$455,000
SOLD FEB 3, 2026

513 W Saddle Ln Payson, AZ 85541

3 Beds
2 Baths
1,350 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$337 Per Sq Ft

1% Above List Price

104 Days on Market

Highlights

  • Vaulted Ceiling
  • Eat-In Kitchen
  • Double Vanity
  • No HOA
  • Double Pane Windows
  • Patio

About This Home

As of February 2026

Look no further for a newer home backing to the national forest w/no HOA! Sit on the back porch or exit a private gate to enjoy nature, an array of animals, & to access hiking trails. A split floor plan is perfect for family & friends. Make this your home or a summer retreat!

Last Agent to Sell the Property

Sharry Mack Davis

Payson Homes & Land License #SA652366000 Listed on: 09/26/2025

Last Buyer's Agent

Jaelyn Hilgendorf

West USA Realty License #SA719750000

West USA Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,546

Year Built

  • Built in 2022

Lot Details

  • 6,098 Sq Ft Lot
  • Wood Fence
  • Chain Link Fence

Parking

  • 2 Car Garage

Home Design

  • Wood Frame Construction
  • Composition Roof
  • Stone Exterior Construction

Interior Spaces

  • 1,350 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Double Pane Windows
  • Eat-In Kitchen
  • Laundry in unit

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Bathrooms
  • Double Vanity

Outdoor Features

  • Patio

Schools

  • Julia Randall Elementary School
  • Rim Country Middle School
  • Payson High School

Utilities

  • Central Air
  • Heating Available

Community Details

  • No Home Owners Association
  • Association fees include no fees
  • Built by Jesus Cerna
  • Payson Ranchos 3 Plat Subdivision

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 302-36-182

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,546

Year Built

Built in 2022

Lot Details

0

Parking

2

Listing Details

  • Cross Street: Airport Rd. & McLane
  • Property Type: Residential
  • Ownership: Fee Simple
  • Separate Den Office Sep Den Office: N
  • Year Built: 2022
  • Tax Year: 2024
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.14
  • Subdivision Name: PAYSON RANCHOS 3 PLAT
  • Architectural Style: Ranch
  • Property Attached Yn: No
  • General Property Description:PriceSqFt: 337.04
  • Special Features: None

Interior Features

  • Flooring: Carpet, Vinyl
  • Basement YN: No
  • Spa Features: None
  • Appliances: Dishwasher, Refrigerator, Microwave, Washer, Dryer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Interior Amenities: 3/4 Bath Master Bdrm, Double Vanity, Eat-in Kitchen, Pantry, Vaulted Ceiling(s)
  • Living Area: 1350.0
  • Stories: 1
  • Window Features: Dual Pane

Exterior Features

  • Fencing: Wood, Chain Link
  • Lot Features: Borders Preserve/Public Land, Gravel/Stone Front, Gravel/Stone Back
  • Pool Private: No
  • Disclosures: None
  • Common Walls: All on One Level
  • Construction Type: Wood Frame, Stone
  • Patio And Porch Features: Patio
  • Roof: Composition

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Garage Door Opener
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Open Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Fees:PAD Fee YN2: N

Fee Information

  • Association Fee Includes: No Fees

Schools

  • Elementary School: Julia Randall Elementary School
  • High School: Payson High School
  • Junior High Dist: Payson Unified District
  • Middle Or Junior School: Rim Country Middle School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 6098.0
  • Parcel #: 302-36-182

Building Info

  • Builder Name: Jesus Cerna

Tax Info

  • Tax Annual Amount: 2546.0
  • Tax Lot: 13

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2023
Closed on
Aug 16, 2023
Sold by
Rainwater Living Trust
Bought by
Rainwater Living Trust and Rainwater
Seller's Agent
Robert Pearson
Payson Homes & Land
Buyer's Agent
Sharry Mack Davis
Payson Homes & Land
List Price
$449,900
Sold Price
$446,900
Premium/Discount to List
-$3,000
-0.67%
Views
368

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.41%
Original Mortgage
$402,210
Interest Rate
6.69%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 24, 2023
Closed on
Aug 14, 2023
Sold by
Rainwater Living Trust and Rainwater Troy Dean
Bought by
Rainwater Living Trust and Rainwater
Seller's Agent
Robert Pearson
Payson Homes & Land
Buyer's Agent
Sharry Mack Davis
Payson Homes & Land
List Price
$449,900
Sold Price
$446,900
Premium/Discount to List
-$3,000
-0.67%
Views
368

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$402,210
Interest Rate
6.69%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 24, 2023
Closed on
Jul 25, 2023
Sold by
Cerna Jesus A
Bought by
Garcia Joseph and Meraz Linda
Seller's Agent
Robert Pearson
Payson Homes & Land
Buyer's Agent
Sharry Mack Davis
Payson Homes & Land
List Price
$449,900
Sold Price
$446,900
Premium/Discount to List
-$3,000
-0.67%
Views
368

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$402,210
Interest Rate
6.69%
Mortgage Type
New Conventional
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Pioneer Title
Warranty Deed -- Pioneer Title
Warranty Deed -- Pioneer Title
Warranty Deed $446,900 Pioneer Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $402,210 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/03/2026 02/03/26 Sold $455,000 +1.3% $337 / Sq Ft
01/08/2026 01/08/26 Pending -- -- --
01/02/2026 01/02/26 Off Market $449,000 -- --
12/30/2025 12/30/25 For Sale $449,000 0.0% $333 / Sq Ft
10/10/2025 10/10/25 Price Changed $449,000 -6.1% $333 / Sq Ft
09/26/2025 09/26/25 For Sale $478,000 +7.0% $354 / Sq Ft
07/28/2023 07/28/23 Sold $446,900 -0.7% $337 / Sq Ft View Prior Sale
06/29/2023 06/29/23 Pending -- -- --
05/24/2023 05/24/23 For Sale $449,900 +614.1% $339 / Sq Ft
02/17/2022 02/17/22 Sold $63,000 -3.1% $47 / Sq Ft View Prior Sale
02/05/2022 02/05/22 Pending -- -- --
01/31/2022 01/31/22 For Sale $65,000 -- $49 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,574 -- -- --
2024 $581 $33,963 $2,969 $30,994
2023 $581 $9,240 $4,620 $4,620
2022 $592 $9,240 $4,620 $4,620
2021 $583 $9,240 $4,620 $4,620
2020 $588 $0 $0 $0
2019 $584 $0 $0 $0
2018 $549 $0 $0 $0
2017 $514 $0 $0 $0
2016 $504 $0 $0 $0
2015 $514 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6925209

Arizona Regional Multiple Listing Service (ARMLS)

APN: 302-36-182