5014 Down Ct Saint Cloud, FL 34772
South Saint Cloud NeighborhoodEstimated payment $4,505/month
Highlights
- Fresh Water Canal Waterfront
- Lake View
- Main Floor Primary Bedroom
- Access To Chain Of Lakes
- Open Floorplan
- Loft
About This Home
Experience waterfront living in this impressive 3,800 square foot Exbury floor plan by Landsea, offering 5 bedrooms, 3.5 bathrooms, and a 3 car garage. Perfectly positioned on a premium homesite with expansive lake and canal views, this two-story residence combines space, functionality, and lifestyle in one of the most desirable settings in the area. From the moment you enter, the soaring ceilings and elegant stair railing create an open, welcoming feel that makes the home feel even larger and brighter.
The kitchen was thoughtfully designed for both everyday living and entertaining, featuring beautiful gray cabinetry, a modern white backsplash, stainless steel appliances, and an oversized island that serves as the centerpiece of the home. A custom-built walk-in pantry adds exceptional storage and sets this floor plan apart from others. The open layout flows seamlessly into the main living areas, all designed to maximize the natural light and showcase the stunning water views.
The primary suite is conveniently located on the first floor, offering privacy and comfort with peaceful water views to wake up to each morning. The spacious en-suite bathroom includes separate his and hers vanities, with a dedicated makeup area, dual oversized walk-in closets, additional linen storage, and a layout that feels both functional and luxurious without being overdone.
Upstairs, a generous loft provides flexible space that can easily be transformed into a game room, media room, home office, or additional lounge area. The home’s layout offers the perfect balance of shared gathering spaces and private retreats for family and guests alike.
Step outside to enjoy true Florida outdoor living. The extended paver patio with a built-in fire pit creates an ideal setting for relaxing evenings overlooking the water. The covered lanai allows you to enjoy the outdoors comfortably, even on rainy days. There is ample room to build a private boat dock, giving future owners the opportunity to park their boat right in their backyard. From here, you have access to the Alligator Chain of Lakes, connecting to multiple lakes for boating, fishing, and endless water recreation.
The community enhances the lifestyle even further with resort-style amenities, including a pool with splash pad, playground, open green spaces perfect for picnics, a designated fishing area, and a community boat lift. Residents can also enjoy kayaking through the scenic canals, making it easy to take full advantage of the waterfront setting.
This home offers the perfect combination of space, thoughtful upgrades, and outdoor lifestyle opportunities in a setting that truly feels special. It is a rare opportunity to own a spacious waterfront property with room to grow, both inside and out.
Listing Agent
LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3483785 Listed on: 02/26/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,940
Year Built
- Built in 2023
Lot Details
- 6,970 Sq Ft Lot
- Fresh Water Canal Waterfront
- South Facing Home
HOA Fees
- $114 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Property Views
- Lake
- Canal
Home Design
- Entry on the 2nd floor
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 3,854 Sq Ft Home
- 2-Story Property
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Great Room
- Family Room
- Formal Dining Room
- Loft
- Bonus Room
Kitchen
- Range
- Microwave
- Freezer
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Brick
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- Walk-In Closet
- Jack-and-Jill Bathroom
Laundry
- Laundry Room
- Laundry on upper level
Eco-Friendly Details
- Reclaimed Water Irrigation System
Outdoor Features
- Access To Chain Of Lakes
- Access to Freshwater Canal
- Patio
Schools
- Hickory Tree Elementary School
- Harmony Middle School
- Harmony High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 486 / 20-26-3
- Assessor Parcel Number 20-26-31-0138-0001-4860
- $1,575 per year additional tax assessments
Community Details
Overview
- Association fees include pool, maintenance structure, ground maintenance, maintenance
- Mary James Association, Phone Number (407) 705-2190
- Built by Landsea
- Hanover Lakes Ph 5 Subdivision, Exbury Floorplan
Amenities
- Community Mailbox
Recreation
- Community Playground
- Community Pool
- Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,677 | $497,829 | -- | -- |
| 2024 | $3,370 | $483,799 | -- | -- |
| 2023 | $3,370 | $95,000 | $95,000 | $0 |
| 2022 | $2,560 | $50,000 | $50,000 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/26/2026 02/26/26 | For Sale | $699,000 | -- | $181 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $705,000 | First American Title Insurance | |
| Special Warranty Deed | $705,000 | First American Title Insurance |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $669,750 | New Conventional | |
| Closed | $669,750 | New Conventional |
Source: Stellar MLS
MLS Number: S5144543
APN: 20-26-31-0138-0001-4860
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Ask me questions while you tour the home.