$407,500
SOLD NOV 19, 2024

515 S 10th St Fernandina Beach, FL 32034

2 Beds
2 Baths
1,480 Sq Ft
5,001 Sq Ft Lot

Recently Sold

$275 Per Sq Ft

6% Below List Price

29 Days on Market

Highlights

  • No HOA
  • Covered patio or porch
  • Water Softener is Owned
  • Fernandina Beach Middle School Rated A-
  • Cooling Available
  • Ceiling Fan

About This Home

As of November 2024

Welcome to this beautifully remodeled home located in the heart of Fernandina Beach, just a short stroll from the historic Centre Street. This property seamlessly blends modern amenities with timeless coastal charm, offering a perfect retreat for those seeking an island lifestyle. The DOWNSTAIRS SPACIOUS MASTER SUITE is a highlight of this home, combining 2 original BR's into one expansive suite. This space includes a large walk-in closet & master bath with quality upgraded finishes, creating a private oasis perfect for relaxation. The upstairs area features an ADDITIONAL PRIVATE BEDROOM SUITE with its own full bath, ensuring privacy and comfort for guests or family members. The MODERN & OPEN KITCHEN is designed for both style and functionality, featuring granite countertops, stainless steel appliances, and a farmhouse barn sink. The open-concept layout, along with luxury vinyl plank (LVP) flooring throughout, enhances the home’s modern aesthetic while maintaining its cozy atmosphere. The home offers a tandem pass-through two-car garage with automatic doors on both ends, providing flexibility and convenience for parking and additional storage. Enjoy Florida’s beautiful weather in the fully fenced backyard with ample shade from the mature trees, ideal for outdoor gatherings or a quiet afternoon. The covered front porch adds a charming space to relax with a book or to greet neighbors. Located across the street from the Peck Center and just a short walk from Centre Street, this property offers easy access to the best of Fernandina Beach, including dining, shopping, and entertainment. A rare find, combining modern updates with the charm of coastal living in a prime Amelia Island location.

Last Agent to Sell the Property

Jason Collins

CENTURY 21 MILLER ELITE License #3129808 Listed on: 08/30/2024

CENTURY 21 MILLER ELITE

Co-Listed By

Andrea Hatton

CENTURY 21 MILLER ELITE License #3051199

Last Buyer's Agent

JACKIE DARBY

CENTURY 21 MILLER ELITE License #0663574

CENTURY 21 MILLER ELITE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,101

Year Built

  • Built in 1940

Lot Details

  • 5,001 Sq Ft Lot
  • Lot Dimensions are 100x50
  • Fenced
  • Property is zoned R-2

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,480 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Blinds

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered patio or porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-1800-0143-0072

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,101

Year Built

Built in 1940

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.1148
  • Lot Size: 100x50
  • Road Surface Type: Paved
  • Co List Office Mls Id: C21FE01
  • Co List Office Phone: 904-261-5571
  • Directions: 10th Street across from the Peck Center.
  • Architectural Style: Other, Two Story, See Remarks
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1940
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Water Softener Owned, Stove, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Ceiling Fan(s), Cable TV, Window Treatments
  • Living Area: 1480.0
  • Window Features: Insulated Windows, Vinyl, Blinds
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Pool Features: None
  • Construction Type: Brick, Frame
  • Exterior Features: Fence
  • Patio And Porch Features: Rear Porch, Covered, Front Porch, Open, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Two Car Garage, Other, See Remarks, Garage Door Opener

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 00-00-31-1800-0143-0072
  • Zoning: R-2
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2024
Closed on
Nov 19, 2024
Sold by
Frazier Matthew James
Bought by
Hunt Lawton Andrew and Hunt Colleen Martell
Seller's Agent
Jason Collins
CENTURY 21 MILLER ELITE
Buyer's Agent
JACKIE DARBY
CENTURY 21 MILLER ELITE
List Price
$435,000
Sold Price
$407,500
Premium/Discount to List
-$27,500
-6.32%
Views
34
Current Estimated Value
$414,151

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,651
Avg. Annual Appreciation
9.87%
Original Mortgage
$392,931
Outstanding Balance
$391,448
Interest Rate
6.32%
Mortgage Type
VA
Estimated Equity
$39,734

Purchase Details

Listed on
May 21, 2020
Closed on
Aug 6, 2020
Sold by
Peters Andrew
Bought by
Frazier Matthew
Seller's Agent
Denis Carroll
FLORIDA HOMES REALTY & MORTGAGE
Buyer's Agent
Jason Collins
CENTURY 21 MILLER ELITE
List Price
$289,900
Sold Price
$265,000
Premium/Discount to List
-$24,900
-8.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.55%
Original Mortgage
$238,290
Interest Rate
3.1%

Purchase Details

Listed on
Feb 7, 2017
Closed on
Jun 30, 2017
Sold by
Baker Bernard
Bought by
Peters Andrew
Seller's Agent
Larry Coleman
DIAMOND REALTY GROUP OF AMELIA
Buyer's Agent
Sherri Rinker
CABANA LANE, INC.
List Price
$110,000
Sold Price
$70,000
Premium/Discount to List
-$40,000
-36.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
53.64%
Original Mortgage
$157,783
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 15, 2000
Sold by
Lee Baker John R and Lee Vera
Bought by
Baker John R and Baker Vera Lee
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $407,500 None Listed On Document
Warranty Deed $407,500 None Listed On Document
Warranty Deed $265,000 Attorney
Warranty Deed $265,000 Andrea F Lennon Pa
Warranty Deed $70,000 Guardian Title & Trust Inc
Gift Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $392,931 VA
Closed $392,931 VA
Previous Owner $238,290 No Value Available
Previous Owner $157,783 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/19/2024 11/19/24 Sold $407,500 -1.8% $275 / Sq Ft
10/02/2024 10/02/24 Pending -- -- --
09/23/2024 09/23/24 Price Changed $415,000 -3.3% $280 / Sq Ft
09/13/2024 09/13/24 Price Changed $429,000 -1.4% $290 / Sq Ft
09/03/2024 09/03/24 For Sale $435,000 +64.2% $294 / Sq Ft
08/06/2020 08/06/20 Sold $265,000 -8.6% $179 / Sq Ft
07/07/2020 07/07/20 Pending -- -- --
05/21/2020 05/21/20 For Sale $289,900 +314.1% $196 / Sq Ft
06/30/2017 06/30/17 Sold $70,000 -36.4% $47 / Sq Ft
05/31/2017 05/31/17 Pending -- -- --
02/07/2017 02/07/17 For Sale $110,000 -- $74 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,101 $285,185 $110,000 $175,185
2023 $3,101 $206,444 $0 $0
2022 $2,903 $200,431 $0 $0
2021 $2,896 $194,593 $60,000 $134,593
2020 $605 $69,626 $0 $0
2019 $626 $68,061 $0 $0
2018 $614 $66,792 $0 $0
2017 $1,545 $77,522 $0 $0
2016 $429 $46,188 $0 $0
2015 $428 $45,867 $0 $0
2014 $423 $45,503 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 109594

APN: 00-00-31-1800-0143-0072