$299,900

512 Ruth St Kerrville, TX 78028

Estimated payment $2,104/month

Total Views 1,833
3 Beds
2 Baths
1,813 Sq Ft
$165 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Two Living Areas
  • Fred H. Tally Elementary School Rated A-
  • No HOA
  • Cottage

About This Home

Welcome to this nicely maintained 3-bedroom, 2-bath cottage that blends timeless charm with modern comfort. Step inside to discover warm, inviting wood floors that flow throughout the main living areas, creating a cozy and welcoming atmosphere. The heart of the home features a light-filled living space perfect for relaxing or entertaining, while the kitchen offers ample storage and a functional layout. The primary bedroom offers a mini split AC and a modern, attractive primary bath. Enjoy the outdoors in your private, fully fenced backyard — ideal for pets, play, or peaceful evenings under the stars. There are covered patios in front and back. Whether you're looking for your first home or a comfortable downsize, this cottage has everything you need, with character to spare. Don't miss your chance to make this gem your own!

Listing Agent

Andrea ONeal

Fore Premier Properties Brokerage Phone: 8302574000 License #0379520 Listed on: 10/24/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,245

Year Built

  • Built in 1954

Lot Details

  • 0.34 Acre Lot
  • Privacy Fence
  • Fenced
  • Level Lot
  • Open Lot
  • Property is zoned R1

Home Design

  • Cottage
  • Slab Foundation
  • Frame Construction
  • Composition Roof

Interior Spaces

  • 1,813 Sq Ft Home
  • 1-Story Property
  • Two Living Areas
  • Dining Room
  • Utility Room
  • Laundry Room

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Bathtub with Shower

Parking

  • 2 Parking Spaces
  • 2 Carport Spaces

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Kerrville Elementary School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Westland Subdivision

Listing and Financial Details

  • Tax Block 23

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,245

Year Built

Built in 1954

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.34
  • Lot Size: 0.34 acre
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Westland
  • Directions: From the courthouse, take Junction Hwy west, turn left on Woodlawn, left on Ruth St
  • Architectural Style: Cottage
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1954
  • Kitchen Level: Main
  • Attribution Contact: 8302574000
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Gas Water Heater, Dishwasher, Microwave
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Tile, Vinyl, Wood
  • Interior Amenities: Shower Stall, Shower/Bath Combo
  • Living Area: 1813
  • Dining Room Type: Dining Room, Large Master Bedroom, Split Bedroom, Two Living Areas, Utility Room
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 140
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 169
  • Room Bedroom3 Level: Main
  • Room Bedroom2 Level: Main
  • Dining Room Dining Room Level: Main
  • Room Dining Room Area: 168

Exterior Features

  • Fencing: Fenced, Privacy
  • Lot Features: Level, Open Lot
  • Waterfront Features: None
  • Construction Type: Frame
  • Foundation Details: Slab
  • Patio And Porch Features: Deck/Patio, Porch-Covered
  • Roof: Composition

Garage/Parking

  • Carport Spaces: 2
  • Covered Parking Spaces: 2
  • Parking Features: 2 Car Carport
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Laundry Room
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Gas
  • Heating Yn: Yes
  • Electric: KPUB
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Garbage Service-Public, Phone Available, Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Kerrville

Lot Info

  • Lot Size Sq Ft: 14810.4
  • Zoning: R1

Tax Info

  • Tax Annual Amount: 6245.01
  • Tax Block: 23

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,132 $343,591 $80,000 $263,591
2024 $5,782 $312,847 $40,250 $297,661
2023 $4,434 $284,406 $40,250 $297,661
2022 $5,269 $294,724 $34,500 $260,224
2021 $5,004 $235,046 $34,500 $200,546
2020 $4,540 $216,991 $34,500 $182,491
2019 $4,169 $183,116 $34,500 $148,616
2018 $3,661 $161,825 $31,500 $130,325
2016 $2,638 $116,003 $31,500 $84,503
2015 -- $123,363 $30,000 $93,363
2014 -- $123,363 $30,000 $93,363
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/22/2025 10/22/25 For Sale $299,900 +33.3% $165 / Sq Ft
10/02/2020 10/02/20 Sold -- -- -- View Prior Sale
09/02/2020 09/02/20 Pending -- -- --
07/31/2020 07/31/20 For Sale $225,000 +33.1% $124 / Sq Ft
09/01/2017 09/01/17 Sold -- -- -- View Prior Sale
08/02/2017 08/02/17 Pending -- -- --
07/09/2017 07/09/17 For Sale $169,000 -- $113 / Sq Ft
Source: Kerrville Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Vendors Lien -- Kerrville Title Company
Warranty Deed -- Kerrville Title Company
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $220,924 New Conventional
Previous Owner $163,930 New Conventional
Previous Owner $113,898 FHA
Source: Public Records

Source: Kerrville Board of REALTORS®

MLS Number: 120726

APN: R40593

Texas Kerr County Kerrville 78028

512 Ruth St, Kerrville, TX

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Andrea ONeal
Listing Agent
Andrea ONeal
Section Image
Fore Premier Properties
(830) 285-7001