NOT LISTED FOR SALE

5110 Ruddy Ridge Ct High Ridge, MO 63049

Estimated Value: $352,161 - $363,000

3 Beds
3.5 Baths
2,914 Sq Ft
$123/Sq Ft Est. Value

Last Sold October 29, 2021

Current estimated payment $2,235/month

3 Days on Market

Highlights

  • Primary Bedroom Suite
  • Traditional Architecture
  • Great Room with Fireplace
  • Open Floorplan
  • Wood Flooring
  • Solid Surface Countertops

About This Home

As of October 2021

Beautiful move-in ready 3 Bedroom, 3.5 Bath 2-Story Home with a fin. Lower Level on a quiet cul-de-sac in Ivy Trails is waiting for you! Updated & Upgraded Home features attractive architectural details you will love! Main Fl offers: inviting Living Rm w/White Wainscoting & Hickory floors, Great Rm w/Brick Fireplace & Bay Window opens to Dining area w/Sliding Door to expansive Patio & fabulous Kitchen featuring Center Isle/Breakfast Bar, Walk-In Pantry, Granite Counters, custom Backsplash & Stainless Appl. Powder Rm & Laundry complete main fl. Upstairs Primary Suite offers a Luxury Bath w/Shower, corner Soaking Tub Dbl Bowl Vanity & Grand Walk-In Closet. 2 additional Bedrms w/walk-in closets share Hall Bath. Lower Level offers Family Rm, Game Rm area, Wet Bar, Full Bath & built-in Office. Outdoor Living & Entertaining will be a delight in private fenced Backyard. 3 Car garage for all your toys! New AC July 2021. Video Doorbell/Security, Pool Table & Playset remain.

Last Agent to Sell the Property

Tami Weiner

Coldwell Banker Realty - Gundaker West Regional License #2001005998 Listed on: 09/23/2021

Coldwell Banker Realty - Gundaker West Regional

Last Buyer's Agent

Vernon Overschmidt

Robeck Realty West License #1999039480

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,903

Year Built

  • Built in 2003

Lot Details

  • 9,583 Sq Ft Lot
  • Cul-De-Sac
  • Fenced
  • Level Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Historic or Period Millwork
  • Ceiling Fan
  • Wood Burning Fireplace
  • Insulated Windows
  • Window Treatments
  • Bay Window
  • Sliding Doors
  • Six Panel Doors
  • Great Room with Fireplace
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Covered patio or porch

Schools

  • Murphy Elem. Elementary School
  • Northwest Valley Middle School
  • Northwest High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Recreational Area

Listing and Financial Details

  • Assessor Parcel Number 02-4.0-18.0-2-001-002.09

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,903

Year Built

Built in 2003

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Municipality Township: Unincorporated
  • Special Areas: Family Room, Great Room, Living Room, Main Floor Laundry
  • Special Description: Owner Occupied
  • Age: 18
  • Ownership: Private
  • Year Built: 2003
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Bathroom in LL, Full, Partially Finished, Poured Concrete, Rec/Family Area
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Great Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Open Floor Plan, Some Carpeting, Special Millwork, Some Window Treatmnt, Walk-In Closets, Wetbar, Some Wood Floors
  • Kitchen: Breakfast Bar, Center Island, Solid Surface Counter, Walk-In Pantry
  • Lower Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Tub & Separate Shwr
  • Misc Features: Patio, Porch-Covered, Smoke Alarm/Detec
  • Total Living Area: 2914.00
  • Windows/Doors: 6 Panel Door(s), Bay/Bow Window, Sliding Glass Doors, Some Insulated Wndws
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Electric
  • Bathrooms: 4.00
  • Bedrooms: 3.00
  • Room Cnt: 10
  • Square Footage: 2014
  • Square Footage Below Grade: 900
  • Total Full Baths: 3
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air, Zoned

Schools

  • School District: Northwest R-I
  • Elementary School: Murphy Elem.
  • Middle School: Northwest Valley School
  • High School: Northwest High
  • Elementary School: Murphy Elem.
  • Junior High School: Northwest Valley School
  • School District: Northwest R-I
  • Senior High School: Northwest High

Lot Info

  • Lot Description: Cul-De-Sac, Fencing, Level Lot, Sidewalks, Streetlights
  • Lot Dimensions: 0 x 0
  • Lot Sq Ft: 9583
  • Acres: 0.2200

Tax Info

  • Taxes Paid: 2649
  • Taxes Paid Year: 2020
  • Assessor Parcel Number: 02-4.0-18.0-2-001-002.09

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 23, 2021
Closed on
Oct 29, 2021
Sold by
Muresan Guivevere V Ambruster
Bought by
Howell Ian and Howell Jami
Seller's Agent
Tami Weiner
Coldwell Banker Realty - Gundaker West Regional
Buyer's Agent
Vernon Overschmidt
Robeck Realty West
List Price
$270,000
Sold Price
$300,000
Premium/Discount to List
$30,000
11.11%
Current Estimated Value
$357,790

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,790
Avg. Annual Appreciation
4.95%
Original Mortgage
$111,011
Outstanding Balance
$102,644
Interest Rate
2.88%
Mortgage Type
New Conventional
Estimated Equity
$255,054

Purchase Details

Listed on
Feb 19, 2019
Closed on
Apr 11, 2019
Sold by
Clardy Jason and Clardy Sarah
Bought by
Armbruster Guinevere V
Seller's Agent
Allen Brake
Allen Brake Real Estate
Buyer's Agent
Tami Weiner
Coldwell Banker Realty - Gundaker West Regional
List Price
$239,900
Sold Price
$239,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.16%
Original Mortgage
$232,703
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 2010
Sold by
Krausz Andrew and Krausz Tiffany K
Bought by
Clardy Jason and Clardy Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,200
Interest Rate
5.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2007
Sold by
Burke Mark and Burke Judy A
Bought by
Krausz Andrew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 21, 2004
Sold by
American Heritage Homes Llc
Bought by
Burke Mark and Burke Judy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
3.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 20, 2003
Sold by
American Heritage Land Development Llc
Bought by
American Heritage Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,942
Interest Rate
6.1%
Mortgage Type
Construction
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Howell Ian -- Htc
Armbruster Guinevere V -- None Available
Clardy Jason -- Investors Title Co
Krausz Andrew -- Ust
Burke Mark -- Commonwealth Title
American Heritage Homes Llc -- Heritage Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Howell Ian $111,011
Previous Owner Muresan Guinevere V Armbruster $242,000
Previous Owner Armbruster Guinevere V $232,703
Previous Owner Clardy Jason $182,400
Previous Owner Clardy Jason $205,200
Previous Owner Krausz Andrew $182,400
Previous Owner Krausz Andrew $182,000
Previous Owner Burke Mark $160,000
Previous Owner American Heritage Homes Llc $157,942
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/29/2021 10/29/21 Sold -- -- --
09/27/2021 09/27/21 Pending -- -- --
09/23/2021 09/23/21 For Sale $270,000 +12.5% $93 / Sq Ft
04/11/2019 04/11/19 Sold -- -- --
02/26/2019 02/26/19 Pending -- -- --
02/19/2019 02/19/19 For Sale $239,900 -- $82 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,903 $40,200 $7,700 $32,500
2022 $2,872 $40,200 $7,700 $32,500
2021 $2,872 $40,200 $7,700 $32,500
2020 $2,649 $36,200 $7,000 $29,200
2019 $2,646 $36,200 $7,000 $29,200
2018 $2,681 $36,200 $7,000 $29,200
2017 $2,450 $36,200 $7,000 $29,200
2016 $2,328 $34,100 $7,300 $26,800
2015 $2,392 $34,100 $7,300 $26,800
2013 -- $33,600 $7,300 $26,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21062581

MARIS MLS

APN: 02-4.0-18.0-2-001-002.09