$190,000
SOLD MAY 8, 2026

508 Stiening St Waterloo, IL 62298

2 Beds
1 Bath
840 Sq Ft
5,493 Sq Ft Lot Lot

Sale Details

Date Sold: May 8, 2026

$226 Per Sq Ft

5% Below List Price

Highlights

  • No HOA
  • Forced Air Heating and Cooling System
  • Back Yard
  • Rogers Elementary School Rated A-
  • 1 Car Garage

About This Home

As of May 2026

Welcome to 508 Stiening Street! Just a mile away from Waterloo’s vibrant downtown scene, this home offers approximately 1,000 square feet of comfortable living space with 2 bedrooms, 1 bathroom, and an upstairs loft. This charming home was renovated in 2022, featuring updated electrical and plumbing systems, new windows, and a newly installed bathroom exhaust fan. The main level welcomes you with a bright, open feel and a comfortable flow between spaces. Ample natural light fills the home and showcases the stylish updates and cozy aesthetic that creates an inviting environment for living and entertaining. The modern kitchen features all new cabinetry, quartz countertops, and appliances: electric stove, microwave, refrigerator. All appliances are included with the sale of the home. The unfinished lower level houses the washer and dryer and provides additional storage space. The fully fenced in backyard offers a convenient storage shed, a sunroom for enjoying natural light year round, and 1 car garage for additional storage and parking. The yard has plenty of room for outdoor activities, gardening, or simply enjoying your own private space. Don’t miss the opportunity to make this wonderful home yours!

Last Agent to Sell the Property

Kate Pearce

RE/MAX Preferred License #475156300 Listed on: 05/08/2026

RE/MAX Preferred

Last Buyer's Agent

Default Zmember

Zdefault Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,870

Year Built

  • Built in 1946

Lot Details

  • 5,493 Sq Ft Lot
  • Back Yard

Parking

  • 1 Car Garage

Home Design

  • Aluminum Siding

Interior Spaces

  • 840 Sq Ft Home
  • 1.5-Story Property
  • Unfinished Basement

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 07-25-404-013-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,870

Year Built

Built in 1946

Lot Details

5,493 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1946
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard
  • Lot Size Acres: 0.1261
  • Co List Office Phone: 618-624-2111
  • MLS Status: Closed
  • Subdivision Name: Rose & Omelveneys Add
  • Above Grade Finished Sq Ft: 1000
  • Architectural Style: Other
  • Carport Y N: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Financial Info Electric: Ameren
  • PreviousStatus: Active
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Aluminum Siding

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Size Sq Ft: 5492.92
  • Parcel Number: 07-25-404-013-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2870

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2026
Closed on
May 8, 2026
Sold by
Bought by
Seller's Agent
Kate Pearce
RE/MAX Preferred
Buyer's Agent
Default Zmember
Zdefault Office
List Price
$199,900
Sold Price
$190,000
Premium/Discount to List
-$9,900
-4.95%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.41%
Original Mortgage
$125,000
Outstanding Balance
$125,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$66,442

Purchase Details

Closed on
Jun 10, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
5.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $190,000 First American Title
Warranty Deed $100,000 New Title Company Name
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $125,000 New Conventional
Previous Owner $95,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/08/2026 05/08/26 Sold $190,000 -5.0% $226 / Sq Ft
05/08/2026 05/08/26 For Sale $199,900 -- $238 / Sq Ft
04/09/2026 04/09/26 Pending -- -- --
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,870 $54,484 $15,546 $38,938
2023 $2,486 $45,490 $14,500 $30,990
2022 $2,808 $45,570 $14,760 $30,810
2021 $422 $37,890 $8,250 $29,640
2020 $1,749 $37,010 $8,250 $28,760
2019 $424 $38,200 $8,250 $29,950
2018 $430 $36,590 $6,640 $29,950
2017 $430 $37,259 $6,760 $30,499
2016 $0 $35,000 $5,040 $29,960
2015 $430 $35,040 $5,810 $29,230
2014 $414 $33,860 $5,810 $28,050
2012 -- $34,090 $6,610 $27,480
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS26021294

MARIS MLS

APN: 07-25-404-013-000

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