$2,799,000

514 Vera Cruz Dr Destin, FL 32541

Estimated payment $16,479/month

Total Views 15,733
6 Beds
6 Baths
3,750 Sq Ft
$746 Price per Sq Ft

Highlights

  • Boathouse
  • Docks
  • Home fronts a seawall
  • Destin Elementary School Rated A-
  • Beach
  • Boat Lift

About This Home

Nestled in the highly desirable area of Holiday Isle. This exceptional waterfront beach home offers the perfect blend of coastal living and modern convenience. Situated just one block from the beach with Gulf views and directly on a deep-water canal, this home is truly a rare find. What sets this property apart is its unique features, including a fully covered and enclosed outdoor entertainment area with observation deck and two covered boat slips with lifts, and an impressive 90 feet of deep-water frontage. The home boasts two separate living areas (2nd Level - Main Level and 3rd Level Lockout) each with their own private entrances totaling six spacious bedrooms, six full bathrooms and two fully equipped kitchens, providing ample room for family & guests. The main floor is comprised of 4 spacious bedrooms and 4 baths, large living area, gourmet kitchen with breakfast bar and an office. The 3rd Level Lockout is comprised of 2 bedrooms with 2 full baths, living area, kitchen with breakfast bar. These two living areas can be utilized together or kept separate. Additionally, the lower level offers 2,500 square feet of unfinished space, perfect for storage, work area or customized to suit your needs. With its prime location, you're only eight houses away from the private beach access of Holiday Isle and a 15-minute boat ride to Crab Island or the Gulf of Mexico. Whether you're seeking a luxurious permanent residence or a lucrative investment property, this home delivers on all fronts. Embrace the best of waterfront living in this stunning Holiday Isle retreat. Short term rentals are allowed. Rental projections are $150,000 - $175,000. Ask me about Investment Loan Options!

Listing Agent

Ken Koger

Century 21 AllPoints Realty License #3173276 Listed on: 12/16/2024

Century 21 AllPoints Realty

Co-Listing Agent

Rhonda Johnson

Century 21 AllPoints Realty License #3441589

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,339

Year Built

  • Built in 1972

Lot Details

  • Lot Dimensions are 90x130
  • Home fronts a seawall
  • Home fronts a canal
  • Interior Lot
  • Level Lot

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Garage

Property Views

  • Gulf
  • Canal

Home Design

  • Beach House
  • Brick Exterior Construction
  • Dimensional Roof
  • Cement Board or Planked
  • Stucco

Interior Spaces

  • 3,750 Sq Ft Home
  • 3-Story Property
  • Partially Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Living Room
  • Unfinished Basement

Kitchen

  • Double Oven
  • Electric Oven or Range
  • Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • 6 Full Bathrooms
  • Shower Only in Primary Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outdoor Shower
  • Deeded access to the beach
  • Bulkhead
  • Boat Lift
  • Boat Slip
  • Boathouse
  • Docks
  • Balcony
  • Covered Deck
  • Outdoor Kitchen
  • Rain Gutters

Location

  • Flood Insurance May Be Required

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Multiple Water Heaters
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-2186-000F-0840

Community Details

Overview

  • Association fees include accounting, ground keeping, land recreation, legal, management, master, security
  • Holiday Isle Subdivision

Recreation

  • Beach
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,339

Year Built

Built in 1972

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 90x130
  • Road Frontage Type: City Street
  • Co List Office Mls Id: EP22
  • Co List Office Phone: 850-650-2220
  • Subdivision Name: HOLIDAY ISLE
  • Directions: From Hwy 98, proceed down Gulf Shore Drive and turn right on Norriego and then take first left on Vera Cruz. Property will be on the left.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1972
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Utilities:Community Water: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Canal2: Yes
  • Waterfront:Canal: Yes
  • Energy:Water Heater - Two: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Furnished: Furnished - Some
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Double, Refrigerator W/IceMk, Stove/Oven Electric, Washer
  • Has Basement: Basement Unfinished
  • Full Bathrooms: 6
  • Total Bedrooms: 6
  • Interior Amenities: Guest Quarters, Kitchen Island, Lighting Recessed
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Freezer: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Oven Double: Yes
  • Interior:Guest Quarters2: Yes
  • Interior:Basement Unfinished: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Flood Insurance Req, Interior, Level, Within 1/2 Mile to Water
  • View: Gulf, Canal
  • Waterfront Features: Canal
  • Waterfront: Yes
  • Construction Type: Brick, Siding CmntFbrHrdBrd, Stucco
  • Exterior Features: Rain Gutter, Balcony, Boat Slip, Boatlift, Dock, Shower, Summer Kitchen
  • Other Structures: Boathouse
  • Patio And Porch Features: Deck Covered, Deck Enclosed
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Lot Features:BulkheadSeawall: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Shower: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Rain Gutter: Yes
  • Exterior:Deck Enclosed: Yes
  • Exterior:Boat Slip: Yes
  • Exterior:Boathouse: Yes
  • Exterior:Boatlift: Yes
  • Exterior:Dock: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: See Remarks
  • General Property Info:Garage2: Yes
  • Parking Features:See Remarks4: Yes

Utilities

  • Cooling: Ceiling Fans
  • Cooling Y N: Yes
  • Sewer: Community Sewer
  • Utilities: Community Water, Electric, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Fishing, Pets Allowed, TV Cable, Waterfront
  • Association #2 Fee: 395.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation, Legal, Management, Master Association, Security

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-24-2186-000F-0840
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 14338.61
  • Tax Year: 2023

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,339 $2,556,236 $838,530 $1,717,706
2023 $14,339 $1,411,891 $838,530 $573,361
2022 $12,398 $1,145,440 $604,999 $540,441
2021 $10,713 $883,122 $455,950 $427,172
2020 $9,574 $765,163 $395,752 $369,411
2019 $9,217 $726,647 $395,752 $330,895
2018 $8,626 $671,770 $0 $0
2017 $8,311 $636,587 $0 $0
2016 $7,668 $601,586 $0 $0
2015 $7,009 $524,964 $0 $0
2014 $6,486 $479,573 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 Price Changed $2,799,000 -5.1% $746 / Sq Ft
03/20/2025 03/20/25 Price Changed $2,950,000 -9.2% $787 / Sq Ft
12/16/2024 12/16/24 For Sale $3,250,000 +8.3% $867 / Sq Ft
06/28/2023 06/28/23 Off Market $3,000,000 -- --
03/29/2023 03/29/23 Sold $3,000,000 +0.2% $800 / Sq Ft
03/10/2023 03/10/23 Pending -- -- --
10/18/2022 10/18/22 Price Changed $2,995,000 +900.0% $799 / Sq Ft
10/18/2022 10/18/22 Price Changed $299,500 -92.0% $80 / Sq Ft
10/18/2022 10/18/22 For Sale $3,750,000 0.0% $1,000 / Sq Ft
08/31/2022 08/31/22 Off Market $3,750,000 -- --
06/02/2022 06/02/22 For Sale $3,750,000 -- $1,000 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed $243,500 None Available
Quit Claim Deed -- Advance Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $500,000 New Conventional
Previous Owner $265,000 Stand Alone First
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 964803

Emerald Coast Association of REALTORS®

APN: 00-2S-24-2186-000F-0840