$265,000
SOLD FEB 11, 2026

511 Ruddy Ct Troy, IL 62294

4 Beds
3 Baths
2,788 Sq Ft
16,100 Sq Ft

Recently Sold

$95 Per Sq Ft

2% Below List Price

269 Days on Market

Highlights

  • Open Floorplan
  • Ranch Style House
  • Formal Dining Room
  • Triad Middle School Rated A-
  • Covered Patio or Porch
  • Cul-De-Sac

About This Home

As of February 2026

This 4-bed, 3-bath home in the Triad school district will impress with its spacious open floor plan & tons of storage. The kitchen features a center island with a sink & room for the kids to cozy up to do their homework, a range hood over the stove with a ceramic backsplash & a reverse osmosis system at the sink & fridge. Water softener is owned and will stay. All appliances remain including washer and dryer. Wood doors & trim throughout, main-floor laundry. The walk-out basement leads to a large back yard offering a firepit for those cool evenings, a new vinyl fence & several fruit trees. This is an all-electric home. Solar panels are leased at $296/month. Ameren bills are minimal, typically under $30/month. Several recent bills are available to view. The lease contract is also available for review. Enjoy the comfort of knowing that when Ameren rates go up, your monthly bills will remain low. Local lender preferred. Before making an offer on any property, buyer should independently verify all MLS data. Home is being sold As Is.

Last Agent to Sell the Property

Sue Hurley

Market Pro Realty, Inc License #475136948 Listed on: 05/09/2025

Market Pro Realty, Inc

Last Buyer's Agent

Jacquelyn Poponi

Real Broker LLC License #475.210872

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,634

Year Built

  • Built in 1986

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 115 x 140
  • Cul-De-Sac

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Family Room
  • Living Room
  • Formal Dining Room

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement
  • Finished Basement Bathroom
  • Basement Window Egress

Outdoor Features

  • Covered Patio or Porch

Schools

  • Triad Dist 2 Elementary And Middle School
  • Triad High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Water Softener Leased
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 09-2-22-10-05-103-010

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,634

Year Built

Built in 1986

Lot Details

0.37 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Cross Street: Kenneth
  • Year Built: 1986
  • Directions: GPS friendly
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Cul-De-Sac
  • Lot Size Acres: 0.3696
  • Road Surface Type: Concrete
  • Co List Office Phone: 618-2519121
  • MLS Status: Closed
  • Subdivision Name: Lanahans 5th Add
  • Above Grade Finished Sq Ft: 1468
  • Architectural Style: Traditional, Ranch
  • Carport Y N: No
  • Reso Fireplace Features: None
  • Unit Levels: One
  • New Construction: No
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • PreviousStatus: Pending
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Vinyl
  • MIS_PoolYN: 0
  • MIS_UnitCount: 0
  • MIS_RoomFlooring: Vinyl
  • MIS_RoomFlooring: Vinyl
  • MIS_RoomFlooring: Laminate
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Egress Window, Full, Sleeping Area, Sump Pump, Walk-Out Access
  • Interior Amenities: Separate Dining, Open Floorplan, Kitchen Island
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Electric Range, Electric Oven, Refrigerator, Washer, Water Softener, Electric Water Heater, Water Softener Rented
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1320
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 2
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Waterfront: No
  • Disclosures: Unknown
  • Construction Type: Brick Veneer, Vinyl Siding
  • Patio And Porch Features: Covered

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Heating: Forced Air, Electric
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public

Schools

  • Elementary School: TRIAD DIST 2
  • Junior High Dist: Triad DIST 2
  • High School: Triad
  • Middle Or Junior School: TRIAD DIST 2

Lot Info

  • Lot Dimensions: 115 x 140
  • Lot Size Sq Ft: 16100
  • ResoLotSizeUnits: Acres
  • Parcel Number: 09-2-22-10-05-103-010

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 4634

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 3, 2022
Sold by
Lambert Matt
Bought by
Hamed Milad A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,381
Outstanding Balance
$238,580
Interest Rate
4.75%
Mortgage Type
FHA
Estimated Equity
$38,264

Purchase Details

Listed on
Apr 8, 2022
Closed on
Apr 8, 2022
Sold by
Wille Mary E and Wille Dale T
Bought by
Lambert Matt
Seller's Agent
Janna Andreas
RE/MAX Alliance
Buyer's Agent
Janna Andreas
RE/MAX Alliance
List Price
$150,000
Sold Price
$150,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.06%
Original Mortgage
$120,000
Interest Rate
4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $255,000 Abstracts & Titles
Warranty Deed $150,000 Abstracts & Titles
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,381 FHA
Previous Owner $120,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/11/2026 02/11/26 Sold $265,000 -1.9% $95 / Sq Ft
01/01/2026 01/01/26 For Sale $270,000 +1.9% $97 / Sq Ft
12/31/2025 12/31/25 Off Market $265,000 -- --
11/03/2025 11/03/25 Price Changed $270,000 -3.6% $97 / Sq Ft
10/13/2025 10/13/25 Price Changed $280,000 -1.8% $100 / Sq Ft
07/17/2025 07/17/25 Price Changed $285,000 -4.0% $102 / Sq Ft
06/08/2025 06/08/25 Price Changed $297,000 -2.6% $107 / Sq Ft
05/09/2025 05/09/25 For Sale $305,000 +15.1% $109 / Sq Ft
05/05/2025 05/05/25 Off Market $265,000 -- --
04/08/2022 04/08/22 Sold $150,000 0.0% $112 / Sq Ft View Prior Sale
04/08/2022 04/08/22 Pending -- -- --
04/08/2022 04/08/22 For Sale $150,000 -- $112 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,010 $77,710 $12,690 $65,020
2023 $5,010 $70,550 $11,520 $59,030
2022 $4,634 $64,970 $10,610 $54,360
2021 $3,899 $61,740 $10,080 $51,660
2020 $3,886 $60,150 $9,820 $50,330
2019 $3,809 $58,910 $9,620 $49,290
2018 $3,690 $54,590 $8,920 $45,670
2017 $3,544 $53,450 $8,730 $44,720
2016 $3,504 $53,450 $8,730 $44,720
2015 $3,127 $51,680 $8,440 $43,240
2014 $3,127 $51,680 $8,440 $43,240
2013 $3,127 $51,680 $8,440 $43,240
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25029462

MARIS MLS

APN: 09-2-22-10-05-103-010

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