$490,000
SOLD APR 1, 2020
3 Beds
3 Baths
2,731 Sq Ft
6,900 Sq Ft Lot

Recently Sold

$179 Per Sq Ft

4% Below List Price

22 Days on Market

Highlights

  • 60 Feet of Waterfront
  • Beach Access
  • In Ground Pool
  • Boat Ramp
  • Dock made with wood
  • Open Floorplan

About This Home

As of April 2020

Welcome home to 5012 Ensign Loop located in Gulf Harbors! This 2,731 sq ft 3 bedroom, 3 bath waterfront home is move-in ready and awaits your arrival! High ceilings, copious amount of sunlight, space for days! This home has room for all your gatherings & parties! Double-door entry leads you to the living room w/soaring ceilings & fireplace & the adjoining dining; all open to the spacious kitchen. The kitchen features granite counters, modern white cabinets, an island & a large closet pantry. Just off the kitchen is the sunroom, which is flooded with light & will be your favorite room in the home! The split floor plan features two guest rooms, one with ensuite bathroom for your 1st floor master. The Master Suite has an entire floor, fit for a queen or king, including the landing/loft area; perfect for a sitting area or office with stunning views. The master bedroom has double door entry & ensuite bath with walk-in shower. The real gem of the home is outback, where you have a large pool and deck with plenty of room for sunbathing, outdoor dining, or having a party! Fenced-in, low maintenance back yard. Oversized 2 car garage equipped with a mini-split to keep it cool & dry. Tons of storage. This home has 60 ft of sea wall with a large stationary dock. Immaculately maintained, partially updated and ready for you to customize to your hearts desire! Deep water Gulf Access. Membership to the exclusive, Private Gulf Harbors Beach Club available for just $156/year! Contact today to schedule your private tour!

Last Agent to Sell the Property

Judi Pobst

KELLER WILLIAMS REALTY- PALM H License #3042428 Listed on: 02/06/2020

KELLER WILLIAMS REALTY- PALM H

Last Buyer's Agent

Jason Duraj

FUTURE HOME REALTY INC License #3290841

FUTURE HOME REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,321

Year Built

  • Built in 1980

Lot Details

  • 6,900 Sq Ft Lot
  • 60 Feet of Waterfront
  • Property fronts a saltwater canal
  • East Facing Home
  • Metered Sprinkler System
  • Landscaped with Trees
  • Property is zoned R4

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Contemporary Architecture
  • Bi-Level Home
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 2,731 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Den
  • Loft
  • Inside Utility
  • Canal Views
  • Attic

Kitchen

  • Built-In Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • No Fixed Bridges
  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Dock made with wood
  • Balcony
  • Exterior Lighting

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Mini Split Air Conditioners
  • Zoned Heating and Cooling
  • Heating Available
  • Water Softener
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Optional Additional Fees
  • Gulf Harbors Civic Association/Robin Allen Association
  • Visit Association Website
  • Gulf Harbors Subdivision
  • The community has rules related to deed restrictions, no truck, recreational vehicles, or motorcycle parking

Amenities

  • Clubhouse

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,321

Year Built

Built in 1980

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: Yes
  • Living Area: 2731
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 3256
  • Lot Size Sq Ft: 6900
  • Directions to Property: Head southwest on Floramar Terrace toward New England Blvd 0.5 mi Turn left onto Shell Stream Blvd 367 ft Turn right onto Topsail Trail 0.8 mi Turn left onto Ensign Loop Destination will be on the right
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/W7820336?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/W7820336?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Subdivision Num: 0760
  • Call Center Phone Number: 800-746-9464
  • Ratio: Close Price\List Price: 0.96078
  • Price per Sq Ft: 179.42
  • Close to Original List Price Ratio: 0.96078
  • Ratio: Current Price\Building Area Total: 150.49
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: Estimated
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), High Ceiling(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Master Bedroom Main Floor, Open Floorplan, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Spa Yn: No
  • Window Features: Blinds
  • Street Number Modifier: 5012
  • Room Count: 11
  • Additional Rooms: Attic, Den/Library/Office, Great Room, Inside Utility, Loft
  • ResoLivingAreaSource: Estimated

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, In Ground
  • Exterior Features: Balcony, Irrigation System, Lighting, Sliding Doors, Sprinkler Metered
  • Roof: Tile
  • Pool Private: Yes
  • View: Water
  • Water Body Name: Gulf Of Mexico
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water View: Canal
  • Water Access: Beach, Canal - Saltwater, Gulf/Ocean
  • Water Extras: Bridges - No Fixed Bridges, Dock - Wood, No Wake Zone, Sailboat Water, Seawall - Concrete
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Waterfront Frontage: 60
  • Water Frontage Feet Canal Salt: 60
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side, Oversized
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Available, Public, Sewer Connected, Street Lights
  • Cooling: Central Air, Mini-Split Unit(s), Zoned
  • Heating: Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, No Truck/RV/Motorcycle Parking, Water Access, Waterfront
  • Association Amenities: Clubhouse, Optional Additional Fees, Private Boat Ramp
  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association Name: Gulf Harbors Civic Association/Robin Allen
  • Association: Yes
  • Security: Security System, Smoke Detector(s)
  • Senior Community: No
  • Association Website: gulfharbors.com
  • Association Email: ghca@verizon.net
  • Amenities Additional Fees: Optional HOA Fee for Private Beach for $156 per year. Buyer to confirm.
  • Complex Community Name NCCB: GULF HARBORS
  • Association Fee Requirement: Optional
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 100
  • Monthly HOA Fee: 8.33
  • Total Monthly Fees: 8.33

Lot Info

  • Zoning: R4
  • Parcel Number: 12-26-15-0760-01800-0220
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone
  • Flood Zone Code: AE
  • Future Land Use: 0130
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: No
  • Minimum Lease: No Minimum
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: Buyer to confirm.  Must comply with Pasco County Regulations.

Tax Info

  • Tax Annual Amount: 5321
  • Tax Block: 01800
  • Tax Book Number: 10/104
  • Tax Lot: 0220

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2020
Closed on
Apr 2, 2020
Sold by
Mcmullen Diana and Memullen Mark
Bought by
Wilk Michal J
Seller's Agent
Judi Pobst
KELLER WILLIAMS REALTY- PALM H
Buyer's Agent
Jason Duraj
FUTURE HOME REALTY INC
List Price
$510,000
Sold Price
$490,000
Premium/Discount to List
-$20,000
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.11%
Original Mortgage
$367,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 6, 2020
Closed on
Apr 1, 2020
Sold by
Mcmullen Diana and Memullen Mark
Bought by
Wilk Michal J
Seller's Agent
Judi Pobst
KELLER WILLIAMS REALTY- PALM H
Buyer's Agent
Jason Duraj
FUTURE HOME REALTY INC
List Price
$510,000
Sold Price
$490,000
Premium/Discount to List
-$20,000
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$367,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 16, 2014
Closed on
May 29, 2015
Sold by
Albrecht Charles E and Albrecht Maria A
Bought by
Mcmullen Mark and Mcmullen Diana
Seller's Agent
Carolyn Saunders
RE/MAX MARKETING SPECIALISTS
Buyer's Agent
Judi Pobst
KELLER WILLIAMS REALTY- PALM H
List Price
$449,950
Sold Price
$350,000
Premium/Discount to List
-$99,950
-22.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.18%
Original Mortgage
$280,000
Interest Rate
3.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 1997
Sold by
Beaupre Geraldine E and Beaupre Delmer W
Bought by
Albrecht Charles A and Albrecht Maria A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
8.17%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 None Available
Warranty Deed $490,000 None Available
Warranty Deed $350,000 Sunset Title Services
Warranty Deed $245,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $364,000 New Conventional
Closed $367,500 New Conventional
Closed $367,500 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $153,800 New Conventional
Previous Owner $197,800 New Conventional
Previous Owner $196,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 Pending -- -- --
07/19/2025 07/19/25 Price Changed $525,000 -4.5% $163 / Sq Ft
06/03/2025 06/03/25 Price Changed $550,000 -4.3% $171 / Sq Ft
05/19/2025 05/19/25 Price Changed $575,000 -4.2% $179 / Sq Ft
05/07/2025 05/07/25 For Sale $600,000 +22.4% $187 / Sq Ft
04/01/2020 04/01/20 Sold $490,000 -3.9% $179 / Sq Ft
02/28/2020 02/28/20 Pending -- -- --
02/17/2020 02/17/20 For Sale $510,000 0.0% $187 / Sq Ft
02/13/2020 02/13/20 Pending -- -- --
02/06/2020 02/06/20 For Sale $510,000 +45.7% $187 / Sq Ft
08/17/2018 08/17/18 Off Market $350,000 -- --
05/29/2015 05/29/15 Sold $350,000 -6.7% $109 / Sq Ft
04/29/2015 04/29/15 Pending -- -- --
04/17/2015 04/17/15 Price Changed $375,000 -6.0% $117 / Sq Ft
02/09/2015 02/09/15 Price Changed $399,000 -9.1% $124 / Sq Ft
07/22/2014 07/22/14 Price Changed $439,000 -2.4% $137 / Sq Ft
05/15/2014 05/15/14 For Sale $449,950 -- $140 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,723 $834,320 $262,752 $571,568
2023 $11,997 $608,590 $0 $0
2022 $9,630 $685,078 $228,459 $456,619
2021 $8,233 $502,974 $163,185 $339,789
2020 $7,777 $474,357 $156,078 $318,279
2019 $5,523 $370,500 $0 $0
2018 $5,429 $363,600 $0 $0
2017 $5,412 $363,600 $0 $0
2016 $5,327 $348,796 $156,078 $192,718
2015 $5,837 $332,265 $156,078 $176,187
2014 $5,408 $324,306 $156,078 $168,228
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: W7820336

Stellar MLS

APN: 12-26-15-0760-01800-0220