$229,000
$6K PRICE DROP

Estimated payment $1,453/month

Total Views 3,691
3 Beds
2 Baths
1,620 Sq Ft
$141 Price per Sq Ft

Highlights

  • No HOA
  • Fireplace
  • 1-Story Property
  • 1 Car Detached Garage
  • Laundry Room
  • Central Air

About This Home

SELLER IS OFFERING $3,000 IN CONCESSIONS WITH AN ACCEPTABLE OFFER! Welcome to 509 5th Street in Spencer, where classic character, generous living space, and modern comfort come together in a home that is ready for its next chapter. This charming 3-bedroom, 2-bath home offers approximately 1,620 square feet of one-level living, giving you the space you need without sacrificing the warmth and personality that make an older home special.

From the moment you arrive, the inviting covered front porch sets the tone—an ideal place to enjoy your morning coffee, unwind at the end of the day, or simply take in the neighborhood. Step inside and you’ll immediately notice the beautiful wood flooring, abundant natural light, and spacious rooms that give this home an open, comfortable feel. The living areas offer plenty of room for both relaxing and entertaining, while the classic fireplace adds an eye-catching focal point and a touch of timeless charm.

The kitchen provides ample cabinetry and workspace along with a dishwasher, electric range, and refrigerator, making it easy to settle in and start enjoying the home from day one. The primary bedroom features its own en-suite bathroom, creating a private retreat, while two additional bedrooms offer flexibility for family, guests, a home office, hobby room, or whatever best fits your lifestyle. A dedicated laundry room adds another layer of everyday convenience.

Outside, the property continues to deliver with a detached one-car garage, providing valuable parking, storage, workshop, or hobby space. The approximately 0.17-acre lot offers manageable outdoor space without overwhelming maintenance, and with NO HOA, you can enjoy homeownership without monthly association dues. The home is also connected to city water and city sewer and features central air and a heat pump for year-round comfort.

Whether you’re searching for your first home, looking to simplify with one-level living, or simply want a property that combines character, space, convenience, and value, 509 5th Street deserves a closer look. And with the seller offering $3,000 in concessions with an acceptable offer, buyers may have an opportunity to put those funds toward allowable closing costs, prepaid expenses, or other lender-approved expenses. Don’t just scroll past this one—schedule your private showing and come see what makes 509 5th Street a place you’ll want to call home.

Listing Agent

Scott Bauknight

Lifestyle International Realty Brokerage Email: scottbauknight.realtor@gmail.com License #323128 Listed on: 07/13/2026

Lifestyle International Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1922

Lot Details

  • 7,405 Sq Ft Lot
  • Property is zoned R-6

Parking

  • 1 Car Detached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,620 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Crawl Space
  • Laundry Room

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • North Rowan Elementary And Middle School
  • North Rowan High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 033222

Home Details

Home Type

Single Family

Year Built

Built in 1922

Lot Details

7,405 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1922
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 141.36
  • Property Sub Type Additional: None
  • Geocode Confidence: High
  • Attribution Contact: scottbauknight.realtor@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1620
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Refrigerator
  • Above Grade Finished Sq Ft: 1620
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1620
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Pool Private: No
  • Waterfront Features: None
  • Construction Type: Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Detached Garage

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: North Rowan
  • HOA Subject To: None

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 033222
  • Zoning: R-6
  • Development Status: Completed
  • Lot Size Acres: 0.17
  • Additional Parcels: No
  • Zoning Specification: RESIDENTIAL

MLS Schools

  • Elementary School: North Rowan
  • High School: North Rowan

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,924 $170,295 $19,000 $151,295
2025 $1,924 $170,295 $19,000 $151,295
2024 $1,924 $170,295 $19,000 $151,295
2023 $1,924 $170,295 $19,000 $151,295
2022 $1,000 $76,217 $16,000 $60,217
2021 $1,000 $76,217 $16,000 $60,217
2020 $1,000 $76,217 $16,000 $60,217
2019 $1,000 $76,217 $16,000 $60,217
2018 $828 $63,806 $16,000 $47,806
2017 $828 $63,806 $16,000 $47,806
2016 $828 $63,806 $16,000 $47,806
2015 $841 $63,806 $16,000 $47,806
2014 $883 $69,117 $14,500 $54,617
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/13/2026 09/13/26 Price Changed $229,000 -2.6% $141 / Sq Ft
07/13/2026 07/13/26 For Sale $235,000 +139.8% $145 / Sq Ft
03/23/2020 03/23/20 Sold $98,000 +2.1% $60 / Sq Ft View Prior Sale
02/06/2020 02/06/20 Pending -- -- --
01/14/2020 01/14/20 For Sale $96,000 -- $59 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $85,000 None Listed On Document
Warranty Deed $98,000 None Available
Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $83,300 New Conventional
Previous Owner $50,000 Fannie Mae Freddie Mac
Source: Public Records

Source: Canopy MLS

MLS Number: 4395795

Canopy MLS

APN: 033-222

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