NOT LISTED FOR SALE

Estimated Value: $724,000 - $1,032,000

4 Beds
3.5 Baths
2,592 Sq Ft
$356/Sq Ft Est. Value

Last Sold February 08, 2023

Last sale price $899,000 $347 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $5,980/month

1 Day on Market

Highlights

  • 90 Feet of Salt Water Canal Waterfront
  • Canal View
  • Cathedral Ceiling
  • Boat Ramp
  • Family Room with Fireplace
  • Wood Flooring

About This Home

As of February 2023

Welcome home to Gulf Harbors! This 2592 sq ft - 4 bedroom /3.5 bath with an additional 1360 sq ft bonus room/ full bath is up for grabs and waiting for its new owners. Make your way into your waterfront dream home by pulling up to the oversized paver driveway with lush landscaping and enter through 8' Double Glass Doors. You are greeted by a beautiful wood stairway that leads up to the main floor where a spacious living area awaits! Featuring a combination Kitchen / Family / Dining Room that boasts an open floor plan with vaulted ceilings, a gas fireplace, decorative columns, fresh paint and hardwood floors. The half bath to your right can be converted into an elevator if needed. The eat-in kitchen offers stainless steel appliances, wood cabinetry, granite countertops, a large pantry, wine fridge and a breakfast bar. The split plan situates the master bedroom ensuite on its own side of the home offering brand new LVT flooring, 2 walk-in closets, and a French door leading to the balcony overlooking the sparkling canal waterway. Master bath has a large walk in shower with glass doors, Soaking tub, double vanities with a small make up area and a private water closet. The additional 3 bedrooms have new LVT flooring as well. Finished bonus area downstairs includes a huge family room and full bathroom making it an ideal entertainment area, man cave or mother-in-law suite! There are 2 entrances to the garages located on either side of the bonus room with enough space to fill with all your toys and cars! The backyard is large enough to round out your dream home with an inviting custom pool! The canal is wide and deep enough for almost any size boat to navigate. A short boat ride leads you to the Gulf of Mexico, Anclote Island, the sandbar, and one of the many delicious, local waterfront eateries. Grab your fishing pole and enjoy gorgeous sunsets from this outdoor oasis. Come live the waterfront lifestyle today!

Last Agent to Sell the Property

Dina Gorby

RE/MAX CHAMPIONS License #3377650 Listed on: 01/03/2023

RE/MAX CHAMPIONS

Last Buyer's Agent

Jen Ferraz

SNAP REALTY LLC License #3320413

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,302

Year Built

  • Built in 2004

Lot Details

  • 7,820 Sq Ft Lot
  • 90 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • East Facing Home
  • Irrigation
  • Property is zoned R4

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 6 Car Attached Garage

Home Design

  • Slab Foundation
  • Tile Roof
  • Block Exterior

Interior Spaces

  • 2,592 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Gas Fireplace
  • Sliding Doors
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Bonus Room
  • Inside Utility
  • Canal Views

Kitchen

  • Eat-In Kitchen
  • Cooktop with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Makeup or Vanity Space
  • Dual Sinks
  • Private Water Closet
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Rain Gutters
  • Rear Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Mittye P. Locke Elementary School
  • Gulf Middle School
  • Gulf High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • $13 Other Monthly Fees
  • Gulf Harbors Civic Assoc Association
  • Flor A Mar Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,302

Year Built

Built in 2004

Lot Details

0

HOA Fees

$8 per month

Parking

6

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 2592
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 4971
  • Lot Size Sq Ft: 7820
  • Directions to Property: US19 south, right on FlorAMar, right on FlorAMar (Topsail) first left on Galleon, home is on the right.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 159889799
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 346.84
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Other Fees Amount: 160
  • Amenities Additional Fees: Enjoy a membership to the Gulf Harbors Beach Club for $160 annually. Please check with GHBC for any updated pricing and rules for the beach.
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Gas
  • Living Area Units: Square Feet
  • Flooring: Tile, Vinyl, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Master Bedroom Upstairs, Solid Wood Cabinets, Split Bedroom
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Spa Yn: No
  • Stories: 1
  • Street Number Modifier: 5057
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Bonus Room,Inside Utility
  • Living Area Meters: 240.80
  • Room Count: 3

Exterior Features

  • Direction Faces: East
  • Exterior Features: Irrigation System, Rain Gutters, Sliding Doors
  • Roof: Tile
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch
  • Road Surface Type: Paved
  • Water Access: Canal - Saltwater
  • Water Extras: No Wake Zone,Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 90
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 90

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 6
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Boat Ramp, Deed Restrictions, Golf Carts OK
  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association Name: Gulf Harbors Civic Assoc
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional
  • Association Email: ghca@verizon.net

Fee Information

  • Total Annual Fees: 260.00
  • Total Monthly Fees: 21.67
  • Other Fees Term: Annual
  • Monthly HOA Amount: 8.33

Schools

  • Elementary School: Mittye P. Locke-PO
  • High School: Gulf High-PO
  • Middle Or Junior School: Gulf Middle-PO

Lot Info

  • Zoning: R4
  • Parcel Number: 15-26-12-077C-02100-0640
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 727

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5302.27
  • Tax Block: 21
  • Tax Book Number: 10-106
  • Tax Lot: 64

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 3, 2023
Closed on
Feb 8, 2023
Sold by
Trust Agreement Of Gennaro Russo And Ros
Bought by
Goins Vicky Joanne and Goins David Anthony
Seller's Agent
Dina Gorby
RE/MAX CHAMPIONS
Buyer's Agent
Jen Ferraz
SNAP REALTY LLC
List Price
$899,000
Sold Price
$899,000
Views
17
Current Estimated Value
$921,675

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,675
Avg. Annual Appreciation
-0.30%
Original Mortgage
$649,000
Outstanding Balance
$631,398
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$260,708

Purchase Details

Closed on
Feb 24, 2022
Sold by
Mary Russo Rose
Bought by
Trust Agreement Of Gennaro Russo And Rose Mar

Purchase Details

Closed on
Dec 17, 2007
Sold by
Taz Properties & Holdings Llc
Bought by
Russo Rose Mary

Purchase Details

Closed on
Oct 10, 2005
Sold by
Russo Thomas J
Bought by
Taz Properties & Holdings Llc

Purchase Details

Closed on
Jul 10, 2002
Sold by
Russo Thomas J
Bought by
Montana John E and Saravanos Anthony
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Goins Vicky Joanne $899,000 --
Trust Agreement Of Gennaro Russo And Rose Mar -- Delzer Coulter & Bell Pa
Russo Rose Mary -- None Available
Taz Properties & Holdings Llc -- None Available
Montana John E $29,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Goins Vicky Joanne $649,000
Previous Owner Montana John E $484,000
Previous Owner Montana John E $60,500
Previous Owner Russo Thomas J $484,000
Previous Owner Russo Thomas J $60,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/08/2023 02/08/23 Sold $899,000 0.0% $347 / Sq Ft
01/05/2023 01/05/23 Pending -- -- --
01/03/2023 01/03/23 For Sale $899,000 -- $347 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,868 $721,220 -- --
2023 $17,108 $994,401 $286,493 $707,908
2022 $5,394 $371,300 $0 $0
2021 $5,302 $360,490 $178,175 $182,315
2020 $5,224 $355,520 $170,232 $185,288
2019 $5,145 $347,530 $0 $0
2018 $5,056 $341,051 $0 $0
2017 $5,039 $341,051 $0 $0
2016 $4,956 $327,166 $0 $0
2015 $5,025 $324,892 $0 $0
2014 $4,893 $373,349 $170,232 $203,117
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: W7851450

Stellar MLS

APN: 12-26-15-077C-02100-0640