$465,000
SOLD OCT 5, 2025

507 White Surf Dr Gaithersburg, MD 20878

3 Beds
2.5 Baths
1,540 Sq Ft
$107/mo HOA Fee

Recently Sold

$302 Per Sq Ft

5% Below List Price

30 Days on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • Community Pool
  • Fields Road Elementary School Rated A-
  • Wood Flooring
  • Tennis Courts

About This Home

As of October 2025

This is a MUST SEE!! Move right in and enjoy all of the recent updates this gorgeous home has to offer!! 2025 - Fresh paint throughout, brand new deck flooring and railings, new storm door, and refreshed bathrooms. 2019 - New roof, windows, appliances, HVAC, water heater, kitchen refresh, and hardwood floors. As you tour the home, please note the tile floors in the entryway, powder bath and kitchen, hardwood living/dining room and the view of the grassy fenced backyard that's perfect for relaxing and entertaining. Please also notice the hardwood stairs to the upper level which boasts hardwood floors in all three bedrooms, and an updated full bath with tile. The versatile lower level recreation room includes a low maintenance tile floor, and custom built in cabinetry. The lower level has an additional recent full bath, and a separate laundry room. Enjoy the convenience of nearby shopping plazas, and the proximity to 270 and other commuter routes, Rio, Crown, Kentlands and more!

Last Agent to Sell the Property

Katy Thoms

(240) 988-1094 katythoms@comcast.net Long & Foster Real Estate, Inc. Listed on: 08/29/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Caroline Doong

(301) 908-1237 carolinedoong@gmail.com RE/MAX Realty Centre, Inc. License #SP97131

RE/MAX Realty Centre, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,008

Year Built

  • Built in 1986

Lot Details

  • 2,160 Sq Ft Lot
  • Back Yard Fenced
  • Property is in very good condition

HOA Fees

  • $107 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Combination Dining and Living Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile or Brick

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • Basement Windows

Parking

  • Parking Lot
  • Unassigned Parking

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 160902434724

Community Details

Overview

  • Association fees include common area maintenance, pool(s), snow removal, trash
  • Park Summit Codm Subdivision

Amenities

  • Common Area

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,008

Year Built

Built in 1986

Lot Details

0

HOA Fees

$107 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 9/1/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Hardwood, Tile/Brick
  • Interior Amenities: Combination Dining/Living, Floor Plan - Open, Kitchen - Table Space, Wood Floors
  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Windows
  • Laundry Type: Basement
  • Total Sq Ft: 1700
  • Living Area Sq Ft: 1540
  • Price Per Sq Ft: 416.58
  • Above Grade Finished Sq Ft: 1140
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 160
  • Total Below Grade Sq Ft: 560
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Unassigned
  • Type Of Parking: Parking Lot

Utilities

  • Refuse: 172.63
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 107.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Pool - Outdoor, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pool(s), Snow Removal, Trash
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Rear
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2160.00
  • Property Condition: Very Good
  • Zoning: R20
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4008.00
  • Assessor Parcel Number: 160902434724
  • Tax Lot: 13
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2025
Closed on
Nov 3, 2025
Sold by
Sharon R Mcnish 2022 Trust and Mcnish Sharon R
Bought by
Frazier Thomas Marcus
Seller's Agent
Katy Thoms
Long & Foster Real Estate, Inc.
Buyer's Agent
Caroline Doong
RE/MAX Realty Centre, Inc.
List Price
$489,900
Sold Price
$465,000
Premium/Discount to List
-$24,900
-5.08%
Views
55
Current Estimated Value
$464,266

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$734
Avg. Annual Appreciation
-0.49%
Original Mortgage
$372,000
Outstanding Balance
$372,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$92,266

Purchase Details

Closed on
Oct 27, 2021
Sold by
Mcnish Sharon Roseann and Mcnish Russell Denton
Bought by
Mcnish Sharon Roseann

Purchase Details

Closed on
Sep 9, 1986
Bought by
Mackey Ellen E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $465,000 Fidelity National Title
Interfamily Deed Transfer -- None Available
Deed $88,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $372,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/05/2025 10/05/25 Sold $465,000 -2.1% $302 / Sq Ft
09/18/2025 09/18/25 Price Changed $474,900 -3.1% $308 / Sq Ft
08/29/2025 08/29/25 For Sale $489,900 -- $318 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,008 $306,300 -- --
2024 $4,008 $290,400 $0 $0
2023 $3,772 $274,500 $120,000 $154,500
2022 $3,636 $269,700 $0 $0
2021 $1,753 $264,900 $0 $0
2020 $3,507 $260,100 $120,000 $140,100
2019 $3,471 $259,000 $0 $0
2018 $3,460 $257,900 $0 $0
2017 $3,486 $256,800 $0 $0
2016 -- $243,500 $0 $0
2015 -- $230,200 $0 $0
2014 -- $216,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDMC2195088

Bright MLS

APN: 09-02434724