$425,000
SOLD JUN 30, 2025

513 Mary Lou Way Crestview, FL 32539

4 Beds
3.5 Baths
2,786 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$153 Per Sq Ft

3% Below List Price

272 Days on Market

Highlights

  • Craftsman Architecture
  • Vaulted Ceiling
  • Community Pool
  • Newly Painted Property
  • Great Room
  • Covered Patio or Porch

About This Home

As of June 2025

Back on market with no fault to seller. Assumable VA mortgage with 2.9% Interest rate. Pool Community!!! Welcome to this stunning and rare Camden plan craftsman-style home, nestled in an upscale neighborhood that offers a luxurious lifestyle with a community pool, pavilion, sidewalks, underground utilities, and fiber internet. This exquisite four-bedroom, three full and one-half bathroom gem is no longer available from the builder, making it a truly unique find.
The spacious layout includes a formal dining room, a versatile study, and a flex room that can be tailored to your needs. The additional bedroom, complete with its private bath and walk-in closet, opens to the study or flex room, offering an ideal guest or in-law suite The heart of the home is the gourmet kitchen, featuring beautiful granite mount sinks, stainless steel appliances, a quiet dishwasher, a convenient island bar, Wic cabinets, and a pantry. The EVP flooring throughout the main areas adds a touch of sophistication, while the master and additional bedroom are adorned with plush frieze carpet for ultimate comfort.

Enjoy outdoor living on the covered patio, perfect for relaxing or entertaining guests. The three-car garage provides ample space for vehicles and storage. This home truly has it all, combining modern amenities with timeless design in a highly sought-after community.

Don't miss the opportunity to own this exceptional home - it's a rare find that promises a lifestyle of luxury and convenience.

Last Agent to Sell the Property

ADRIANA FOSTER

Coldwell Banker Realty License #3411881 Listed on: 02/28/2025

Coldwell Banker Realty

Last Buyer's Agent

Catherine Perdomo

Ellis Realty LLC License #3429100

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,797

Year Built

  • Built in 2021

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 70 x 130
  • Back Yard Fenced
  • Level Lot
  • Property is zoned City, Resid Single Family

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Newly Painted Property
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Cement Board or Planked

Interior Spaces

  • 2,786 Sq Ft Home
  • 1-Story Property
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Great Room
  • Family Room
  • Breakfast Room
  • Dining Room

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Garden Bath

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Riverside Elementary School
  • Shoal River Middle School
  • Crestview High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 27-3N-23-1777-0000-0240

Community Details

Overview

  • Shoal River S/D Subdivision
  • The community has rules related to covenants

Amenities

  • Community Pavilion

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,797

Year Built

Built in 2021

Lot Details

0

HOA Fees

$46 per month

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Lot Size: 70 X 130
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECU3
  • Co List Office Phone: 850-682-4300
  • Subdivision Name: SHOAL RIVER S/D
  • Directions: From Hwy 85, turn east onto Redstone Ave. Go to the end of Redstone Ave and turn right onto Okaloosa Lane. Turn left into Shoal River Landing.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2021
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Breakfast Room: Yes
  • Utilities:Underground: Yes
  • Rooms:Great Room: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Vinyl, Floor WW Carpet
  • Interior Amenities: Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Newly Painted, Pantry, Split Bedroom
  • Window Features: Double Pane Windows
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Level, Restrictions
  • Pool Features: Pool Type
  • Construction Type: Frame, Siding CmntFbrHrdBrd
  • Exterior Features: Rain Gutter, Fenced Back Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Rain Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, Underground

Condo/Co-op/Association

  • Community Features: Pavillion/Gazebo, Pool
  • Association #2 Fee: 553.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Riverside
  • High School: Crestview
  • Middle Or Junior School: Shoal River

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Parcel #: 27-3N-23-1777-0000-0240
  • Zoning: City, Resid Single Family

Tax Info

  • Tax Annual Amount: 5796.75
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2025
Closed on
Jun 30, 2025
Sold by
Williams Tevin
Bought by
Cowell Julian S and Cowell Laura K
Seller's Agent
ADRIANA FOSTER
Coldwell Banker Realty
Buyer's Agent
Catherine Perdomo
Ellis Realty LLC
List Price
$439,000
Sold Price
$425,000
Premium/Discount to List
-$14,000
-3.19%
Views
44

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.01%
Original Mortgage
$424,442
Outstanding Balance
$423,966
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$5,019
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $425,000 Sunbelt Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $424,442 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $425,000 -1.2% $153 / Sq Ft
04/10/2025 04/10/25 Pending -- -- --
03/19/2025 03/19/25 Price Changed $430,000 -2.1% $154 / Sq Ft
02/28/2025 02/28/25 For Sale $439,000 0.0% $158 / Sq Ft
11/13/2024 11/13/24 Pending -- -- --
11/12/2024 11/12/24 Price Changed $439,000 -2.4% $158 / Sq Ft
10/31/2024 10/31/24 Price Changed $450,000 -4.1% $162 / Sq Ft
10/18/2024 10/18/24 Price Changed $469,000 -2.1% $168 / Sq Ft
10/02/2024 10/02/24 Price Changed $479,000 -1.2% $172 / Sq Ft
08/14/2024 08/14/24 Price Changed $485,000 -1.0% $174 / Sq Ft
07/12/2024 07/12/24 For Sale $490,000 +18.1% $176 / Sq Ft
12/06/2021 12/06/21 Sold $414,900 0.0% $149 / Sq Ft
09/17/2021 09/17/21 For Sale $414,900 -- $149 / Sq Ft
09/16/2021 09/16/21 Pending -- -- --
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,797 $407,405 $42,941 $364,464
2023 $5,797 $399,851 $0 $0
2022 $5,646 $388,205 $37,506 $350,699
2021 $598 $35,700 $35,700 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 954479

Emerald Coast Association of REALTORS®

APN: 27-3N-23-1777-0000-0240