Seller's Agent in 2025
Geneva Lawless
David Lyng Real Estate
(831) 247-9891
2 in this area
87 Total Sales
514 Washington St Santa Cruz, CA 95060
Downtown Santa Cruz Neighborhood
4
Beds
3
Baths
2,323
Sq Ft
4,879
Sq Ft Lot
Highlights
- Deck
- Victorian Architecture
- 1 Car Detached Garage
- Westlake Elementary School Rated A-
- High Ceiling
- 5-minute walk to Who's Your Walkie
About This Home
As of September 2025Classicly styled Victorian located in the heart of Santa Cruz's downtown historic district. Easily accessible to beaches, downtown, public transportation, restaurants, & culture. The Victorian-era building still maintains some stylistic features, like dentil moldings, decorative trim, patterned siding, high ceilings, transom windows, and ornamentation. The embellished gables lend height and grandeur to the home. There are 3 self-contained units within the building. 1 studio, 1 2bedroom unit, and 1 2-3 bedroom unit. There is a detached garage with laundry facilities for one of the units. Each unit has separate gas and electric meters. Water and garbage is paid for by the property owner. The central location is ideal for any income producing property, but this location is a dream. Close to everything, yet on a quiet Ginkgo tree-lined street. A 3 minute walk to downtown eateries, shops, and parks. A 15 minute walk to beaches and the Santa Cruz Municipal Wharf. Surfing is equally close. For those who need access to UCSC (University of California at Santa Cruz), the bus line is 1 block away!
Last Agent to Sell the Property
David Lyng Real Estate License #01475576 Listed on: 05/28/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $12,955
Year Built
- 1901
Lot Details
- 4,879 Sq Ft Lot
- Grass Covered Lot
- Back Yard
Parking
- 1 Car Detached Garage
- Off-Street Parking
Home Design
- Triplex
- Victorian Architecture
- Composition Roof
- Concrete Perimeter Foundation
- Quake Bracing
Interior Spaces
- Walk-In Closet
- 2,323 Sq Ft Home
- 2-Story Property
- High Ceiling
- Washer and Dryer
Kitchen
- Oven or Range
- Tile Countertops
Flooring
- Carpet
- Laminate
- Vinyl
Outdoor Features
- Deck
Utilities
- Forced Air Heating System
- Wall Furnace
- Separate Meters
- Individual Gas Meter
Listing and Financial Details
- Total Actual Rent $88,838
Community Details
Overview
Building Details
- 3 Leased Units
- Gardener Expense $4,320
- Insurance Expense $1,800
- Manager Expense $5,330
- Other Expense $1,044
- Utility Expense $2,900
- Trash Expense $1,500
- Operating Expense $28,894
- Gross Income $88,838
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jan 15, 2008
Sold by
Lau Lani and Lau Eric
Bought by
Cox Jeffrey A and Agcongay Joy B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$645,300
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 22, 2005
Sold by
Lau Eric and Lau Lani
Bought by
Lau Lani and Lau Eric
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.56%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 23, 2005
Sold by
Lau Lani and Lau Eric
Bought by
Lau Eric and Lau Lani
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.56%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Oct 21, 2003
Sold by
Murphy Heather
Bought by
Lau Lani and Lau Eric
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$504,000
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 5, 1998
Sold by
Murphy Heather Eileen
Bought by
Murphy Heather
Purchase Details
Closed on
Dec 3, 1997
Sold by
Mcphail Ian D and Michael H Murphy Family Trust
Bought by
Murphy Heather Eileen
Purchase Details
Closed on
Sep 3, 1997
Sold by
Mcphail Ian D and Michael H Murphy Family Trust
Bought by
Mcphail Ian D and Michael H Murphy Family Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $875,000 | First American Title Co | |
| Interfamily Deed Transfer | -- | First American Title Co | |
| Interfamily Deed Transfer | -- | First American Title Co | |
| Grant Deed | $672,000 | Santa Cruz Title Company | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $622,000 | New Conventional | |
| Closed | $645,300 | New Conventional | |
| Closed | $645,300 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $630,000 | New Conventional | |
| Previous Owner | $504,000 | Purchase Money Mortgage | |
| Closed | $100,800 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2025 09/04/25 | Sold | $1,375,000 | -8.0% | $592 / Sq Ft |
| 08/14/2025 08/14/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $1,495,000 | -- | $644 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,955 | $1,149,334 | $788,114 | $361,220 |
| 2023 | $12,800 | $1,104,702 | $757,510 | $347,192 |
| 2022 | $12,658 | $1,083,042 | $742,656 | $340,386 |
| 2021 | $12,398 | $1,061,806 | $728,094 | $333,712 |
| 2020 | $12,302 | $1,050,920 | $720,630 | $330,290 |
| 2019 | $12,042 | $1,030,312 | $706,500 | $323,812 |
| 2018 | $11,907 | $1,010,110 | $692,646 | $317,464 |
| 2017 | $11,756 | $990,308 | $679,068 | $311,240 |
| 2016 | $11,113 | $970,890 | $665,752 | $305,138 |
| 2015 | $10,798 | $956,306 | $655,752 | $300,554 |
| 2014 | $10,617 | $937,572 | $642,906 | $294,666 |
Source: Public Records
Agents Affiliated with this Home
-
Geneva Lawless
-
David Anderson
Buyer's Agent in 2025
David Anderson
Anderson Christie, Inc.
(831) 345-1600
1 in this area
113 Total Sales
-
Anderson Christie
Buyer Co-Listing Agent in 2025
Anderson Christie
Anderson Christie, Inc.
(831) 400-1777
1 in this area
135 Total Sales
Map
Source: MLSListings
MLS Number: ML82008681
APN: 00513311000
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