NOT LISTED FOR SALE

Estimated Value: $732,000 - $965,000

3 Beds
2.5 Baths
2,137 Sq Ft
$412/Sq Ft Est. Value

Last Sold April 13, 2023

Last sale price $940,000 $440 Per Sq Ft

Est. 6% decrease in value since last sale

Current estimated payment $5,883/month

5 Days on Market

Highlights

  • 106 Feet of Salt Water Canal Waterfront
  • Boat Lift
  • Canal View
  • Water access To Gulf or Ocean
  • Open Floorplan
  • Deck

About This Home

As of April 2023

This Key West style home is perfectly located for fun on the water and in the sand, it is ready for you to make it your own. With direct access to the Gulf of Mexico, this 106ft waterfront oasis is situated on a 24 ft deep canal with two docks, a floating dock that’s perfect for kayaks, paddleboards and jet skis and a second extra large dock with a 10,000 lb boat lift. A quick boat ride to the Gulf of Mexico makes this home ideal for boaters and water enthusiasts alike. Inside, you'll find yourself in a spacious and inviting, open floor plan with a foyer, formal dining and great room featuring a cozy gas fireplace, with glass doors opening to an inviting and relaxing covered expansive back porch, providing the perfect spot for views of the water, as well as outdoor dining. The kitchen offers plenty of cabinet and storage space, with two pantries, an island for preparing meals, a breakfast bar and separate breakfast nook, all opening to the great room and perfect entertaining guests. There are three spacious bedrooms on the main floor, each with its own set of glass doors that open to a covered deck, perfect for a morning cup of coffee or iced tea in the afternoon. The large primary bedroom is separate from the other two bedrooms and features a large en-suite bathroom with double vanities, walk-in shower, a separate spa soaking tub and two large walk-in closets. On the ground floor there is a 900 sf finished bonus room that serves as an extra entertainment or living space, a half bath, wet bar with beverage fridge and another finished 300 sf room that can also be used as a 4th bedroom, office space or gym (ground floor is uninsurable). The 3 car garage provides ample storage space for all your toys and tools and there is also an existing workshop. Whether you're looking for a peaceful retreat or a place to entertain friends and family, this home has it all. Bonus to this community is access to the private sandy beach directly on the Gulf of Mexico and two boat ramps. Don't miss out on this incredible opportunity to own a piece of waterfront paradise.

Last Agent to Sell the Property

Jennifer Fuddy

SMITH & ASSOCIATES REAL ESTATE License #3385232 Listed on: 03/07/2023

SMITH & ASSOCIATES REAL ESTATE

Last Buyer's Agent

Anne Graffy

DALTON WADE INC License #3037190

DALTON WADE INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,532

Year Built

  • Built in 2000

Lot Details

  • 8,625 Sq Ft Lot
  • 106 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • West Facing Home
  • Irrigation
  • Property is zoned R4

Parking

  • 3 Car Attached Garage
  • Workshop in Garage
  • Rear-Facing Garage
  • Tandem Parking
  • Garage Door Opener
  • Circular Driveway
  • On-Street Parking
  • Parking Garage Space
  • Off-Street Parking

Home Design

  • Key West Architecture
  • Block Foundation
  • Wood Frame Construction
  • Metal Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 2,137 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • French Doors
  • Family Room with Fireplace
  • Great Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Storage Room
  • Inside Utility
  • Canal Views

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Cooktop<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Water access To Gulf or Ocean
  • Deeded access to the beach
  • Access to Saltwater Canal
  • Access to Brackish Water
  • Seawall
  • Boat Lift
  • Open Dock
  • Dock made with Composite Material
  • Balcony
  • Deck
  • Wrap Around Porch
  • Patio
  • Separate Outdoor Workshop
  • Outdoor Storage
  • Private Mailbox

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Propane
  • Electric Water Heater
  • Water Softener
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Gulf Harbor Civic Assoc. Association, Phone Number (727) 848-0596
  • Flor A Mar Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,532

Year Built

Built in 2000

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Key West
  • Construction Materials: Block, Vinyl Siding, Wood Frame
  • Fireplace: Yes
  • Living Area: 2137
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2000
  • Building Area Total: 2137
  • Lot Size Sq Ft: 8625
  • Directions to Property: US 19 Turn West on Floramar. Make a left on Shell Stream, a right on Topsail, then left on Ensign Loop.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1054503
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 439.87
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Gas
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Block
  • Total Bedrooms: 3
  • Levels: Two
  • Spa Yn: No
  • Stories: 1
  • Street Number Modifier: 5068
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Bonus Room,Breakfast Room Separate,Formal Dining Room Separate,Inside Utility,Storage Rooms
  • Living Area Meters: 198.53
  • Room Count: 9

Exterior Features

  • Direction Faces: West
  • Other Structures: Workshop
  • Exterior Features: Balcony, French Doors, Irrigation System, Private Mailbox, Storage
  • Roof: Metal
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Wrap Around
  • Road Surface Type: Asphalt
  • Water Access: Beach - Access Deeded,Brackish Water,Canal - Saltwater,Gulf/Ocean
  • Water Extras: Dock - Composite,Dock - Open,Dock w/Electric,Lift,Sailboat Water,Seawall - Other
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 106
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 106

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway, Garage Door Opener, Garage Faces Rear, Off Street, On Street, Tandem, Under Building, Workshop in Garage

Utilities

  • Utilities: Cable Connected, Electricity Connected, Propane, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Waterfront
  • Association Name: Gulf Harbor Civic Assoc.
  • Phone: 727.848.0596
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: None
  • Association Email: ghca@verizon.net

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R4
  • Parcel Number: 15-26-12-076.0-018.00-008.0
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, Paved
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 801

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify with Community

Tax Info

  • Tax Annual Amount: 12531.84
  • Tax Block: 18
  • Tax Book Number: 10-104
  • Tax Lot: 8

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2023
Closed on
Apr 13, 2023
Sold by
Goodman David J
Bought by
Gillian Graffy Living Trust
Seller's Agent
Jennifer Fuddy
SMITH & ASSOCIATES REAL ESTATE
Buyer's Agent
Anne Graffy
DALTON WADE INC
List Price
$950,000
Sold Price
$940,000
Premium/Discount to List
-$10,000
-1.05%
Views
18
Current Estimated Value
$881,355

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$58,645
Avg. Annual Appreciation
-3.14%
Original Mortgage
$700,000
Outstanding Balance
$684,271
Interest Rate
6.65%
Mortgage Type
Construction
Estimated Equity
$190,270

Purchase Details

Closed on
Nov 4, 2011
Sold by
Hand Diane
Bought by
Goodman Frank E

Purchase Details

Closed on
Jul 6, 2006
Sold by
Cavalier Ralph C and Cavalier Sandra L
Bought by
Goodman Frank E and Hand Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
6.55%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 12, 1999
Sold by
Roebuck Alfred and Roebuck Barbara A
Bought by
Cavalier Ralph C and Cavalier Sandra L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gillian Graffy Living Trust $940,000 Luxe Title Services
Goodman Frank E $37,500 None Available
Goodman Frank E $580,000 Heartland Title Co
Cavalier Ralph C $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gillian Graffy Living Trust $700,000
Previous Owner Goodman Frank E $208,000
Previous Owner Goodman Frank E $225,000
Previous Owner Cavalier Ralph C $20,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/13/2023 04/13/23 Sold $940,000 -1.1% $440 / Sq Ft
03/13/2023 03/13/23 Pending -- -- --
03/07/2023 03/07/23 For Sale $950,000 -- $445 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,188 $740,109 -- --
2023 $15,400 $863,030 $0 $0
2022 $12,532 $784,577 $251,464 $533,113
2021 $5,067 $345,210 $180,188 $165,022
2020 $4,991 $340,450 $171,698 $168,752
2019 $4,915 $332,800 $0 $0
2018 $4,830 $326,601 $0 $0
2017 $4,814 $326,601 $0 $0
2016 $4,733 $313,304 $0 $0
2015 $4,798 $311,126 $0 $0
2014 $4,672 $363,284 $171,698 $191,586
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3432635

Stellar MLS

APN: 12-26-15-0760-01800-0080