NOT LISTED FOR SALE

514 Gardendale St Ferndale, MI 48220

Ferndale Area

Estimated Value: $354,000 - $378,046

3 Beds
1.5 Baths
1,979 Sq Ft
$182/Sq Ft Est. Value

Sale Details

Date Sold: July 2, 2025

Last sale price $376,000 $190 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $2,471 / mo

2 Days on Market

Highlights

  • Forced Air Heating and Cooling System
  • Garage
  • 4-minute walk to Garbutt Park

About This Home

As of July 2025

Charming 1940’s Cape Cod in a highly sought after neighborhood, walking distance to downtown Ferndale. Wonderfully updated, professionally designed and decorated. New kitchen, furnace, appliances and all new windows. Custom, remodeled kitchen boasting granite counter tops, subway tile and open shelving! Beautifully restored original hardwood floors throughout, this home is an absolute charmer. Private backyard with a custom bar and professional landscaping offers an oasis to unwind after a long day. Easy access to Metro Detroit area locations and directly in the heart of all that downtown Ferndale offers, including The Ferndale Project just around the corner. This home won’t last long!

Last Agent to Sell the Property

Brandon Curry

Signature Sotheby's International Realty Bham License #6501388008 Listed on: 05/27/2025

Signature Sotheby's International Realty Bham

Last Buyer's Agent

Thomas Novik

REALTEAM Real Estate License #6501431036

REALTEAM Real Estate

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1944 | Remodeled in 2024

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 52.33x104

Parking

  • Garage

Home Design

  • Poured Concrete
  • Asphalt Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • Living Room with Fireplace
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Location

  • Ground Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Sewer in Street

Community Details

  • Gardendale Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2534304033

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,924

Year Built

Built in 1944 | Remodeled in 2024

Lot Details

5,227 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1944
  • State Equalized Value: 137210.00
  • Year Renovated: 2024
  • Entry Location: GroundLevelwSteps
  • Property Sub Type: SingleFamilyResidence
  • LotSizeAcres: 0.12
  • Co List Office Mls Id: 190803
  • Above Grade Finished Sq Ft: 1529.00
  • Living Area: 1979.00
  • ClassName: Residential
  • ThirdPartyApprovalRequiredYN: No
  • Special Features: NewHome

Interior Features

  • Fireplace: Yes
  • Basement: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 450.00
  • Fireplace Features: LivingRoom

Exterior Features

  • Waterfront: No
  • Foundation Details: Basement, Poured
  • Construction Materials: AluminumSiding, VinylSiding
  • Road Frontage Type: Paved
  • Disclosures: TaxesHomesteadExempt
  • Home Warranty: No
  • Roof: Asphalt

Garage/Parking

  • Garage: Yes

Utilities

  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
  • Sewer: SewerAtStreet
  • Water Source: Public

Schools

  • Junior High Dist: Ferndale

Lot Info

  • Lot Dimensions: 52.33X104
  • Parcel Number: 2534304033

Tax Info

  • Tax Amount Summer: 5684.00
  • Tax Amount Winter: 240.00
  • Tax Annual Amount: 5924.00

Multi Family

  • Above Grade Finished Area Units: SquareFeet

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 27, 2025
Closed on
Jul 2, 2025
Sold by
Nestor Matthew
Bought by
Seller's Agent
Brandon Curry
Signature Sotheby's International Realty Bham
Buyer's Agent
Thomas Novik
REALTEAM Real Estate
List Price
$349,000
Sold Price
$376,000
Premium/Discount to List
$27,000
7.74%
Views
19
Current Estimated Value
$361,012

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,988
Avg. Annual Appreciation
-3.39%
Original Mortgage
$369,189
Outstanding Balance
$365,254
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
-$4,242

Purchase Details

Listed on
May 2, 2019
Closed on
Jun 21, 2019
Sold by
Fresh Start Homes Michigan 75 Llc
Bought by
Nestor Matthew
Seller's Agent
Anita Honingford
Oak and Stone Real Estate
Buyer's Agent
Brandon Curry
Signature Sotheby's International Realty Bham
List Price
$249,999
Sold Price
$254,000
Premium/Discount to List
$4,001
1.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.71%
Original Mortgage
$246,380
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 18, 2019
Sold by
Scf Solo 401K Trust
Bought by
Fresh Start Homes Michigan 75 Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,743
Interest Rate
4.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 9, 2019
Sold by
Harland Laura M
Bought by
Scf Solo 401K Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,743
Interest Rate
4.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 29, 2018
Sold by
Kappus Angela and Harland Laura
Bought by
Harland Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,743
Interest Rate
4.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 12, 2008
Sold by
Harland Laura M
Bought by
Harland Laura M and Kappus Angela

Purchase Details

Closed on
Nov 11, 2008
Sold by
Federal National Mortgage Association
Bought by
Harland Laura M

Purchase Details

Closed on
Mar 20, 2007
Sold by
Netbank
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 6, 2007
Sold by
Dew David C
Bought by
Netbank

Purchase Details

Closed on
Nov 15, 2004
Sold by
Dew Louise E and Dew Kathleen L
Bought by
Dew David C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,500
Interest Rate
5.78%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 19, 2001
Sold by
Dew Louise E
Bought by
Dew Louise E

Purchase Details

Closed on
Jan 8, 1998
Sold by
Dew Louise E
Bought by
Dew Louise E
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Ferndale, MI

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$376,000 Title One
Nestor Matthew $254,000 None Available
Fresh Start Homes Michigan 75 Llc $135,743 None Available
Scf Solo 401K Trust -- None Available
Harland Laura -- None Available
Harland Laura M -- Warranty Title Agency
Harland Laura M $37,500 Warranty Title Agency Llc
Federal National Mortgage Association -- None Available
Netbank $174,734 None Available
Dew David C $170,000 --
Dew Louise E -- --
Dew Louise E -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $369,189
Closed New Emily $369,189
Previous Owner Nestor Matthew $246,380
Previous Owner Fresh Start Homes Michigan 75 Llc $120,743
Previous Owner Dew David C $161,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2025 07/02/25 Sold $376,000 +7.7% $190 / Sq Ft
06/01/2025 06/01/25 Pending -- -- --
05/30/2025 05/30/25 For Sale $349,000 +37.4% $176 / Sq Ft
06/21/2019 06/21/19 Sold $254,000 +1.6% $196 / Sq Ft View Prior Sale
05/26/2019 05/26/19 Pending -- -- --
05/02/2019 05/02/19 For Sale $249,999 -- $193 / Sq Ft
Source: Realcomp

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,746 $138,480 $0 $0
2024 $5,684 $137,210 $0 $0
2023 $5,508 $130,170 $0 $0
2022 $5,544 $119,000 $0 $0
2021 $5,578 $105,740 $0 $0
2020 $5,281 $98,180 $0 $0
2019 $5,273 $87,190 $0 $0
2018 $2,811 $75,630 $0 $0
2017 $2,775 $75,950 $0 $0
2016 $2,740 $70,030 $0 $0
2015 -- $66,040 $0 $0
2014 -- $55,660 $0 $0
2011 -- $51,230 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20251002154

Realcomp

APN: 25-34-304-033

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