NOT LISTED FOR SALE

511 Frances St Key West, FL 33040

Old Town Neighborhood

Estimated Value: $2,780,000 - $3,539,000

4 Beds
3.5 Baths
1,903 Sq Ft
$1,685/Sq Ft Est. Value

Sale Details

Date Sold: January 2, 2025

Last sale price $3,250,000 $1,708 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $18,935 / mo

14 Days on Market

Highlights

  • Detached Guest House
  • 0.12 Acre Lot
  • Cathedral Ceiling
  • Concrete Pool
  • Deck
  • Furnished

About This Home

As of January 2025

Welcome to 511 Frances St. offered at $3,395,000, this exquisite residence includes four bedrooms and three bathrooms with additional powder room in fourth bedroom adjacent to the outdoor shower.Located within the heart of Old Town, scoring a full 10 on the walkability scale, this single-story home offers a harmonious blend of layered and textured materials, complimented by sleek modern lines imbuing the home with a sense of subtle warmth and fluidity.Rear of the home is thoughtfully designed to maximize the use of the 5000 sq. ft. lot, with a sun-kissed patio overlooking the gorgeous pool and waterfall. A covered exterior dining area is the perfect spot to host your winter dinner gathering and integrates perfectly from the kitchen to the outdoor living. If you are looking for shade, the home features two large external commercial grade umbrellas that will protect you from all the UV rays.Home was originally built in 1983 and was designed with interior wood walls, hardwood floors, french doors and high cathedral ceilings and two feet above Base Flood Elevation.Three bedrooms in main house, each with an en-suite bathroom, beautifully finished with a tropical vibe and elegant linens. The new guest cottage is a great addition to the original home and has a door that leads from it's half bath to the outdoor shower. An abundance of mature Bird of Paradise surround the shower, a stunning feature of the back garden.A small private office is also located off the living room where you can comfortably work from home. Another small room off the living room offers plenty of storage and additional pantry space.The front porch is the perfect spot to people watch and sip your morning espresso. Enjoy the dozens of blooming orchids in the tropical manicured garden. One off street parking space and a built-in bicycle rack.A special home that combines style and comfort that will not disappoint.

Last Agent to Sell the Property

Suzanne Moore

Suzanne Moore Real Estate License #3185298 Listed on: 12/09/2024

Last Buyer's Agent

Brenda Donnelly

Brenda Donnelly Real Estate LLC License #3037635

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,219

Year Built

  • Built in 1983

Lot Details

  • 5,075 Sq Ft Lot
  • Fenced
  • Sprinkler System
  • Property is zoned HDR - High Density Residential

Parking

  • Off-Street Parking

Home Design

  • Frame Construction
  • HardiePlank Siding

Interior Spaces

  • 1,903 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • Blinds
  • Storage

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Concrete Pool
  • Heated In Ground Pool
  • Saltwater Pool
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Deck
  • Exterior Lighting

Additional Homes

  • Detached Guest House

Utilities

  • Forced Air Heating and Cooling System
  • Ductless Heating Or Cooling System
  • Cooling System Mounted To A Wall/Window
  • Heating unit installed on the ceiling
  • Public Hookup Available For Sewer

Community Details

  • No Home Owners Association
  • Old Town Unlisted Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Minimum Rental Period: 30
  • Assessor Parcel Number 00006980-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,219

Year Built

Built in 1983

Lot Details

5,075 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key West
  • K W Neighborhood: Old Town-N of Truman
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • Min Rental Days: 30.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Median
  • State Province: FL
  • Taxes: 18218.99
  • Vehicle Storage: Off Street Parking
  • Vehicle Storage Cars: 1
  • Year Built: 1983
  • Alternate Key Number: 1007234
  • Cooling Heating: Central Air, Ductless, Ceiling Fans(s), Wall/Window Unit(s)
  • Lot Sq Ft: 5075.00
  • Pool Info: In Ground, Concrete, Salt Water
  • Pool Info Heated: Yes
  • Porch Balcony: Open Porch/Balcony, Deck
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Building Style Stories: 1 Story
  • Estimated Living Sq Ft: 1903.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Window Treatments, Walk-in Closet(s), Storage, Smoke Alarms, Security System, Granite Counter Top, Built-in Cabinets, Cathedral Ceilings
  • Total Bathrooms: 4.00
  • Full Bathrooms: 3
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Accessibility Features: None
  • Sq Ft Remarks: Includes House and New additional Cottage

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame, Hardi Board Siding
  • Exterior Features: Fencing, Sprinkler System, Outdoor Shower, Lighting, Detached Guest Qtrs
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Utilities: FKAA
  • Heating: Ceiling, Forced Air, Ductless

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00006980-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.12

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2024
Closed on
Jan 2, 2025
Sold by
Bought by
Seller's Agent
Suzanne Moore
Suzanne Moore Real Estate
Buyer's Agent
Brenda Donnelly
Brenda Donnelly Real Estate LLC
List Price
$3,395,000
Sold Price
$3,250,000
Premium/Discount to List
-$145,000
-4.27%
Views
21
Current Estimated Value
$3,206,038

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$43,962
Avg. Annual Appreciation
-0.96%

Purchase Details

Closed on
Mar 21, 2024
Sold by
Bought by

Purchase Details

Listed on
Dec 11, 2018
Closed on
Jan 29, 2019
Sold by
Bought by
Seller's Agent
Michael Sullivan
Key West Properties (KW)
Buyer's Agent
Gary Thomas
Dunaway McKenzie Realtors (KW)
List Price
$1,995,000
Sold Price
$1,915,000
Premium/Discount to List
-$80,000
-4.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.27%
Original Mortgage
$700,000
Interest Rate
4.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Dec 11, 2018
Closed on
Jan 28, 2019
Sold by
Bought by
Seller's Agent
Michael Sullivan
Key West Properties (KW)
Buyer's Agent
Gary Thomas
Dunaway McKenzie Realtors (KW)
List Price
$1,995,000
Sold Price
$1,915,000
Premium/Discount to List
-$80,000
-4.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$700,000
Interest Rate
4.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Feb 18, 2015
Closed on
May 14, 2015
Sold by
Bought by
Seller's Agent
Lynn Kaufelt
Truman & Co. (KW)
Buyer's Agent
Michael Sullivan
Punta Gorda - Port Charlotte Realty, LLC
List Price
$1,350,000
Sold Price
$1,350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.88%

Purchase Details

Closed on
Jul 28, 2011
Sold by
Bought by

Purchase Details

Closed on
Jan 4, 2008
Sold by
Bought by

Purchase Details

Closed on
Dec 15, 2006
Sold by
Bought by

Purchase Details

Closed on
Oct 24, 2006
Sold by
Bought by

Purchase Details

Closed on
Apr 16, 2002
Sold by
Bought by

Purchase Details

Closed on
Apr 27, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
7.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 26, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
7.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 28, 1994
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
8.48%

Purchase Details

Closed on
Feb 1, 1977
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$3,250,000 None Listed On Document
$3,250,000 None Listed On Document
-- None Listed On Document
$1,915,000 None Listed On Document
$1,915,000 None Listed On Document
$1,350,000 Attorney
$825,000 None Available
-- Attorney
-- Attorney
-- Attorney
$2,200 --
$320,000 --
$6,200 --
$249,000 --
$25,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $700,000
Previous Owner $700,000
Previous Owner $400,000
Previous Owner $40,000
Previous Owner $40,000
Previous Owner $200,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/02/2025 01/02/25 Sold $3,250,000 -4.3% $1,708 / Sq Ft
12/23/2024 12/23/24 Pending -- -- --
12/09/2024 12/09/24 For Sale $3,395,000 +77.3% $1,784 / Sq Ft
01/28/2019 01/28/19 Sold $1,915,000 -4.0% $1,099 / Sq Ft View Prior Sale
12/22/2018 12/22/18 Pending -- -- --
12/11/2018 12/11/18 For Sale $1,995,000 +47.8% $1,145 / Sq Ft
05/14/2015 05/14/15 Sold $1,350,000 0.0% $775 / Sq Ft View Prior Sale
04/13/2015 04/13/15 Pending -- -- --
02/18/2015 02/18/15 For Sale $1,350,000 -- $775 / Sq Ft
Source: Key West Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,829 $2,602,754 $1,573,656 $1,029,098
2024 $18,219 $2,592,108 $1,573,656 $1,018,452
2023 $18,219 $2,320,038 $1,348,986 $971,052
2022 $16,093 $2,004,280 $1,022,105 $982,175
2021 $14,314 $1,585,794 $755,972 $829,822
2020 $14,308 $1,589,938 $750,187 $839,751
2019 $13,115 $1,571,726 $790,685 $781,041
2018 $11,551 $1,236,481 $703,542 $532,939
2017 $11,635 $1,223,671 $0 $0
2016 $12,680 $1,263,038 $0 $0
2015 $10,856 $1,046,341 $0 $0
2014 $11,027 $1,043,505 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Suzanne Moore

    Seller's Agent in 2025

    Suzanne Moore

    Suzanne Moore Real Estate

    (305) 797-0699

    42 in this area

    120 Total Sales

    Suzanne Moore
    Section Image
  • Brenda Donnelly

    Buyer's Agent in 2025

    Brenda Donnelly

    Brenda Donnelly Real Estate LLC

    (305) 304-1116

    51 in this area

    124 Total Sales

    Brenda Donnelly
    Section Image

  • M

    Seller's Agent in 2019

    Michael Sullivan

    Key West Properties (KW)

  • G

    Buyer's Agent in 2019

    Gary Thomas

    Dunaway McKenzie Realtors (KW)

  • Lynn Kaufelt

    Seller's Agent in 2015

    Lynn Kaufelt

    Truman & Co. (KW)

    (305) 923-4276

    2 in this area

    4 Total Sales

    Lynn Kaufelt
    Section Image
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Map

Source: Key West Association of REALTORS®

MLS Number: 612636

Key West Association of REALTORS®

APN: 00006980-000000

Florida Monroe County Key West 33040 Old Town

511 Frances St, Key West, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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