NOT LISTED FOR SALE

505 Stuart Ridge Cramerton, NC 28032

Estimated Value: $923,000 - $979,000

4 Beds
3.5 Baths
3,829 Sq Ft
$249/Sq Ft Est. Value

Last Sold December 17, 2018

Last sale price $565,000 $148 Per Sq Ft

Est. 69% increase in value since last sale

Current estimated payment $5,958/month

Highlights

  • Golf Course Community
  • Gated Community
  • Engineered Wood Flooring
  • Cramerton Middle School Rated A-
  • Clubhouse
  • European Architecture

About This Home

As of December 2018

This beautiful home has custom everything. Stone and brick exterior with 50 year architectural shingles. Custom cabinetry, hand scraped oak hardwood floors. Master suite on main features large walk in closet with custom closet organization. Walk in shower in master bath. Guest Suite on main with private bath. Upper Lever features two bedrooms and spacious bonus room. Large walk in attic space could be finished for additional heated space. Both HVAC systems replaced (2017 & 2018).

Last Agent to Sell the Property

Dale Stephenson

Lake Norman Realty, Inc. License #191867 Listed on: 10/10/2018

Lake Norman Realty, Inc.

Last Buyer's Agent

Gina Flowers

Allen Tate Gastonia License #136627

Allen Tate Gastonia

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2005

Lot Details

  • 0.95

Parking

  • Attached Garage

Home Design

  • European Architecture
  • Stone Siding

Interior Spaces

  • Tray Ceiling
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Kitchen Island
  • Attic

Flooring

  • Engineered Wood
  • Stone
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Additional Features

  • Corner Lot
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 196192

Community Details

Recreation

  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Community Pool

Additional Features

  • Property Matters Realty Association
  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 2 Story
  • Architectural Style: European
  • Ratio Close Price By List Price: 0.97582
  • Ratio Close Price By Original Li: 0.97582
  • Ratio Current Price By Acre: 594736.84
  • Ratio Current Price By Sq Ft: 147.56
  • Year Built: 2005
  • Special Features: None
  • Stories: 2

Interior Features

  • Foundation Details: g-Sealed Crawl Space
  • Upper Level Sq Ft: 1179
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Total Bedrooms: 4
  • Equipment: Ceiling Fan(s), Convection Oven, Cable Prewire, Central Vacuum, Dishwasher, Electric Dryer Hookup, Gas Range, Ice Maker Connection, Microwave, Refrigerator, Electric Oven
  • Fireplace Description: FAMILYRM, Gas Logs
  • Fireplace: Yes
  • Flooring: Carpet, Prefinished Wood, Stone, Tile
  • Interior Amenities: Attic Walk-in, Built-Ins, Cable Available, Cathedral Ceiling(s), Kitchen Island, Pantry, Tray Ceiling, Vaulted Ceiling, Walk-In Closet(s)
  • Laundry Location: Main, Laundry Room
  • Room Count: 2
  • Main Level Sq Ft: 2650
  • Total Sq Ft: 3829
  • Sq Ft Unheated Main: 673
  • Sq Ft Unheated Total: 1165
  • Sq Ft Unheated Upper: 492

Exterior Features

  • Construction: Brick Partial, Stone
  • Construction Type: Site Built

Garage/Parking

  • Driveway: Concrete
  • Parking: Attached Garage, Garage - 2 Car, Side Load Garage

Utilities

  • Heating: Heat Pump - AC, Heat Pump - Heat
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Gas, g-On-Demand Water Heater

Condo/Co-op/Association

  • Community Features: Club House, Gated Community, Golf Course, Playground, Outdoor Pool, Recreation Area, Security, Tennis Court(s)
  • HOA Management Company: Property Matters Realty
  • Hoa Subject To Dues: Mandatory

Schools

  • Elementary School: Unspecified
  • Middle School: Unspecified
  • High School: Unspecified

Lot Info

  • Lot Dimension: 344x76x268x157
  • Lot Features: Corner Lot
  • Lot Size Area: 0.950
  • Parcel Number: 196192
  • Zoning Specification: R1H

Tax Info

  • Tax Value: 400924.00
  • Tax Location: Cramerton

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 18, 2023
Sold by
Grogan Ira Thomas and Grogan Paula W
Bought by
Sinderman Heinz P and Sinderman Nancy H
Current Estimated Value
$954,708

Purchase Details

Listed on
Oct 10, 2018
Closed on
Dec 17, 2018
Sold by
Stowe John C and Stowe Donna
Bought by
Grogan Ira Thomas and Grogan Paula W
Seller's Agent
Dale Stephenson
Lake Norman Realty, Inc.
Buyer's Agent
Gina Flowers
Allen Tate Gastonia
List Price
$579,000
Sold Price
$565,000
Premium/Discount to List
-$14,000
-2.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.18%
Original Mortgage
$508,500
Interest Rate
7.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Jan 28, 2017
Closed on
Mar 20, 2017
Sold by
Mercer Jonathan A and Mercer Brandy B
Bought by
Stowe John C and Stowe Donna E
Seller's Agent
Brandy Mercer
NorthGroup Real Estate LLC
Buyer's Agent
Dale Stephenson
Lake Norman Realty, Inc.
List Price
$569,000
Sold Price
$507,500
Premium/Discount to List
-$61,500
-10.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.36%

Purchase Details

Closed on
Oct 17, 2005
Sold by
Mercer Jonathan A
Bought by
Mercer Jonathan A and Mercer Brandy B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.66%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sinderman Heinz P $897,500 None Listed On Document
Grogan Ira Thomas $565,000 None Available
Stowe John C $507,500 None Available
Mercer Jonathan A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Grogan Ira Thomas $508,500
Previous Owner Mercer Jonathan A $100,000
Previous Owner Mercer Jonathan Andrew $400,000
Previous Owner Mercer Jonathan A $300,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/17/2018 12/17/18 Sold $565,000 -2.4% $148 / Sq Ft
10/10/2018 10/10/18 Pending -- -- --
10/10/2018 10/10/18 For Sale $579,000 +14.1% $151 / Sq Ft
03/21/2017 03/21/17 Sold $507,500 -10.8% $133 / Sq Ft
02/21/2017 02/21/17 Pending -- -- --
01/28/2017 01/28/17 For Sale $569,000 -- $149 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,197 $893,770 $91,650 $802,120
2024 $9,242 $893,770 $91,650 $802,120
2023 $8,837 $837,620 $91,650 $745,970
2022 $7,767 $604,420 $62,400 $542,020
2021 $7,888 $604,420 $62,400 $542,020
2019 $7,948 $604,420 $62,400 $542,020
2018 $5,392 $400,924 $30,000 $370,924
2017 $5,392 $400,924 $30,000 $370,924
2016 $5,392 $400,924 $0 $0
2014 $5,729 $425,951 $45,000 $380,951
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3442390

Canopy MLS (Canopy Realtor® Association)

APN: 196192