$975,000
SOLD AUG 15, 2025

514 Monroe St Newport, KY 41071

4 Beds
2.5 Baths
3,163 Sq Ft
4,617 Sq Ft Lot

Recently Sold

$308 Per Sq Ft

11% Below List Price

17 Days on Market

Highlights

  • Deck
  • Victorian Architecture
  • Bonus Room
  • Property is near public transit
  • 5 Fireplaces
  • 5-minute walk to Mansion Hill Park

About This Home

As of August 2025

Absolutely stunning! This impeccably renovated 1895 Queen Anne is among the most distinguished homes in the East Row Historic District. Located on a quiet, tree-lined block, the property features original woodwork, restored hardwood flooring, and two elegant staircases. It also boasts a full copper roof, five working fireplaces, and an exceptional chef's kitchen with Thermador appliances, custom cabinetry, and an oversized island that opens into a spacious family room with wood-burning fireplace. A gracious wraparound porch, lush landscaping with watering system, trellises, fountain, and an expansive deck off the family room provide perfect spaces for outdoor living. Inside, no detail has been overlooked—from 3-zone HVAC and fully insulated walls to energy-efficient windows and smart home features. The luxurious primary suite includes a study, steam shower, and stacked washer/dryer. The third floor offers more living space with bedrooms, full bath, and wet bar, ideal for entertaining or unwinding. A two-car garage, generous basement storage with a second laundry area complete this rare offering that effortlessly blends historic charm with modern luxury.

Last Agent to Sell the Property

Mark Ramler

Pivot Realty Group License #221336 Listed on: 06/19/2025

Pivot Realty Group

Last Buyer's Agent

Lee Bledsoe

Pivot Realty Group License #209057

Pivot Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,349

Year Built

  • Built in 1895

Lot Details

  • 4,617 Sq Ft Lot
  • Lot Dimensions are 40x115
  • Wrought Iron Fence
  • Property is Fully Fenced
  • Wood Fence
  • Aluminum or Metal Fence
  • Private Yard
  • Historic Home

Parking

  • 2 Car Detached Garage
  • Rear-Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Victorian Architecture
  • Stone Foundation
  • Metal Roof
  • Wood Siding
  • Shingle Siding
  • Recycled Construction Materials

Interior Spaces

  • 3,163 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • 5 Fireplaces
  • Wood Burning Fireplace
  • Fireplace Features Blower Fan
  • Gas Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Wood Frame Window
  • Aluminum Window Frames
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Storage
  • Concrete Flooring
  • Neighborhood Views
  • Storage In Attic

Kitchen

  • Eat-In Kitchen
  • Gas Range
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Stainless Steel Appliances
  • Kitchen Island
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bidet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Stacked Washer and Dryer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage

Home Security

  • Smart Home
  • Smart Thermostat

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient HVAC
  • Energy-Efficient Insulation
  • Energy-Efficient Thermostat

Outdoor Features

  • Balcony
  • Deck
  • Covered Patio or Porch
  • Water Fountains
  • Exterior Lighting

Location

  • Property is near public transit

Schools

  • Npt Primary Intermed Elementary School
  • Newport Intermediate
  • Newport High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Natural Gas
  • 220 Volts
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 999-99-03-908.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,349

Year Built

Built in 1895

Lot Details

0

Parking

2

Listing Details

  • Cooling: Zoned, Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.11
  • Year Built: 1895
  • Lot Size: 40X115
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: East 6th St. North on Monroe St. House on left.
  • Architectural Style: Victorian, Historic Registry
  • Garage Yn: Yes
  • New Construction: No
  • Efficiency: HVAC, Insulation, Thermostat, Windows
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Npt Primary Intermed
  • Location Tax Legal Info:Middle or Junior School: Newport Intermediate
  • Location Tax Legal Info:High School: Newport High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 40X115
  • General Property Description:Approx SqFt2: 3163.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKWD
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.106
  • General Property Description:Living Area: 3163.0
  • General Property Description:Lot Size Square Feet: 4617.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Upper Level: Yes
  • Location Tax Legal Info:Tax ID: 999-99-03-908.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 5
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architecture:Victorian: Yes
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • Levels:Three Or More: Yes
  • Fencing:Privacy: Yes
  • Fencing:Full2: Yes
  • Roof:Metal3: Yes
  • Fencing:Metal4: Yes
  • Fencing:Wrought Iron: Yes
  • Cooling:Zoned: Yes
  • Electric 220 Volts: Yes
  • Green Sustainability Salvaged Materials: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Wet Bar, Walk-In Closet(s), Storage, Stone Counters, Soaking Tub, Smart Thermostat, Smart Home, Pantry, High Speed Internet, Entrance Foyer, Eat-in Kitchen, Crown Molding, Chandelier, Bidet, Built-in Features, Attic Storage, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting
  • Basement: Full, Storage Space, Unfinished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Wine Cooler, Washer/Dryer Stacked, Stainless Steel Appliance(s), Gas Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Blower Fan, Gas, Wood Burning
  • Fireplaces: 5
  • Fireplace: Yes
  • Living Area: 3163.0
  • Window Features: Insulated Windows, Aluminum Clad Window(s), Double Hung, Wood Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Smart Home: Yes
  • Interior Features:Smart Thermostat: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Interior Features:Wet Bar4: Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Concrete Flooring: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Storage Space: Yes
  • Interior Features:Bidet2: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Attic Storage: Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Stone Counters: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Soaking Tub: Yes
  • Fireplace Features:Blower Fan: Yes
  • Appliances:WineBeverage Cooler: Yes

Exterior Features

  • View: Neighborhood
  • Fencing: Wrought Iron, Full, Metal, Privacy, Wood
  • Roof: Metal
  • Lot Features: Near Public Transit
  • View: Yes
  • Construction Type: Shingle Siding, Wood Siding
  • Exterior Features: Private Yard, Balcony, Fountain, Lighting
  • Foundation Details: Stone
  • Other Structures: Garage(s)
  • Patio And Porch Features: Covered, Deck, Porch
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Lighting: Yes
  • Window Features:Aluminum Clad Window(s): Yes
  • Construction Materials:Wood Siding: Yes
  • Window Features:Wood Frames: Yes
  • Construction Materials:Shingle Siding: Yes
  • Exterior Features:Balcony: Yes
  • Exterior Features:Fountain: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Garage, Garage Door Opener, Garage Faces Rear, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Off Street2: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Detached: Yes
  • Parking Features:Garage Faces Rear: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Upper Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts
  • Utilities: Cable Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Npt Primary Intermed
  • Junior High Dist: Newport Indep
  • High School: Newport High
  • Middle Or Junior School: Newport Intermediate

Lot Info

  • Lot Size Sq Ft: 4617.0
  • Zoning Description: Residential

Green Features

  • Green Sustainability: Salvaged Materials
  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Windows: Yes
  • Green Energy Efficient:Thermostat: Yes
  • Green Energy Efficient:Insulation: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2025
Closed on
Aug 15, 2025
Sold by
Holwadel Kathryn
Bought by
Bender Jonathan and Ramos Kristie Nicole
Seller's Agent
Mark Ramler
Pivot Realty Group
Buyer's Agent
Lee Bledsoe
Pivot Realty Group
List Price
$1,095,000
Sold Price
$975,000
Premium/Discount to List
-$120,000
-10.96%
Views
50

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
90.65%
Original Mortgage
$975,000
Outstanding Balance
$975,000
Interest Rate
6.47%
Mortgage Type
New Conventional
Estimated Equity
$45,051

Purchase Details

Closed on
Feb 29, 2016
Sold by
Bishop Joy Harris
Bought by
Holwadel Kathryn
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $975,000 None Listed On Document
Deed $975,000 None Listed On Document
Deed $290,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $975,000 New Conventional
Closed $975,000 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $97,750 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Sold $975,000 -11.0% $308 / Sq Ft
07/06/2025 07/06/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $1,095,000 -- $346 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,349 $610,000 $65,000 $545,000
2023 $1,631 $412,900 $7,900 $405,000
2022 $1,548 $412,900 $7,900 $405,000
2021 $1,592 $412,900 $7,900 $405,000
2020 $1,628 $412,900 $7,900 $405,000
2019 $1,679 $382,400 $7,600 $374,800
2018 $1,654 $382,400 $7,600 $374,800
2017 $1,662 $382,400 $7,600 $374,800
2016 $881 $240,000 $0 $0
2015 $674 $187,000 $0 $0
2014 $664 $187,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 633624

Northern Kentucky Multiple Listing Service

APN: 999-99-03-908.00