NOT LISTED FOR SALE

514 S Harbour Oaks Dr Saint Simons Island, GA 31522

Estimated Value: $504,911 - $538,000

3 Beds
2 Baths
1,312 Sq Ft
$330/mo HOA Fee

Last Sold April 28, 2021

Last sale price $320,000 $244 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $3,417/month

40 Days on Market

Highlights

  • Fitness Center
  • In Ground Pool
  • Deck
  • St. Simons Elementary School Rated A-
  • Gated Community
  • Pond

About This Home

As of April 2021

You can’t beat this location! Excellent income potential with NO restrictions on short term rentals. Highly desirable 3 bed/2 bath Harbour Oaks condo on the Southend of the island. Quietly tucked in the back of the complex, overlooking the tennis courts and pool. This well kept condo has a split bedroom floor plan, open living areas, vaulted ceilings, private deck, spacious bedrooms, & durable vinyl wood-look floors in living areas. Natural light floods the unit more than the other ones in the complex. Covered parking with spacious storage closet. Harbour Oaks is the perfect place for enjoying the Island Life. Walk to the village/pier, restaurants, shopping, playgrounds, beaches and ball park. Gated community with tennis courts, pool, exercise facility, and beautifully maintained grounds. Whether you are looking for a great investment property, second or primary home; this condo is the perfect place for you!

Last Agent to Sell the Property

Margaret Butler

BHHS Hodnett Cooper Real Estate License #389416 Listed on: 02/16/2021

BHHS Hodnett Cooper Real Estate

Last Buyer's Agent

Kymerlee Music

LPT Realty, LLC. License #392198

LPT Realty, LLC.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,655

Year Built

  • Built in 1986

HOA Fees

  • $330 Monthly HOA Fees

Home Design

  • Asphalt Roof

Interior Spaces

  • 1,312 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Property Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Hall
  • Washer and Dryer Hookup

Home Security

Parking

  • 1 Car Garage
  • 1 Carport Space
  • Parking Storage or Cabinetry
  • Guest Parking

Outdoor Features

  • In Ground Pool
  • Pond
  • Deck
  • Covered Patio or Porch

Schools

  • St. Simons Elementary School
  • Glynn Middle School
  • Glynn Academy High School

Utilities

  • Central Air
  • Heating Available
  • Cable TV Available

Additional Features

  • Landscaped
  • Property is near schools

Listing and Financial Details

  • Assessor Parcel Number 04-08215

Community Details

Overview

  • Association fees include management, flood insurance, insurance, ground maintenance, maintenance structure, pest control, reserve fund
  • Harbour Oaks Association
  • Harbour Oaks Condos Subdivision

Amenities

  • Community Gazebo
  • Shops

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,655

Year Built

Built in 1986

Lot Details

0

HOA Fees

$330 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Lot Size: ,,,
  • Inclusions: Refrigerator
  • Ownership: Condo
  • Subdivision Name: Harbour Oaks Condos
  • Directions: Coming onto St. Simons Island, stay on Kings Way until turns into Ocean at the Village. Turn left on Mallery Street. Harbour Oaks Condos will be on your right (across from the Episcopal Church). After entering the gate, turn right and drive all the way around to the back to unit 514.
  • Carport Y N: Yes
  • Garage Yn: No
  • New Construction: No
  • Year Built: 1986
  • Property Sub Type Additional: Condominium
  • ResoBuildingAreaSource: Assessor
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Other, Tile, Vinyl, Wood
  • Interior Amenities: Vaulted Ceiling(s), Ceiling Fan(s), Cable TV
  • Living Area: 1312.0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Lot Features: Landscaped, Pond
  • Pool Features: In Ground, Pool, Association
  • View: Other
  • View: Yes
  • Disclosures: Covenants/Restrictions Disclosure
  • Exterior Features: Deck, Porch, Tennis Court(s)
  • Other Structures: Storage
  • Patio And Porch Features: Covered, Deck, Front Porch
  • Roof: Asphalt

Garage/Parking

  • Carport Spaces: 1.0
  • Parking Features: Covered, Guest, Paved, Storage
  • Total Parking Spaces: 1.0

Utilities

  • Laundry Features: In Hall, Laundry Room, Washer Hookup, Dryer Hookup
  • Security: Gated Community, Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Sewer Connected
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated, Shopping, Walk to School
  • Amenities: Fitness Center, Gated, Gazebo, Pool, Pets Allowed, Tennis Court(s)
  • Association Fee: 330.0
  • Association Fee Frequency: Monthly
  • Association Name: Harbour Oaks
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Flood Insurance, Insurance, Maintenance Grounds, Maintenance Structure, Other, Pest Control, Reserve Fund

Schools

  • Elementary School: St. Simons
  • High School: Glynn Academy
  • Middle Or Junior School: Glynn Middle

Lot Info

  • Parcel #: 04-08215
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3655.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 30, 2025
Sold by
Renneker Charles R
Bought by
Charles Richard Renneker
Current Estimated Value
$524,978

Purchase Details

Listed on
Feb 16, 2021
Closed on
Apr 28, 2021
Sold by
Cutright Ray S
Bought by
Renneker Charles R and Renneker Patricia
Seller's Agent
Margaret Butler
BHHS Hodnett Cooper Real Estate
Buyer's Agent
Kymerlee Music
LPT Realty, LLC.
List Price
$369,000
Sold Price
$320,000
Premium/Discount to List
-$49,000
-13.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.47%

Purchase Details

Closed on
Apr 22, 2005
Sold by
Sasser William T
Bought by
Cutright Ray and Cutright Kris W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,000
Interest Rate
5.99%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Charles Richard Renneker -- --
Renneker Charles R $320,000 --
Cutright Ray $370,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Cutright Ray $186,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/28/2021 04/28/21 Sold $320,000 -13.3% $244 / Sq Ft
03/29/2021 03/29/21 Pending -- -- --
02/16/2021 02/16/21 For Sale $369,000 -- $281 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,837 $153,000 $0 $153,000
2024 $3,837 $153,000 $0 $153,000
2023 $2,684 $152,800 $0 $152,800
2022 $3,009 $128,000 $0 $128,000
2021 $3,434 $132,800 $0 $132,800
2020 $3,655 $140,000 $0 $140,000
2019 $2,982 $114,200 $0 $114,200
2018 $2,768 $106,000 $0 $106,000
2017 $2,663 $102,000 $0 $102,000
2016 $2,256 $94,000 $0 $94,000
2015 $2,265 $94,000 $0 $94,000
2014 $2,265 $94,000 $0 $94,000
Source: Public Records

Agents Affiliated with this Home

  • Margaret Butler

    Seller's Agent in 2021

    Margaret Butler

    BHHS Hodnett Cooper Real Estate

    (912) 399-0797

    30 in this area

    33 Total Sales

    Margaret Butler
    Section Image

  • K

    Buyer's Agent in 2021

    Kymerlee Music

    LPT Realty, LLC.

    (912) 230-6743

    26 in this area

    229 Total Sales

    Kymerlee Music
    Section Image
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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1624282

Golden Isles Association of REALTORS®

APN: 04-08215

Georgia Glynn County Saint Simons Island 31522

514 S Harbour Oaks Dr, Saint Simons Island, GA

Not Listed for Sale

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