
513 Francis St Saint Joseph, MO 64501
Downtown Saint Joseph NeighborhoodEstimated payment $3,365/month
Highlights
- Wood Flooring
- Stainless Steel Appliances
- Forced Air Heating and Cooling System
- No HOA
- Eat-In Kitchen
- Ceiling Fan
About This Home
Welcome to The Provident Building! Updated throughout the years to maintain its historical integrity while providing the perfect touch of modern comforts. The main floor has 18 ft ceilings, polished stone flooring, period lighting and fans, a full bar with 12 taps, 2 half bathrooms, and a full kitchen. The access to the newer, stamped concrete patio is also on the main floor. The original bank vault is the centerpiece of this magnificent space! Step into the vault and you are greeted with a floor to ceiling wine rack with a library ladder and a spiral staircase that leads to the basement speakeasy. The luxurious speakeasy has stone tile flooring and a 2nd bar with a sink. This space is perfect for winding down with a craft cocktail after a long day of work. The utility room, built in storage shelving and work bench, and walk in cooler are also located in the basement. The upstairs apartment has original glass ball lighting and 10ft ceilings that are partially covered in original stamped tin. A brand-new kitchen with high-end stainless-steel appliances was installed last year. Quartz countertop by the sink, and butcher block counter tops by the stove. Brand new Brazilian Acacia hardwood flooring and new carpet in the bedroom. A 2nd vault, being used as the bedroom’s walk-in closet, has floor to ceiling hangers and shelving. The apartment is completed by an updated huge shower room and vanity, a separate toilet room with matching Brazilian hardwoods, and washer and dryer utility room with original honeycomb tile. The provident had a 50 year roof installed 3 years ago, tuck pointing done 4 years ago, modern HVAC (2 units), updated wiring, new or restored flooring throughout, modern copper/PVC plumbing, and all 3, 15 ft. high, front and corner windows on the main floor have been replaced within the last year as well! Don’t miss your opportunity to own a piece of St. Joseph’s history!
Listing Agent
Keller Williams KC North Brokerage Phone: 816-294-4476 License #2010013945 Listed on: 11/14/2024

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,920
Year Built
- Built in 1921
Lot Details
- 3,049 Sq Ft Lot
- Paved or Partially Paved Lot
Parking
- Off-Street Parking
Home Design
- Tar and Gravel Roof
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Gas Range
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Wall to Wall Carpet
- Concrete
- Tile
Bedrooms and Bathrooms
- 1 Bedroom
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 06-3.0-08-003-001-053.000
- $0 special tax assessment
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $3,920 | $45,880 | $3,200 | $42,680 |
2023 | $3,920 | $45,880 | $3,200 | $42,680 |
2022 | $3,652 | $45,880 | $3,200 | $42,680 |
2021 | $3,665 | $45,880 | $3,200 | $42,680 |
2020 | $3,628 | $45,880 | $3,200 | $42,680 |
2019 | $3,497 | $45,880 | $3,200 | $42,680 |
2018 | $1,077 | $17,750 | $1,160 | $16,590 |
2017 | $1,068 | $17,750 | $0 | $0 |
2015 | $1,057 | $17,750 | $0 | $0 |
2014 | $1,057 | $17,750 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/01/2025 08/01/25 | Price Changed | $550,000 | -8.2% | $90 / Sq Ft |
04/18/2025 04/18/25 | Price Changed | $599,000 | -4.2% | $98 / Sq Ft |
02/02/2025 02/02/25 | Price Changed | $625,000 | -3.8% | $103 / Sq Ft |
12/17/2024 12/17/24 | For Sale | $650,000 | 0.0% | $107 / Sq Ft |
11/29/2024 11/29/24 | Pending | -- | -- | -- |
11/14/2024 11/14/24 | For Sale | $650,000 | +85.7% | $107 / Sq Ft |
11/29/2019 11/29/19 | Sold | -- | -- | -- |
10/11/2019 10/11/19 | Pending | -- | -- | -- |
09/10/2019 09/10/19 | For Sale | $350,000 | -- | $80 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | -- | St Joseph Title | |
Warranty Deed | -- | First American Title | |
Warranty Deed | -- | First American Title |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $337,500 | Seller Take Back | |
Previous Owner | $200,000 | Commercial | |
Previous Owner | $204,458 | No Value Available |
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Source: Heartland MLS
MLS Number: 2519927

APN: 06-3.0-08-003-001-053.000
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