Seller's Agent in 2025
Ann Fechner
Cummings & Co Realtors
(443) 615-9211
2 in this area
69 Total Sales
503 N Paca St Baltimore, MD 21201
Seton Hill NeighborhoodEstimated Value: $281,850
6
Beds
3
Baths
1,904
Sq Ft
$148/Sq Ft
Est. Value
Highlights
- Federal Architecture
- 4-minute walk to Centre Street
- Courtyard Views
- Wood Flooring
- No HOA
- 2-minute walk to St Mary's Park
About This Home
As of October 2025Charming 200+ year-old Federal-style guesthouse in historic Seton Hill, downtown Baltimore’s vibrant “French Quarter.” Zoned commercial and residential, this turnkey owner-occupied B&B features private living quarters plus five rentable guestrooms (3BR listed + 2 attic rooms), shared amenities, and basement unit potential. It’s steps from transit, parks, and top cultural spots—perfect for car-free living. Includes recent upgrades (tankless water heater, mini-splits, new roof) and conveys fully furnished. A rare end-unit with proven income and unique historic appeal.
Not interested in running an airbnb? No worries, this home can very well and very simply be brought back to a beautiful residential home with a separate living area in the basement .
• Zoned commercial/residential
• Prime downtown location near light rail, bike lanes, and cultural attractions
• Offered fully furnished and licensed as a short-term rental (with minimal regulatory hurdles for owner-occupants)
• Recent upgrades: tankless water heater, mini-split HVAC systems, new roofing (2024)
• Approximately 3,800 sq ft of usable space (1,900 listed + 1,900 attic/basement)
• Proven income-producing hospitality model with strong guest reviews
A rare opportunity to own a piece of early 1800s Baltimore architecture in a vibrant, growing urban neighborhood.
Also, listed as commercial MLS# MDBA2169576
Last Agent to Sell the Property
(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Listed on: 05/26/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,491
Year Built
- Built in 1920 | Remodeled in 2017
Lot Details
- 952 Sq Ft Lot
- Downtown Location
- Masonry wall
- Historic Home
- Property is in excellent condition
Parking
- On-Street Parking
Home Design
- Federal Architecture
- Brick Exterior Construction
- Composition Roof
- Rubber Roof
Interior Spaces
- Property has 2 Levels
- Non-Functioning Fireplace
- Fireplace Mantel
- Wood Flooring
- Courtyard Views
- Finished Basement
- Laundry in Basement
Bedrooms and Bathrooms
Outdoor Features
- Patio
Utilities
- Ductless Heating Or Cooling System
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Tankless Water Heater
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 013
- Assessor Parcel Number 0317080547A013
Community Details
Overview
- No Home Owners Association
- Seton Hill Subdivision
Pet Policy
- Pets Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2025
Closed on
Oct 1, 2025
Sold by
Bought by
Seller's Agent
Ann Fechner
Cummings & Co. Realtors
Buyer's Agent
Matthew Mindel
Compass
List Price
$385,000
Sold Price
$340,000
Premium/Discount to List
-$45,000
-11.69%
Views
178
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$58,150
Original Mortgage
$347,310
Outstanding Balance
$347,310
Interest Rate
6.58%
Mortgage Type
VA
Purchase Details
Listed on
Jan 14, 2019
Closed on
Dec 27, 2019
Sold by
Bought by
Seller's Agent
Barbara Cox
Cummings & Co. Realtors
Buyer's Agent
David Sexton
Taylor Properties
List Price
$249,000
Sold Price
$200,000
Premium/Discount to List
-$49,000
-19.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.63%
Original Mortgage
$5,700
Interest Rate
3.6%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Nov 27, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
3.6%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $340,000 | Legacy Settlement Services | ||
| $200,000 | Lawyers Express Title Llc | ||
| $98,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $347,310 | ||
| Previous Owner | $5,700 | ||
| Previous Owner | $190,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $340,000 | -5.3% | $179 / Sq Ft | |
| 07/31/2025 07/31/25 | Price Changed | $359,000 | -3.8% | $189 / Sq Ft | |
| 07/09/2025 07/09/25 | Price Changed | $373,000 | -4.1% | $196 / Sq Ft | |
| 05/26/2025 05/26/25 | Price Changed | $389,000 | +1.0% | $204 / Sq Ft | |
| 05/26/2025 05/26/25 | For Sale | $385,000 | +92.5% | $202 / Sq Ft | |
| 12/27/2019 12/27/19 | Sold | $200,000 | -9.1% | $105 / Sq Ft | View Prior Sale |
| 11/14/2019 11/14/19 | Pending | -- | -- | -- | |
| 08/08/2019 08/08/19 | Price Changed | $220,000 | -7.9% | $116 / Sq Ft | |
| 05/07/2019 05/07/19 | Price Changed | $239,000 | -4.0% | $126 / Sq Ft | |
| 01/14/2019 01/14/19 | For Sale | $249,000 | 0.0% | $131 / Sq Ft | |
| 12/01/2017 12/01/17 | Rented | $1,500 | -16.7% | -- | |
| 11/16/2017 11/16/17 | Under Contract | -- | -- | -- | |
| 10/05/2017 10/05/17 | For Rent | $1,800 | -- | -- |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,039 | $190,300 | $23,800 | $166,500 |
| 2024 | $4,039 | $190,300 | $23,800 | $166,500 |
| 2023 | $4,026 | $190,300 | $23,800 | $166,500 |
| 2022 | $5,039 | $259,500 | $23,800 | $235,700 |
| 2021 | $5,043 | $213,667 | $0 | $0 |
| 2020 | $3,961 | $167,833 | $0 | $0 |
| 2019 | $2,865 | $122,000 | $23,800 | $98,200 |
| 2018 | $2,690 | $114,000 | $0 | $0 |
| 2017 | $2,502 | $106,000 | $0 | $0 |
| 2016 | $2,970 | $98,000 | $0 | $0 |
| 2015 | $2,970 | $98,000 | $0 | $0 |
| 2014 | $2,970 | $122,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ann Fechner
-
Matthew Mindel
Buyer's Agent in 2025
Matthew Mindel
Compass
(410) 428-6138
2 in this area
170 Total Sales
-
Barbara Cox
Seller's Agent in 2019
Barbara Cox
Cummings & Co Realtors
(410) 960-8666
69 Total Sales
-
David Sexton
D
Buyer's Agent in 2019
David Sexton
Taylor Properties
(202) 540-0339
1 Total Sale
Map
Source: Bright MLS
MLS Number: MDBA2169538
APN: 0547A-013
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