$450,000
$10K PRICE DROP

502 Cardinal Cir E Saint Marys, GA 31558

Estimated payment $2,885/month

Total Views 14,210
3 Beds
2 Baths
1,812 Sq Ft
$248 Price per Sq Ft

Highlights

  • Hot Property
  • Private Dock
  • Boat Ramp
  • Mary Lee Clark Elementary School Rated A
  • On Golf Course
  • Fitness Center

About This Home

THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE. NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1. THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY. ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. MOVE-IN READY AND EASY TO SHOW-SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE THE EXCEPTIONAL LIFESTYLE THAT OSPREY COVE HAS TO OFFER!

Listing Agent

Nicole Readdick

Coldwell Banker Access Realty KGLD License #293731 Listed on: 05/04/2026

Coldwell Banker Access Realty KGLD

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,505

Year Built

  • Built in 1995 | Remodeled

Lot Details

  • 26,572 Sq Ft Lot
  • Waterfront
  • Property fronts a private road
  • On Golf Course
  • Fenced
  • Landscaped
  • Level Lot
  • Cleared Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Water
  • Golf Course

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Slab Foundation
  • Fire Rated Drywall
  • Ridge Vents on the Roof
  • Composition Roof
  • Tabby Masonry Building Material

Interior Spaces

  • 1,812 Sq Ft Home
  • Woodwork
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Insulated Windows
  • Mud Room
  • Entrance Foyer
  • Family Room
  • Formal Dining Room
  • Den
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Self-Cleaning Convection Oven
  • Range Hood
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Attic

  • Attic Floors
  • Pull Down Stairs to Attic

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Insulation

Outdoor Features

  • Deep Water Access
  • Property is near a lake
  • Boat Ramp
  • Private Dock
  • Docks
  • Screened Patio

Schools

  • Mary Lee Clark Elementary School
  • St. Marys Middle School
  • Camden County High School

Utilities

  • Central Heating and Cooling System
  • Air Source Heat Pump
  • Underground Utilities
  • Water Tap Fee Is Paid
  • Electric Water Heater
  • Water Softener
  • Phone Connected
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 122A 076

Community Details

Overview

  • Association fees include maintenance structure
  • Osprey Cove Subdivision
  • Property has a Home Owners Association
  • The community has rules related to covenants, conditions, and restrictions
  • Community Lake

Amenities

  • Clubhouse
  • Community Storage Space

Recreation

  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,505

Year Built

Built in 1995 | Remodeled

Lot Details

0.61 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.61
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Osprey Cove
  • Directions: FROM OSPREY COVE MAIN ENTRANCE (EAST GATE), GO THROUGH THE GATE AND TAKE THE FIRST LEFT ONTO CARDINAL CIRCLE EAST. HOME IS SECOND ON THE RIGHT. LOOK FOR OSPREY COVE FOR SALE SIGN.
  • Architectural Style: Ranch, Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Efficiency: Insulation, Windows
  • Property Attached Yn: No
  • Year Built: 1995
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt, Paved
  • Special Features: VirtualTour

Interior Features

  • Private Spa: No
  • Appliances: Convection Oven, Dryer, Dishwasher, Oven, Plumbed For Ice Maker, Refrigerator, Range Hood, Self Cleaning Oven, Washer, Water Softener
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Ceiling Fan(s), Crown Molding, Double Vanity, High Ceilings, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Painted Woodwork, Separate Shower, Primary Suite, Split Plan, Breakfast Bar, Kitchen Island
  • Window Features: Double Pane Windows, Insulated Windows
  • Window Features: Double Pane Windows, Insulated Windows

Exterior Features

  • Fencing: Fenced
  • Lot Features: Cleared, Landscaped, Level, On Golf Course, Sprinklers In Front, Sprinklers In Rear, Full Size Lot, Storm Sewer
  • Pool Private: No
  • View: Golf Course
  • View: Yes
  • Waterfront: Yes
  • Home Warranty: Yes
  • Common Walls: No Common Walls
  • Construction Type: Tabby
  • Foundation Details: Slab
  • Patio And Porch Features: Front Porch, Patio, Porch, Screened
  • Property Condition: Updated/Remodeled, As Is
  • Roof: Composition
  • Foundation Details: Slab
  • Patio And Porch Features: Front Porch, Patio, Porch, Screened
  • Roof: Composition
  • View: Golf Course
  • Common Walls: No Common Walls

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Covered, Driveway, Garage Faces Rear, Garage Faces Side, Garage Door Opener, Kitchen Level, Paved

Utilities

  • Laundry Features: Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Phone Connected, Sewer Available, Underground Utilities, Water Available
  • Water Source: Public
  • Cooling: Central Air, Electric, Heat Pump
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Phone Connected, Sewer Available, Underground Utilities, Water Available
  • Laundry Features: Laundry Room, Washer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Gated, Street Lights, Sidewalks, Interstate Access Nearby, Parking, Walk To Shopping, Beach Access, Lake
  • Amenities: Clubhouse, Fitness Center, Golf Course, Gated, Jogging Path, Landscaping, Management, Playground, Pool, Security, Storage, Tennis Court(s), Trail(s), Membership Application Rights
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Structure, Other
  • Association Fee Includes: Maintenance Structure, Other

Schools

  • Elementary School: Mary Lee Clark
  • High School: Camden County
  • Middle Or Junior School: St. Marys Middle School

Lot Info

  • Lot Size Sq Ft: 26571.6
  • Parcel #: 122A 076

Tax Info

  • Tax Annual Amount: 5505.04
  • Tax Year: 2025

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,460 $167,808 $24,000 $143,808
2024 $3,736 $142,116 $24,000 $118,116
2023 $4,925 $138,788 $24,000 $114,788
2022 $2,043 $116,598 $24,000 $92,598
2021 $2,159 $99,601 $24,000 $75,601
2020 $1,939 $94,830 $24,000 $70,830
2019 $3,015 $94,830 $24,000 $70,830
2018 $687 $105,672 $28,000 $77,672
2017 $2,666 $88,724 $24,000 $64,724
2016 $2,653 $88,615 $24,000 $64,615
2015 $2,569 $88,615 $24,000 $64,615
2014 $2,557 $88,615 $24,000 $64,615
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/19/2026 06/19/26 Price Changed $450,000 -2.2% $248 / Sq Ft
05/04/2026 05/04/26 For Sale $459,900 +16.7% $254 / Sq Ft
05/24/2024 05/24/24 Sold $394,000 -6.1% $217 / Sq Ft View Prior Sale
04/18/2024 04/18/24 Pending -- -- --
03/30/2024 03/30/24 Price Changed $419,500 -0.1% $232 / Sq Ft
03/11/2024 03/11/24 For Sale $420,000 +27.3% $232 / Sq Ft
01/12/2023 01/12/23 Sold $330,000 -17.3% $182 / Sq Ft View Prior Sale
12/13/2022 12/13/22 Pending -- -- --
12/05/2022 12/05/22 For Sale $399,000 0.0% $220 / Sq Ft
04/27/2013 04/27/13 Rented $1,400 0.0% --
03/28/2013 03/28/13 Under Contract -- -- --
03/20/2013 03/20/13 For Rent $1,400 -- --
Source: Scout MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $394,000 --
Warranty Deed $330,000 --
Warranty Deed $215,000 --
Deed -- --
Deed $355,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $355,000 New Conventional
Source: Public Records

About the Listing Agent

Nicole Readdick

Coldwell Banker Access Realty KGLD

(833) 210-5909

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Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means being able to help you understand each step of the buying or selling process. My goal is to help clients buy or sell their homes at the right price on their timeline. I hope to make the process as stress-free as possible by applying the latest technology to meet my client's needs whether they are local or

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Source: Scout MLS

MLS Number: 1661660

Scout MLS

APN: 122A-076

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