$608,000
SOLD MAY 30, 2025

5128 Highland Cove Ct Monticello, IN 47960

4 Beds
3 Baths
3,024 Sq Ft
0.35 Acres

Recently Sold

$201 Per Sq Ft

3% Below List Price

105 Days on Market

Highlights

  • 82 Feet of Waterfront
  • Primary Bedroom Suite
  • Lake Property
  • Pier or Dock
  • Open Floorplan
  • Living Room with Fireplace

About This Home

As of May 2025

Enjoy serene waterfront living in this stunning 4-bedroom, 3-bath ranch with a walkout basement, nestled on a quiet bay just off Main Lake Shafer! With 82 feet of waterfront, a dock, and a temporary boat lift, this home is ideal for lake enthusiasts. Enjoy a safe location for swimming, peace and quiet, and only seconds out to the main lake. Boasting 3,132 sq. ft., the main level features a beautifully updated kitchen with granite countertops, stainless steel appliances, and hardwood floors, opening to a cozy living room with a fireplace. The primary suite, plus two additional bedrooms and a second full bath, complete the main floor. The walkout basement expands your living space with a large family room, an additional bedroom and bathroom, plus a storage room. Step outside to enjoy picturesque bay views from the upper deck, or unwind on the lower patio just steps from the water. An attached two-car garage adds convenience, while the peaceful bay setting offers privacy with quick access to the main lake. Whether you're seeking a weekend escape or a year-round home, this property provides the perfect mix of comfort, style, and lakeside relaxation!

Last Agent to Sell the Property

Bart Hickman

REAL ESTATE NETWORK L.L.C Brokerage Phone: 574-870-4269 Listed on: 02/06/2025

Last Buyer's Agent

Larry Dietl

CRESSY & EVERETT REAL ESTATE

CRESSY & EVERETT REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,304

Year Built

  • Built in 1979

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 82 x 186
  • 82 Feet of Waterfront
  • Property Fronts a Bay or Harbor
  • Backs to Open Ground
  • Landscaped
  • Partially Wooded Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Walk-Out Ranch
  • Brick Exterior Construction
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Beamed Ceilings
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Living Room with Fireplace
  • 2 Fireplaces

Kitchen

  • Eat-In Kitchen
  • Kitchen Island
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Block Basement Construction
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Outdoor Features

  • Waterski or Wakeboard
  • Seawall
  • Lake Property
  • Lake, Pond or Stream

Schools

  • Meadowlawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well

Listing and Financial Details

  • Assessor Parcel Number 91-73-16-000-023.100-020

Community Details

Overview

  • Highland Cove Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,304

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1979
  • Age: 46
  • Style: One Story
  • Architectural Style: Walkout Ranch
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 4
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: HIGHLAND COVE SUB LOT 29
  • Parcel Number ID: 91-73-16-000-023.100-020
  • Platted: Yes
  • Amenities: Ceilings-Beamed, Countertops-Stone, Crown Molding, Deck Open, Disposal, Eat-In Kitchen, Garage Door Opener, Kitchen Island, Landscaped, Open Floor Plan, Main Level Bedroom Suite
  • Location: Lake
  • Number Below Grade Bedrooms: 1
  • Sp Lp Percent: 101.35
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3132
  • Total Finished Sq Ft: 3024
  • Above Grade Finished Sq Ft: 1512
  • Below Grade Finished Sq Ft: 1512
  • Above Grade Unfinished Sq Ft: 108
  • Price Per Sq Ft: 402.12
  • Basement: Yes
  • Basement Foundation: Full Basement, Walk-Out Basement, Finished
  • Basement Material: Block
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Living/Great Rm, Gas Log, Wood Burning, Basement
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Tile
  • Living Great Room: Dimensions: 18x16, On Level: Main
  • Kitchen: Dimensions: 13x14, On Level: Main
  • Dining Room: Dimensions: 18x14, On Level: Main
  • Family Room: Dimensions: 14x26, On Level: Basement
  • Extra Room: Storage, On Level: Basement
  • Bedroom 1: Dimensions: 12x14, On Level: Main
  • Bedroom 2: Dimensions: 11x14, On Level: Main
  • Bedroom 3: Dimensions: 11x13, On Level: Main
  • Bedroom 4: Dimensions: 13x13, On Level: Basement
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 1512

Exterior Features

  • Exterior: Brick, Wood
  • Roof Material: Shingle
  • Outbuilding1: None
  • Lake Type: Ski Lake
  • Sea Wall Type: Steel
  • Water Features: Pier/Dock
  • Water Frontage: 82
  • Water Name: Lake Shafer

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 23x23
  • Garage Sq Ft: 529
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Conventional, Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Meadowlawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Meadowlawn

Lot Info

  • Lot Description: Partially Wooded, Waterfront, Waterfront-Medium Bank
  • Lot Dimensions: 82 X 186
  • Estimated Lot Sq Ft: 15246
  • Estimated Lot Size Acres: 0.35

Tax Info

  • Annual Taxes: 2304.4

Multi Family

  • Water Access: Bayfront

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $608,000 +1.4% $201 / Sq Ft
05/22/2025 05/22/25 Pending -- -- --
04/28/2025 04/28/25 Price Changed $599,900 -4.0% $198 / Sq Ft
02/06/2025 02/06/25 For Sale $625,000 -- $207 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,304 $371,900 $67,100 $304,800
2023 $1,825 $331,800 $67,100 $264,700
2022 $1,830 $307,700 $67,100 $240,600
2021 $1,460 $250,700 $67,100 $183,600
2020 $1,414 $243,400 $74,500 $168,900
2019 $1,366 $245,700 $74,500 $171,200
2018 $1,226 $229,200 $58,000 $171,200
2017 $1,071 $219,500 $58,000 $161,500
2016 $1,048 $219,500 $58,000 $161,500
2014 $1,160 $224,000 $58,000 $166,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202503803

Indiana Regional MLS

APN: 91-73-16-000-023.100-020