$1,450,000
OPEN SUN 1PM - 4PM

Estimated payment $9,230/month

4 Beds
3.5 Baths
3,986 Sq Ft
$364 Price per Sq Ft

Highlights

  • 75 Feet of Salt Water Canal Waterfront
  • Water access To Gulf or Ocean
  • Screened Pool
  • Dock has access to electricity
  • Boat Lift
  • Partial Gulf or Ocean Views

About This Home

One or more photo(s) has been virtually staged. Welcome to your dream waterfront retreat! This stunning 2-story pool home boasts 4-bedrooms, 3.5-bathrooms and offers the perfect blend of luxury, comfort, and Florida lifestyle. Nestled on a deep canal with direct Gulf access, it’s a boater’s paradise—just minutes to the open gulf waters! Step inside to discover a beautifully designed interior with modern upgrades throughout, spacious living areas, and an abundance of natural light. The gourmet kitchen flows effortlessly into the open-concept living space, perfect for entertaining family and friends.
The elegant spiral staircase with real wood flooring and iron spindles leads you to the second floor, where you have 3 guest bedrooms and additional guest bathroom. The owner's suite has a beautiful large remodeled bathroom and walk in closets. This master suite also has french doors that lead to a large upper deck that looks down the canal. A perfect place to sip your coffee in the mornings or to sip a glass of wine while looking at the view to the open gulf. On cooler evenings, cozy up by the wood-burning fireplace while taking in the serene water views. Outside, enjoy your own private oasis featuring a sparkling pool, outdoor kitchen, expansive lanai, 75 feet of seawall with an oversize floating dock with electrical connections, ideal for accommodating a large vessel it also has a separate 12,000 pound boat lift with breathtaking canal views. Since owning the home, the seller has spent over $167,000+ in upgrades on home improvements, including new hurricane impact windows and doors. The oversized double-car garage provides plenty of room for vehicles, storage, and even a golf cart—ideal for exploring this golf cart-friendly community. Residents also enjoy access to a private beach, where sunsets and coastal breezes await. For only $200.00 a year you can join the beach club where they host beach parties and concerts. The Gulf Harbors Civic Association is only $125.00 a year this is optional and it is to maintain two private boat ramps within the community and the club house which also hosts many fun events and is available to rent for big private parties you may have! With its prime location, premium upgrades, and unbeatable waterfront setting, this home truly has it all. Don’t miss your chance to own this must-see Gulf-access gem—schedule your private tour today!

Listing Agent

Judi Pobst

KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3042428 Listed on: 11/20/2025

KELLER WILLIAMS REALTY- PALM H

Co-Listing Agent

Josee Lanzi

KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3625714

Open House Schedule

  • Sunday, November 23, 2025
    1:00 to 4:00 pm
    11/23/2025 1:00:00 PM +00:00
    11/23/2025 4:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,749

Year Built

  • Built in 1982

Lot Details

  • 8,625 Sq Ft Lot
  • 75 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • West Facing Home
  • Fenced
  • Mature Landscaping
  • Property is zoned R4

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Circular Driveway

Property Views

  • Partial Bay or Harbor
  • Canal

Home Design

  • Slab Foundation
  • Frame Construction
  • Tile Roof
  • Concrete Roof
  • Stucco

Interior Spaces

  • 3,986 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Fireplace
  • French Doors
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Home Security System
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet
  • Single Vanity
  • Bathtub with Shower
  • Shower Only
  • Built-In Shower Bench
  • Window or Skylight in Bathroom

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Doors

Pool

  • Screened Pool
  • In Ground Pool
  • Saltwater Pool
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Water Skiing Allowed
  • Boat Lift
  • Dock has access to electricity
  • Floating Dock
  • Balcony
  • Courtyard
  • Enclosed Patio or Porch
  • Outdoor Kitchen
  • Outdoor Grill
  • Rain Gutters
  • Private Mailbox

Location

  • Flood Insurance May Be Required

Schools

  • Mittye P. Locke Elementary School
  • Gulf Middle School
  • Gulf High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Gulf Harbors Civic Association/Office Manager Association, Phone Number (727) 848-0596
  • Visit Association Website
  • Flor A Mar Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,749

Year Built

Built in 1982

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco, Frame
  • Fireplace: Yes
  • Living Area: 3986
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 4952
  • Lot Size Sq Ft: 8625
  • Status: Active
  • Co List Office Mls Id: MFR260010721
  • Co List Office Phone: 727-772-0772
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 460.06
  • Escrow City: Trinity
  • Escrow State: FL
  • Escrow Street Name: Trinity Blvd
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 363.77
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Amenities Additional Fees: Gulf Harbors Beach Club membership $200 per year per household.
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock w/Electric,Floating Dock,Lift
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Private Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 727-772-0772
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Spa Yn: No
  • Stories: 2
  • Living Area Meters: 370.31

Exterior Features

  • Direction Faces: West
  • Pool Features: In Ground, Salt Water, Screen Enclosure
  • Exterior Features: Balcony, Courtyard, French Doors, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters, Sidewalk
  • Roof: Concrete, Tile
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Enclosed, Patio, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater,Gulf/Ocean
  • Water Extras: Lift,No Wake Zone,Seawall - Concrete,Skiing Allowed
  • Water Frontage Feet Canal Salt: 75
  • Water View: Canal,Gulf/Ocean - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 75

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Phone Available, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions
  • Association Fee: 125
  • Association Fee Frequency: Annually
  • Association Name: Gulf Harbors Civic Association/office manager
  • Phone: 727-848-0596
  • Association: Yes
  • Security: Security System
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer & buyer's agent to verify.
  • Association Fee Requirement: Optional
  • Association Email: officemanager@gulfharbors.com
  • Association URL: http://gulfharbors.com

Fee Information

  • Total Annual Fees: 125.00
  • Total Monthly Fees: 10.42
  • Monthly HOA Amount: 10.42

Schools

  • Elementary School: Mittye P. Locke-PO
  • High School: Gulf High-PO
  • Middle Or Junior School: Gulf Middle-PO

Lot Info

  • Zoning: R4
  • Parcel Number: 12-26-15-0790-02500-0030
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Flood Insurance Required
  • Flood Zone Code: AE

Green Features

  • Efficiency: Doors, Windows

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer & buyer's agent to verify.

Tax Info

  • Tax Annual Amount: 18749.1
  • Tax Block: 25
  • Tax Book Number: 11/98-99
  • Tax Lot: 3

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $18,749 $960,175 $288,739 $671,436
2024 $18,749 $1,086,697 $288,739 $797,958
2023 $11,249 $687,620 $0 $0
2022 $10,050 $667,600 $0 $0
2021 $9,494 $622,990 $180,188 $442,802
2020 $5,478 $370,940 $171,698 $199,242
2019 $5,378 $361,500 $0 $0
2018 $5,286 $354,768 $0 $0
2017 $5,269 $354,768 $0 $0
2016 $5,185 $340,324 $0 $0
2015 $5,257 $337,958 $0 $0
2014 $5,120 $393,459 $171,698 $221,761
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/20/2025 11/20/25 For Sale $1,450,000 -- $364 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $920,000 Master Title Service Inc
Warranty Deed $125,000 --
Warranty Deed $349,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $510,400 New Conventional
Previous Owner $239,800 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $314,900 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: W7880289

Stellar MLS

APN: 12-26-15-0790-02500-0030