$279,999

5095 Pine Ridge Dr Chipley, FL 32428

Estimated payment $1,650/month

Total Views 164
1 Bed
1 Bath
1,140 Sq Ft
$246 Price per Sq Ft

Highlights

  • Lake Front
  • Balcony
  • Living Room
  • No HOA
  • Ductless Heating Or Cooling System
  • Central Heating and Cooling System

About This Home

One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The bathroom features tile floors, a custom tiled shower, and a convenient laundry area for added functionality. The bedroom is a true highlight, offering direct access to a private balcony overlooking the lake, the perfect spot to enjoy your morning coffee or unwind with sunset views. Whether you're looking for a weekend getaway, investment opportunity, or full-time lakefront living, this property delivers charm, versatility, and unbeatable views, all located approximately 35 minutes from Panama City Beach, home to ''The World's Most Beautiful Beaches.''

Listing Agent

Seamus O'neill

SOUTHERN WAY REALTY, INC. License #3249238 Listed on: 02/15/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,349

Year Built

  • Built in 2007

Lot Details

  • 1.55 Acre Lot
  • Lot Dimensions are 109x663x116x613
  • Lake Front

Parking

  • 3 Car Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • Stone

Interior Spaces

  • Living Room
  • Lake Views
  • Electric Range

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Outdoor Features

  • Balcony

Utilities

  • Ductless Heating Or Cooling System
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Pine Lake Estates Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,349

Year Built

Built in 2007

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.55
  • Lot Size: 109x663x116x613
  • Subdivision Name: Pine Lake Estates
  • Architectural Style: Other
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Range
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Dining Room Type: Bedroom, Kitchen, Living Room

Exterior Features

  • View: Lake
  • View: Yes
  • Waterfront Features: Lake, Lake Front
  • Waterfront: Yes
  • Construction Type: Stone
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 3.0
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Cooling: Central Air, Ductless
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Features: Paved
  • Lot Size Sq Ft: 67518.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 2349.0
  • Tax Year: 2025

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,349 $171,288 $45,150 $126,138
2024 $2,117 $163,938 $44,100 $119,838
2023 $1,902 $139,316 $30,000 $109,316
2022 $773 $96,726 $0 $0
2021 $760 $93,909 $0 $0
2020 $748 $92,612 $0 $0
2019 $748 $90,530 $0 $0
2018 $751 $88,842 $26,000 $62,842
2017 $756 $87,022 $25,000 $62,022
2016 $763 $86,302 $0 $0
2015 $787 $86,530 $0 $0
2014 -- $89,030 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/15/2026 02/15/26 For Sale $279,999 -- $246 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 --
Warranty Deed $100 None Listed On Document
Quit Claim Deed $100 --
Quit Claim Deed $100 None Listed On Document
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 785291

Central Panhandle Association of REALTORS®

APN: 00000000-00-3136-0219

Your Personal Tour Guide

Ask me questions while you tour the home.