NOT LISTED FOR SALE

509 Misty Cove Rd Cobbs Creek, VA 23035

Estimated Value: $297,000 - $364,000

2 Beds
1 Bath
616 Sq Ft
$519/Sq Ft Est. Value

Last Sold April 14, 2022

Last sale price $280,000 $455 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $1,855/month

38 Days on Market

Highlights

  • Water Views
  • Beach
  • Home fronts a pond
  • Boat Dock
  • Water Access
  • Outdoor Pool

About This Home

As of April 2022

Rare offering! Come enjoy River living at its best. Misti Cove is a small close knit community of 20 homes with lots to offer. Amenities include:beach, dock, pool, tennis courts, neighborhood events, trash disposal and community well. This adorable cottage is located at the end of Misti Cove Road and has a large fully fenced back yard on a moving pond with a deck and storage shed. The interior is flooded with natural light and features 2 bedrooms, full bath with a large walk in tile shower, sleeping loft, and an updated kitchen. The living room features vaulted ceilings, two sliding glass doors, and lots of windows. The sleeping loft overlooks the living room, is carpeted, has electricity, and lighting. It can accommodate two full sized or one king sized mattress. The custom ladder can be stored away on the wall, while not in use. Pond views from the back, and a peek of the Piankatank from the front! If you can tear yourself away from the beach or pool, Misti Cove is located near shopping, dining, historical landmarks, and seasonal farmers markets.Furniture, inflatable kayaks, kitchen appliances, dishes, pots&pans, cookware, all convey, making this home truly move in ready

Last Agent to Sell the Property

Shelley Ritter

Isabell K. Horsley Real Estate License #0225248398 Listed on: 02/04/2022

Co-Listed By

Andrea Holt

IsaBell K. Horsley Real Estate License #0225210003

Last Buyer's Agent

Kim Condyles

Shaheen Ruth Martin & Fonville License #0225217610

Shaheen Ruth Martin & Fonville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $944

Year Built

  • Built in 1995

Lot Details

  • 0.46 Acre Lot
  • Home fronts a pond
  • Back Yard Fenced
  • Landscaped
  • Cleared Lot
  • Zoning described as R1

HOA Fees

  • $75 Monthly HOA Fees

Home Design

  • Cottage
  • Bungalow
  • Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 616 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Awning
  • Sliding Doors
  • Water Views

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • Driveway
  • Unpaved Parking

Outdoor Features

  • Outdoor Pool
  • Water Access
  • Walking Distance to Water
  • Deck
  • Shed
  • Front Porch

Schools

  • Lee Jackson Elementary School
  • Thomas Hunter Middle School
  • Mathews High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 15
  • Assessor Parcel Number 5-19-15

Community Details

Overview

  • Misty Cove Subdivision

Amenities

  • Common Area

Recreation

  • Boat Dock
  • Beach
  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$944

Year Built

Built in 1995

Lot Details

0

HOA Fees

$75 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1995
  • Property Attached Yn: No
  • Lot Size Acres: 0.459
  • Lot Size: 19994 sq. feet
  • Water Body Name: Pond
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Ownership: Individuals
  • Subdivision Name: Misty Cove
  • Architectural Style: Bungalow, Cottage
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Ceramic Tile, Vinyl
  • Appliances: Electric Water Heater
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Fireplace: No
  • Interior Amenities: Bedroom on Main Level, High Ceilings
  • Living Area: 616.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Back Yard, Mixed, Fenced
  • Lot Features: Cleared, Landscaped
  • Pool Features: Pool, Community
  • View: Water
  • View: Yes
  • Waterfront Features: Beach Access, Pond, Water Access, Walk to Water
  • Waterfront: Yes
  • Disclosures: Owner Is Listing Agent
  • Construction Type: Drywall, Frame, Wood Siding
  • Exterior Features: Awning(s), Deck, Porch, Storage, Shed, Unpaved Driveway
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Septic Tank
  • Water Source: Other
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Common Grounds/Area, Dock, Playground, Pool, Tennis Court(s)
  • Association Fee: 75.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Pool(s), Trash, Water, Water Access

Schools

  • Middle Or Junior School: Thomas Hunter

Lot Info

  • Parcel Number: 5-19-15
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 944.0
  • Tax Lot: 15

MLS Schools

  • Elementary School: Lee Jackson
  • High School: Mathews

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 4, 2022
Closed on
Apr 4, 2022
Sold by
Demarco Kellen B and Demarco Lauren E
Bought by
Giska Brad Robert and Giska Kathryn Rose
Seller's Agent
Shelley Ritter
Isabell K. Horsley Real Estate
Buyer's Agent
Kim Condyles
Shaheen Ruth Martin & Fonville
List Price
$300,000
Sold Price
$280,000
Premium/Discount to List
-$20,000
-6.67%
Current Estimated Value
$319,726

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,726
Avg. Annual Appreciation
3.92%
Original Mortgage
$238,000
Outstanding Balance
$224,521
Interest Rate
4.67%
Mortgage Type
New Conventional
Estimated Equity
$95,205

Purchase Details

Listed on
Jun 10, 2020
Closed on
Jul 28, 2020
Sold by
Bowers Rogerg and Bowers Barrie B
Bought by
Demarco Kellen B and Farrell Lauren E
Seller's Agent
Ann Mink
Shaheen Ruth Martin & Fonville
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$204,900
Sold Price
$207,000
Premium/Discount to List
$2,100
1.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.32%
Original Mortgage
$196,650
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 17, 2016
Sold by
Damon Robert M and Damon Leslie C
Bought by
Bowers Roger G and Bowers Barrie B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,200
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2008
Sold by
Bettis Linda Sue and Bettis Barbara R
Bought by
Damon Robert M and Damon Leslie C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.62%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Giska Brad Robert $280,000 Fidelity National Title
Demarco Kellen B $207,000 Apex Title & Setmnt Svcs Llc
Bowers Roger G $174,000 Old Republic National Title
Damon Robert M $165,000 Chicago Title Ins Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Giska Brad Robert $238,000
Previous Owner Demarco Kellen B $196,650
Previous Owner Bowers Roger G $139,200
Previous Owner Damon Robert M $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/14/2022 04/14/22 Sold $280,000 -6.7% $455 / Sq Ft
03/15/2022 03/15/22 Pending -- -- --
02/04/2022 02/04/22 For Sale $300,000 +44.9% $487 / Sq Ft
07/28/2020 07/28/20 Sold $207,000 +1.0% $336 / Sq Ft
06/15/2020 06/15/20 Pending -- -- --
06/10/2020 06/10/20 For Sale $204,900 -- $333 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,023 $170,500 $75,000 $95,500
2024 $955 $170,500 $75,000 $95,500
2023 $955 $170,500 $75,000 $95,500
2022 $936 $146,300 $67,500 $78,800
2021 $944 $146,300 $67,500 $78,800
2020 $944 $146,300 $67,500 $78,800
2019 $944 $146,300 $67,500 $78,800
2018 $841 $146,300 $67,500 $78,800
2017 $841 $146,300 $67,500 $78,800
2015 $6,145 $0 $0 $0
2014 $6,145 $113,800 $45,000 $68,800
2013 $535 $113,800 $45,000 $68,800
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2202694

Chesapeake Bay & Rivers Association of REALTORS®

APN: 5-19-15