NOT LISTED FOR SALE

512 Monterey Ln Unit 4304 Cold Spring, KY 41076

Cold Spring Area

Estimated Value: $254,000 - $299,000

3 Beds
2.5 Baths
1,899 Sq Ft
2000 Built

Sale Details

Date Sold: May 5, 2023

Last sale price $250,000 $132 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $2,033 / mo

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Deck
  • Donald E. Cline Elementary School Rated A
  • Clubhouse
  • Wooded Lot

About This Home

As of May 2023

If you love natural light, then this amazing end unit is for you! Rare 3 bedroom, 2 and a half bath condo with soaring 10 ft ceilings throughout. Open layout, updated kitchen, WBFP, 2 car garage, large private covered deck, with wooded views. One flight of stairs. So many nice features. Close to everything. Don't miss out on this one!

Last Agent to Sell the Property

Jen Sepate

Neltner Realty License #272380 Listed on: 04/12/2023

Last Buyer's Agent

Rebecca Orth

Sibcy Cline, REALTORS-CC License #185702

Sibcy Cline, REALTORS-CC
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Property Details

Home Type

  • Condominium

Year Built

  • Built in 2000

Lot Details

  • Landscaped
  • Cleared Lot
  • Wooded Lot

HOA Fees

  • $298 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Parking Garage Space
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,899 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Panel Doors
  • Entrance Foyer
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Storage
  • Views of Woods
  • Garage Access

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Double Vanity

Laundry

  • Laundry Room
  • Laundry on main level

Home Security

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Donald E.Cline Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Central Air
  • Heating Available
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 999-99-20-464.64

Community Details

Overview

  • Association fees include ground maintenance, snow removal, trash, water
  • Towne Properties Association, Phone Number (859) 291-5858
  • On-Site Maintenance

Recreation

  • Community Pool
  • Snow Removal

Pet Policy

  • Pet Size Limit
  • 2 Pets Allowed

Additional Features

  • Clubhouse
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Year Built

Built in 2000

Lot Details

0 Sq Ft Lot

HOA Fees

$298 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Condominium
  • Year Built: 2000
  • Lot Size: of record
  • Road Frontage Type: City Street
  • Directions: US 27 to Pooles Creek to Chardonnay to Monterey
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: Yes
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: Yes
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Donald E.Cline Elem
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Location Tax Legal Info:Subdivision2: Chardonnay Condos
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: of record
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Duke
  • Water Company: NKWD
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Living Area: 1899.0
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: Second
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 999-99-20-464.64
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Utilities:Water Available: Yes
  • Condo Information:Entry Level: 1
  • Pets Allowed:Pets Allowed: Yes
  • Condo Information:Elevator(s)2: No
  • Pets Allowed:Number Limit: Yes
  • Pets Allowed:Size Limit: Yes
  • Pets Allowed:_pound_ Of Pets Allowed: 2
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Walk-In Closet(s), Storage, Pantry, Open Floorplan, High Speed Internet, Granite Counters, Entrance Foyer, Eat-in Kitchen, Double Vanity, Breakfast Bar, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting
  • Heating: Electric
  • Levels: Two
  • Entry Level: 1
  • Property Type: Residential
  • Pets Allowed: Number Limit, Size Limit
  • Appliances: Electric Oven, Electric Range, Dishwasher, Refrigerator
  • Accessibility Features: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1899.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Breakfast Bar2: Yes
  • Primary Bedroom Features:High Ceiling(s)6: Yes
  • Interior Features:Recessed Lighting: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • Lot Features: Cleared, Wooded
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Deck, Porch
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Accessibility Features:None15: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes
  • Condo Information:Direct Entry Garage-Unit: Yes
  • Condo Information:Direct Entry Garage-Building: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Water Available
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Amenities: Landscaping, Pool, Clubhouse
  • Association Fee: 298.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Towne Properties
  • Association Information:Association Management Phone 1: 859 291-5858
  • Association Information:Total Yearly Fees: 3576.0
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 298.0
  • Association Information:Association Fee Frequency: Monthly
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Pool5: Yes
  • Association Amenities:Landscaping: Yes
  • Association Fee Includes:Water: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Snow Removal, Trash, Water

Schools

  • Elementary School: Donald E.Cline Elem
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 12, 2023
Closed on
May 5, 2023
Sold by
Bought by
Seller's Agent
Jen Sepate
Neltner Realty
Buyer's Agent
Rebecca Orth
Sibcy Cline, REALTORS-CC
List Price
$239,900
Sold Price
$250,000
Premium/Discount to List
$10,100
4.21%
Views
41
Current Estimated Value
$279,251

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,251
Avg. Annual Appreciation
3.42%

Purchase Details

Closed on
Jan 3, 2019
Sold by
Bought by

Purchase Details

Closed on
Jul 29, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,800
Interest Rate
5.51%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 29, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,850
Interest Rate
5.42%
Mortgage Type
Balloon

Purchase Details

Closed on
Oct 26, 2000
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Cold Spring, KY

  • Heather Townsend Real Estate Agent - Huff Realty - Florence

    Heather Townsend

    Huff Realty - Florence

    (859) 739-3465

    54 Total Sales

    1 in Cold Spring

    $242,500 Price

    Heather Townsend
     Section Image
  • David Schneider Real Estate Agent - Blue Chicken Realty

    David Schneider

    Blue Chicken Realty

    (513) 586-5839

    96 Total Sales

    8 in Cold Spring

    $135K - $395K Price Range

    David Schneider
     Section Image
  • Kimberly Nachazel Real Estate Agent - eXp Realty, LLC

    Kimberly Nachazel

    eXp Realty, LLC

    (513) 802-9458

    133 Total Sales

    2 in Cold Spring

    $195K - $225K Price Range

    Kimberly Nachazel
     Section Image

  • JC

    Jody Connett

    Huff Realty - CC

    (513) 586-6213

    114 Total Sales

    5 in Cold Spring

    $175K - $305K Price Range

    Jody Connett
     Section Image
  • Chris Kennedy Real Estate Agent - Sibcy Cline, REALTORS-Florence

    Chris Kennedy

    Sibcy Cline, REALTORS-Florence

    (513) 586-6325

    104 Total Sales

    5 in Cold Spring

    $172K - $491K Price Range

    Chris Kennedy
     Section Image
  • John Coffman Jr Real Estate Agent - Coffman's Realty

    John Coffman Jr

    Coffman's Realty

    (859) 888-1773

    68 Total Sales

    7 in Cold Spring

    $160K - $400K Price Range

    John Coffman Jr
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$250,000 Lawyers Title
-- None Available
$161,000 Advanced Land Title Agency L
$153,500 Royal Land Title Agency Ltd
$141,715 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $118,100
Previous Owner $128,800
Previous Owner $111,850
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/05/2023 05/05/23 Sold $250,000 +4.2% $132 / Sq Ft
04/13/2023 04/13/23 Pending -- -- --
04/12/2023 04/12/23 For Sale $239,900 -- $126 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,435 $250,000 $0 $250,000
2024 $2,501 $250,000 $0 $250,000
2023 $2,051 $170,900 $0 $170,900
2022 $1,797 $141,000 $0 $141,000
2021 $1,797 $141,000 $0 $141,000
2020 $1,816 $141,000 $0 $141,000
2019 $1,785 $141,000 $0 $141,000
2018 $1,797 $141,000 $0 $141,000
2017 $1,773 $141,000 $0 $141,000
2016 $1,726 $141,000 $0 $0
2015 $1,754 $141,000 $0 $0
2014 $1,946 $161,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jen Sepate Real Estate Agent - Neltner Realty

    Seller's Agent in 2023

    Jen Sepate

    Neltner Realty

    (859) 816-1080

    59 Total Sales

    Jen Sepate
    Section Image
  • Rebecca Orth Real Estate Agent - Sibcy Cline

    Buyer's Agent in 2023

    Rebecca Orth

    Sibcy Cline

    (859) 743-0582

    161 Total Sales

    Rebecca Orth
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 612661

Northern Kentucky Multiple Listing Service

APN: 999-99-20-464.64

Kentucky Campbell County Cold Spring 41076

512 Monterey Ln Unit 4304, Cold Spring, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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