NOT LISTED FOR SALE

509 Spencer Terrace Essex, MD 21221

Estimated Value: $393,722 - $495,000

3 Beds
3.5 Baths
2,108 Sq Ft
$205/Sq Ft Est. Value

Last Sold April 14, 2020

Last sale price $315,000 $149 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $2,828/month

3 Days on Market

Highlights

  • Colonial Architecture
  • No HOA
  • Breakfast Area or Nook
  • Cathedral Ceiling
  • Upgraded Countertops
  • Stainless Steel Appliances

About This Home

As of April 2020

Beautiful single family home located in Silver Spring Terrace a quiet and delightful community. Only 11 years old and being sold by its original owner. No HOA! This home offers 3 generous sized bedrooms, lots of storage space, updated high traffic waterproof wood laminate flooring through the main level and upstairs, updated granite counter tops in the kitchen, custom built in shelving in the dining room, fully finished basement with space for a living area as well as a workout/office area. Basement includes an additional full bathroom. Fenced in rear yard with a patio with built in fire-pit and pergola to enjoy. Solar panels on the roof are owned outright. Schedule your showing so you don't miss this one!

Last Agent to Sell the Property

Bethanie Fincato

Cummings & Co. Realtors Listed on: 03/18/2020

Cummings & Co. Realtors

Last Buyer's Agent

Patrice Muya

JKBHOMES License #0225184742

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,222

Year Built

  • Built in 2009

Lot Details

  • 4,486 Sq Ft Lot
  • Property is in very good condition

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Sliding Doors
  • Six Panel Doors
  • Living Room
  • Dining Room

Kitchen

  • Breakfast Area or Nook
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Up Access
  • Laundry in Basement

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 04152400006228

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,222

Year Built

Built in 2009

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2020-03-31
  • Year Built: 2009
  • Remarks Public: Beautiful single family home located in Silver Spring Terrace a quiet and delightful community. Only 11 years old and being sold by its original owner. No HOA! This home offers 3 generous sized bedrooms, lots of storage space, updated high traffic waterproof wood laminate flooring through the main level and upstairs, updated granite counter tops in the kitchen, custom built in shelving in the dining room, fully finished basement with space for a living area as well as a workout/office area. Basement includes an additional full bathroom. Fenced in rear yard with a patio with built in fire-pit and pergola to enjoy. Solar panels on the roof are owned outright. Schedule your showing so you don't miss this one!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Washer, Water Heater, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances
  • Flooring Type: Carpet, Laminated
  • Interior Amenities: Breakfast Area, Built-Ins, Ceiling Fan(s), Pantry, Upgraded Countertops, Recessed Lighting
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel, Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Basement, Laundry, Bathroom 2, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Stairs
  • Laundry Type: Basement
  • Total Sq Ft: 2236
  • Living Area Sq Ft: 2108
  • Price Per Sq Ft: 208.82
  • Above Grade Finished Sq Ft: 1508
  • Below Grade Finished Sq Ft: 600
  • Below Grade Sq Ft: 128
  • Total Below Grade Sq Ft: 728
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 509

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: 010
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4486.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2020
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3222.00
  • Assessor Parcel Number: 04152400006228
  • Tax Lot: 13
  • Tax Total Finished Sq Ft: 2108
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020
  • Close Date: 04/14/2020

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2020
Closed on
Apr 14, 2020
Sold by
Mitchell Scott A
Bought by
Tubajika Alain and Mushimbi Delly
Seller's Agent
Bethanie Fincato
Cummings & Co. Realtors
Buyer's Agent
Patrice Muya
JKBHOMES
List Price
$314,900
Sold Price
$315,000
Premium/Discount to List
$100
0.03%
Current Estimated Value
$431,431

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$116,431
Avg. Annual Appreciation
6.04%
Original Mortgage
$309,294
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 17, 2012
Sold by
Mitchell Scott A and Taeuber Jessica N
Bought by
Mitchell Scott A and Mitchell Jessica N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,128
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 27, 2009
Sold by
Carpentry Unlimited Homes Llc
Bought by
Mitchell Scott A and Taeuber Jessica N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,584
Interest Rate
4.94%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 17, 2009
Sold by
J R Crouse Holdings Llc
Bought by
Carpentry Unlimited Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,584
Interest Rate
4.94%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tubajika Alain $315,000 Fidelity National Ttl Ins Co
Mitchell Scott A -- None Available
Mitchell Scott A $299,000 --
Carpentry Unlimited Homes Llc $125,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tubajika Alain $313,300
Closed Tubajika Alain $309,294
Previous Owner Mitchell Scott A $254,375
Previous Owner Mitchell Scott A $280,128
Previous Owner Mitchell Scott A $293,584
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/14/2020 04/14/20 Sold $315,000 0.0% $149 / Sq Ft
03/21/2020 03/21/20 Pending -- -- --
03/18/2020 03/18/20 For Sale $314,900 -- $149 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,720 $333,767 -- --
2024 $5,720 $320,133 $0 $0
2023 $2,494 $306,500 $99,500 $207,000
2022 $5,659 $280,900 $0 $0
2021 $3,354 $255,300 $0 $0
2020 $3,215 $229,700 $55,800 $173,900
2019 $2,716 $224,133 $0 $0
2018 $3,078 $218,567 $0 $0
2017 $2,980 $213,000 $0 $0
2016 $3,438 $213,000 $0 $0
2015 $3,438 $213,000 $0 $0
2014 $3,438 $241,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC488270

Bright MLS

APN: 15-2400006228