$498,999

514 Mary Lou Way Crestview, FL 32539

Estimated payment $3,224/month

Total Views 2,448
5 Beds
3 Baths
3,113 Sq Ft
$160 Price per Sq Ft

Highlights

  • Contemporary Architecture
  • Community Pool
  • Walk-In Pantry
  • Screened Porch
  • Home Office
  • Breakfast Room

About This Home

Incredible opportunity with a VA assumable loan at just 2.75% interest! This beautifully upgraded 5-bedroom, 3-bathroom home offers modern comfort, style, and smart features throughout. Enjoy seamless connectivity with built-in Ethernet and fiber optics in multiple rooms—perfect for work-from-home or streaming.

The finished garage features durable flake epoxy flooring, and every room in the home is equipped with ceiling fans, including the screened-in back porch and front porch with dual fans for year-round comfort. A double-gated privacy fence provides security and functionality, with full gutters installed around the home. Inside, the open-concept living space shines with double tray ceilings and crown molding in the living room, tray ceiling in the dining area, and French doors leading to a private office. The kitchen is a chef's dream with granite countertops, an extra-large walk-in pantry with built-in shelving, and a Culligan water filtration system paired with a hospital-grade reverse osmosis drinking system.

The owner's suite offers a spacious walk-in closet, garden tub with a garden window, and a separate tiled shower. Secondary bedrooms are generously sized with ample closet space. Flooring includes durable LVP in main areas and cozy carpet in bedrooms. The walk-in laundry room adds even more convenience.

Outside, enjoy the benefits of a 2024 smart sprinkler system with three zones and rain sensing, keeping your yard lush with minimal effort.

This home truly has it allluxury, efficiency, and unbeatable financing options. Schedule your private showing today and take advantage of this rare VA assumable loan at 2.75%!

Listing Agent

ADRIANA FOSTER

Coldwell Banker Realty Listed on: 05/15/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,506

Year Built

  • Built in 2022

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 70 x 130
  • Back Yard Fenced
  • Sprinkler System
  • Cleared Lot

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Vinyl Trim
  • Cement Board or Planked
  • Stucco

Interior Spaces

  • 3,113 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Family Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Screened Porch
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Garden Bath

Schools

  • Riverside Elementary School
  • Shoal River Middle School
  • Crestview High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 27-3N-23-1777-0000-0640

Community Details

Overview

  • Association fees include accounting, management, recreational faclty
  • Shoal River S/D Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,506

Year Built

Built in 2022

Lot Details

0

HOA Fees

$46 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Lot Size: 70 X 130
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECU3
  • Co List Office Phone: 850-682-4300
  • Subdivision Name: SHOAL RIVER S/D
  • Directions: From Hwy 85, turn east onto Redstone Ave. Go to the end of Redstone Ave and turn right onto Okaloosa Lane. Turn left into Shoal River Landing.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2022
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Breakfast Room: Yes
  • Utilities:Underground: Yes
  • Rooms:Family Room: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Flooring: Floor Vinyl, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Ceiling TrayCofferd: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Cleared, Sidewalk
  • Pool Features: Pool Type
  • Construction Type: Frame, Siding CmntFbrHrdBrd, Stucco, Trim Vinyl
  • Exterior Features: Fenced Back Yard, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Porch, Porch Screened
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • ConstructionSiding:Stucco: Yes
  • Lot Features:Cleared: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Porch Screened: Yes
  • Lot Features:Sidewalk: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pool
  • Association #2 Fee: 553.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Recreational Faclty

Schools

  • Elementary School: Riverside
  • High School: Crestview
  • Middle Or Junior School: Shoal River

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Parcel #: 27-3N-23-1777-0000-0640
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 5506.37
  • Tax Year: 2023

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,506 $393,359 -- --
2023 $5,506 $381,902 -- --
2022 $611 $37,506 $37,506 $0
2021 $598 $35,700 $35,700 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Price Changed $498,999 -2.2% $160 / Sq Ft
05/15/2025 05/15/25 For Sale $510,000 +10.7% $164 / Sq Ft
04/15/2022 04/15/22 Sold $460,900 0.0% $148 / Sq Ft
12/30/2021 12/30/21 For Sale $460,900 -- $148 / Sq Ft
12/29/2021 12/29/21 Pending -- -- --
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $460,900 Dhi Title Of Florida
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $477,492 VA
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 976345

Emerald Coast Association of REALTORS®

APN: 27-3N-23-1777-0000-0640