NOT LISTED FOR SALE

511 S Cowen St Garrett, IN 46738

Estimated Value: $144,000 - $186,000

4 Beds
2 Baths
1,776 Sq Ft
$95/Sq Ft Est. Value

Last Sold May 10, 2019

Last sale price $92,900 $52 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $991/month

Highlights

  • 0.89 Acre Lot
  • Beamed Ceilings
  • Walk-In Closet
  • Enclosed Patio or Porch
  • Woodwork
  • Tile Flooring

About This Home

As of May 2019

Looking for character, warmth, and charm? Need 4 bedrooms and 2 full baths? Check it out! With a wide welcoming porch, the double front doors are just the beginning! The beautiful stairway with wooden trim as well as the unique wood burning fireplace in the living room really sets the tone. The hall leads to a master bedroom on the main level, large laundry room with full bathroom, and an open kitchen and dining area. An enclosed back porch with access to storage area as well as the stairway to the basement provides extra space. The full unfinished basement has so much room! Need a workshop? There's room! More storage? Got it! The upper level has one large bedroom with walk-in closet and large window, plus two other bedrooms and a landing area. A second full bathroom makes it very convenient for all three bedrooms. Great family home in a nice neighborhood with a price that may be less than paying rent.

Last Agent to Sell the Property

Treva Finn

North Eastern Group Realty Listed on: 04/02/2019

North Eastern Group Realty

Last Buyer's Agent

Ray Smith

American Dream Team Real Estate Brokers

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $464

Year Built

  • Built in 1900

Lot Details

  • 0.89 Acre Lot
  • Lot Dimensions are 31x125
  • Wood Fence
  • Landscaped
  • Level Lot

Parking

  • Off-Street Parking

Home Design

  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Woodwork
  • Beamed Ceilings
  • Ceiling Fan
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Storage In Attic
  • Gas And Electric Dryer Hookup

Kitchen

  • Gas Oven or Range
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathtub With Separate Shower Stall

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Schools

  • J.E. Ober Elementary School
  • Garrett Middle School
  • Garrett High School

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • Hot Water Heating System
  • Heating System Uses Gas

Additional Features

  • Enclosed Patio or Porch
  • Suburban Location

Community Details

  • Keyser Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17-09-03-159-006.000-013

Home Details

Home Type

Single Family

Est. Annual Taxes

$464

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Age: 119
  • Style: Two Story
  • Total Number of Rooms: 7
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: KEYSER ADD LOT 6 BLOCK 74 KEYSER'S 1ST ADD N 18" LOT 7 BLOCK 74
  • Parcel Number ID: 17-09-03-159-006.000-013
  • Platted: Yes
  • Amenities: Attic Storage, Ceiling Fan(s), Ceilings-Beamed, Closet(s) Walk-in, Countertops-Laminate, Dryer Hook Up Gas/Elec, Landscaped, Natural Woodwork, Porch Covered, Porch Enclosed, Range/Oven Hook Up Gas, Tub and Separate Shower
  • Location: City/Town/Suburb
  • Parcel Id2: 170903159007000013
  • Sp Lp Percent: 103.34
  • Year Taxes Payable: 2018
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2716
  • Total Finished Sq Ft: 1776
  • Above Grade Finished Sq Ft: 1776
  • Below Grade Sq Ft: 940
  • Price Per Sq Ft: 52.31
  • Basement: Yes
  • Basement Foundation: Full Basement, Unfinished
  • Basement Material: Block
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Living Great Room: Dimensions: 18x12, On Level: Main
  • Kitchen: Dimensions: 11x10, On Level: Main
  • Dining Room: Dimensions: 13x11, On Level: Main
  • Bedroom 1: Dimensions: 12x10, On Level: Main
  • Bedroom 2: Dimensions: 15x12, On Level: Upper
  • Bedroom 3: Dimensions: 12x9, On Level: Upper
  • Bedroom 4: Dimensions: 15x8, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 940

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None
  • Fence: Wood

Garage/Parking

  • Off Street Parking: Yes

Utilities

  • Cooling: Window
  • Heating Fuel: Gas, Baseboard, Hot Water
  • Sewer: City
  • Water Utilities: City

Schools

  • School District: Garrett Keyser Butler
  • Elementary School: J.E. Ober
  • Middle School: Garrett Middle
  • High School: Garrett High
  • Elementary School: J.E. Ober

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 31x125
  • Estimated Lot Sq Ft: 38816
  • Estimated Lot Size Acres: 0.8911

Tax Info

  • Annual Taxes: 464
  • Exemptions: Homestead, Mortgage, Supplemental

MLS Schools

  • High School: Garrett High
  • Middle School: Garrett Middle
  • School District: Garrett Keyser Butler

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2019
Closed on
May 10, 2019
Sold by
Watson Patricia A
Bought by
Williams Brandy L
Seller's Agent
Treva Finn
North Eastern Group Realty
Buyer's Agent
Ray Smith
American Dream Team Real Estate Brokers
List Price
$89,900
Sold Price
$92,900
Premium/Discount to List
$3,000
3.34%
Current Estimated Value
$168,570

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$75,670
Avg. Annual Appreciation
9.23%
Original Mortgage
$91,216
Outstanding Balance
$82,860
Interest Rate
5.5%
Mortgage Type
FHA
Estimated Equity
$79,711

Purchase Details

Listed on
Oct 11, 2014
Closed on
Jul 1, 2015
Sold by
Osborn Cody H
Bought by
Wildrick Patricia A
Seller's Agent
Treva Finn
North Eastern Group Realty
Buyer's Agent
Kelly York
North Eastern Group Realty
List Price
$78,900
Sold Price
$67,500
Premium/Discount to List
-$11,400
-14.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.63%
Original Mortgage
$68,877
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 2009
Sold by
Drake Andrew R
Bought by
Osborn Cody H

Purchase Details

Closed on
May 7, 2009
Sold by
Sheriff Of Dekalb County
Bought by
Wells Fargo Bank N A

Purchase Details

Closed on
Apr 3, 2009
Sold by
Wells Fargo Bank N A
Bought by
Hsbc Bank Usa National Associa

Purchase Details

Closed on
May 13, 2002
Sold by
Kessler Timothy W and Kessler Jennifer N
Bought by
Wells Fargo Home Mortgage Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Williams Brandy L -- Centurion Land Title Inc
Wildrick Patricia A -- Centurion Land Title Inc
Osborn Cody H $16,000 Meridian Title Corp
Wells Fargo Bank N A $51,000 Unterberg & Associates P C
Wells Fargo Bank N A $51,000 None Available
Hsbc Bank Usa National Associa $51,000 Unterberg & Associates P C
Hsbc Bank Usa Na -- None Available
Wells Fargo Home Mortgage Inc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Williams Brandy L $91,216
Previous Owner Wildrick Patricia A $68,877
Previous Owner Smith Christina $16,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/10/2019 05/10/19 Sold $92,900 +3.3% $52 / Sq Ft
04/02/2019 04/02/19 Pending -- -- --
04/02/2019 04/02/19 For Sale $89,900 +33.2% $51 / Sq Ft
07/01/2015 07/01/15 Sold $67,500 -14.4% $38 / Sq Ft
04/17/2015 04/17/15 Pending -- -- --
10/11/2014 10/11/14 For Sale $78,900 -- $45 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $957 $130,400 $15,200 $115,200
2023 $753 $114,600 $13,200 $101,400
2022 $880 $113,400 $12,800 $100,600
2021 $601 $92,900 $12,200 $80,700
2020 $384 $76,500 $9,200 $67,300
2019 $357 $74,400 $9,200 $65,200
2018 $371 $74,400 $9,200 $65,200
2017 $467 $80,300 $9,200 $71,100
2016 $459 $79,500 $9,200 $70,300
2014 $479 $76,800 $9,200 $67,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201911409

Indiana Regional MLS

APN: 17-09-03-159-006.000-013