363,600 $0 $0
2017 $5,412 $363,600 $0 $0
2016 $5,327 $348,796 $156,078 $192,718
2015 $5,837 $332,265 $156,078 $176,187
2014 $5,408 $324,306 $156,078 $168,228
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2025 06/03/25 Price Changed $550,000 -4.3% $171 / Sq Ft
05/19/2025 05/19/25 Price Changed $575,000 -4.2% $179 / Sq Ft
05/07/2025 05/07/25 For Sale $600,000 +22.4% $187 / Sq Ft
04/01/2020 04/01/20 Sold $490,000 -3.9% $179 / Sq Ft
02/28/2020 02/28/20 Pending -- -- --
02/17/2020 02/17/20 For Sale $510,000 0.0% $187 / Sq Ft
02/13/2020 02/13/20 Pending -- -- --
02/06/2020 02/06/20 For Sale $510,000 +45.7% $187 / Sq Ft
08/17/2018 08/17/18 Off Market $350,000 -- --
05/29/2015 05/29/15 Sold $350,000 -6.7% $109 / Sq Ft
04/29/2015 04/29/15 Pending -- -- --
04/17/2015 04/17/15 Price Changed $375,000 -6.0% $117 / Sq Ft
02/09/2015 02/09/15 Price Changed $399,000 -9.1% $124 / Sq Ft
07/22/2014 07/22/14 Price Changed $439,000 -2.4% $137 / Sq Ft
05/15/2014 05/15/14 For Sale $449,950 -- $140 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 None Available
Warranty Deed $490,000 None Available
Warranty Deed $350,000 Sunset Title Services
Warranty Deed $245,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $364,000 New Conventional
Closed $367,500 New Conventional
Closed $367,500 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $153,800 New Conventional
Previous Owner $197,800 New Conventional
Previous Owner $196,000 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8382821

Stellar MLS

APN: 12-26-15-0760-01800-0220