$3,500,000
SOLD NOV 20, 2025

5080 Garnet St Capitola, CA 95010

6 Beds
5 Baths
2,340 Sq Ft
3,572 Sq Ft Lot

Recently Sold

$1,496 Per Sq Ft

30% Below List Price

44 Days on Market

Highlights

  • Ocean View
  • Wood Flooring
  • 3 Car Attached Garage
  • Mission Hill Middle School Rated A-
  • Stone Countertops
  • Kitchen Island

About This Home

As of November 2025

AMAZING OCEAN VIEW HOME IN CAPITOLA JEWEL BOX. A rare gem unlike anything on the market. Beautifully updated 4bedroom 4 bath home PLUS attached 2 bedroom 1 bath apartment. Income potential, multi-generational living! Just a 1 minute stroll to Shadowbrook, Capitola Beach & Village. Corner lot in in the best neighborhood! Reverse floorplan with 1st-floor primary suite opening to a private redwood deck with hot tub. Spa-inspired bath with heated floors & oversized rain shower. A 2nd bedroom, full bath, and an additional spacious 1 bed 1bath suite with separate living area & private entrance complete the downstairs. Upstairs enjoy an open concept layout with large great room, dining area, and chefs kitchen featuring gorgeous soapstone slab counters, custom maple cabinetry, and GE Monogram appliances. Step outside to one of the largest ocean facing decks in Capitola with panoramic ocean views from every angle. Hickory floors throughout 2nd level. Upstairs bedrm & full bath perfect for guests. Attached 3-car garage w/ laundry. Separate entrance to upstairs 2 bed & 1 bath apartment with ocean-view deck & stainless appliances. Whole house solar, outdoor showers & storage. Rare multi-unit opportunity in a prime neighborhood.

Last Agent to Sell the Property

Rodger Shaheen

Coldwell Banker Realty License #01164867 Listed on: 08/16/2025

Coldwell Banker Realty

Last Buyer's Agent

Rodger Shaheen

Coldwell Banker Realty License #01164867 Listed on: 08/16/2025

Coldwell Banker Realty

Property Details

Home Type

  • Multi-Family

Year Built

  • 1965

Lot Details

  • 3,572 Sq Ft Lot

Parking

  • 3 Car Attached Garage
  • 2 Carport Spaces

Home Design

  • Duplex
  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,340 Sq Ft Home
  • 2-Story Property
  • Ocean Views
  • Crawl Space
  • Washer and Dryer

Kitchen

  • Built-In Oven
  • Electric Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Stone
  • Tile
  • Vinyl

Utilities

  • Forced Air Heating System
  • Wall Furnace
  • 220 Volts

Listing and Financial Details

  • Total Actual Rent $36,000

Community Details

Overview

Building Details

  • 1 Leased Unit
  • Insurance Expense $1,200
  • Manager Expense $2,160
  • Utility Expense $1,200
  • Trash Expense $312
  • Operating Expense $12,401
  • Gross Income $36,000

Property Details

Home Type

Multi-Family

Year Built

1965

Lot Details

0

Parking

3

Listing Details

  • Zoning: R1
  • Subclass: Duplex
  • Listing Class: Residential Income (2-4 Units)
  • Structure Sq Ft: 2340
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Year Built: 1965

Interior Features

  • Kitchen: 220 Volt Outlet, Cooktop - Gas, Countertop - Other, Countertop - Stone, Dishwasher, Hood Over Range, Island, Microwave, Oven - Built-In, Oven - Electric, Refrigerator
  • Living Sq Ft: 2340
  • Stories: 2
  • Laundry: Washer / Dryer
  • Flooring: Carpet, Hardwood, Stone, Tile, Vinyl / Linoleum

Exterior Features

  • Foundation: Concrete Perimeter And Slab, Crawl Space
  • Roof: Composition
  • View: Ocean

Garage/Parking

  • Garage Spaces: 3
  • Parking Spaces: 2
  • Garage Parking Features: Attached Garage
  • Carport Min: 2

Utilities

  • Heating System: Central Forced Air, Wall Furnace
  • Sewer/Septic System: Sewer - Public, Sewer Connected

Schools

  • High School: 877

Lot Info

  • Lot Acres: 0.0820
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 3572.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 3572.00

Rental Info

  • Existing Lease Term(s): 1 Year Lease
  • Gross Rent Multiplier: 108.31
  • Number Of Leased: 1

Multi Family

  • Utilities: Public Utilities
  • Expense Insurance: 1200
  • Expense Management: 2160
  • Expenses Total: 12401
  • Expenses Utility: 1200
  • Expense Trash: 312
  • Income Annual Gross: 36000.00
  • Income Annual Rental: 36000
  • Income Gross Scheduled: 36000
  • Meters: Separate Electric, Separate Gas, Separate Water
  • Number Of Buildings: 1
  • Operating Expenses Include: Fee - Property Management
  • Tenant Expenses: Utilities - Electric, Utilities - Gas, Utilities - Water

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2025
Closed on
Nov 4, 2025
Sold by
Howard Trust and Howard Charles Seaver
Bought by
Chris And Susan Saso Living Trust and Saso
Seller's Agent
Rodger Shaheen
Coldwell Banker Realty
Buyer's Agent
Rodger Shaheen
Coldwell Banker Realty
List Price
$4,999,000
Sold Price
$3,500,000
Premium/Discount to List
-$1,499,000
-29.99%
Views
79

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.60%

Purchase Details

Closed on
May 19, 2021
Sold by
Howard Charles Seaver and Howard Cecile Kathleen
Bought by
Howard Charles Seaver and Howard Cecile Kathleen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$525,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 1, 2011
Sold by
Howard Charles S and Howard Cecile K
Bought by
Howard Charles S and Howard Cecile K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$403,000
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 4, 2009
Sold by
Howard Charles S and Kendall Howard Kathi
Bought by
Howard Charles S and Kendall Howard Kathi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$404,000
Interest Rate
4.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 25, 2008
Sold by
Howard Charles S and Kendall Howard Kathi
Bought by
Howard Charles S and Kendall Howard Kathi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
6.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 2, 2005
Sold by
Howard Charles S and Kendall Howard Kathi
Bought by
Howard Charles S and Kendall Howard Kathi

Purchase Details

Closed on
Mar 25, 2002
Sold by
Howard Charles S and Kendall Howard Kathi
Bought by
Howard Charles S and Kendall Howard Kathi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
6.84%

Purchase Details

Closed on
Feb 4, 1999
Sold by
Howard Charles S and Howard Kathleen C
Bought by
Howard Charles S and Kendall Howard Kathi
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $3,500,000 Chicago Title Insurance Compan
Interfamily Deed Transfer -- Nextitle
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Title Company
Interfamily Deed Transfer -- First American Ttle Company
Interfamily Deed Transfer -- First American Title Lenders
Interfamily Deed Transfer -- Transnation Title
Interfamily Deed Transfer -- Transnation Title
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Santa Cruz Title Company
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $525,000 New Conventional
Previous Owner $403,000 New Conventional
Previous Owner $404,000 New Conventional
Previous Owner $400,000 New Conventional
Previous Owner $175,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/20/2025 11/20/25 Sold $3,500,000 -10.2% $1,496 / Sq Ft
09/30/2025 09/30/25 Pending -- -- --
09/10/2025 09/10/25 Price Changed $3,899,000 -11.4% $1,666 / Sq Ft
08/20/2025 08/20/25 Price Changed $4,399,000 -12.0% $1,880 / Sq Ft
08/16/2025 08/16/25 For Sale $4,999,000 -- $2,136 / Sq Ft
Source: MLSListings

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML82018340

MLSListings

APN: 034-043-05-000