515 Upper Spencer Mountain Rd Stanley, NC 28164
Estimated payment $1,652/month
Total Views
10,500
2
Beds
2
Baths
1,461
Sq Ft
$195
Price per Sq Ft
Highlights
- Wood Flooring
- Patio
- Four Sided Brick Exterior Elevation
- Walk-In Closet
- 1-Story Property
- Central Air
About This Home
Great location for this brick and vinyl RANCH home that is less than 4 miles to Stanley shopping and restaurants! The floor plan has Living and Dining areas, an open Kitchen with white appliances, a Laundry Room, and a oversized Den. There are 2 Bedrooms and 2 Full Bathrooms, and another room that can be a Bedroom/Office space. Enjoy mature trees and lot of space on an acre lot. The septic permit is for two bedrooms. Home qualifies for USDA and FHA financing per lender. Possible assumable loan.
Listing Agent
Lake Norman Realty, Inc. Brokerage Phone: 704-892-9673 License #106258 Listed on: 04/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,224
Year Built
- Built in 1960
Home Design
- Vinyl Siding
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1,461 Sq Ft Home
- 1-Story Property
- Wood Flooring
- Crawl Space
- Washer and Electric Dryer Hookup
Kitchen
- Electric Oven
- Electric Cooktop
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Parking
- Driveway
- 3 Open Parking Spaces
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Additional Features
- Patio
- Property is zoned R1
Listing and Financial Details
- Assessor Parcel Number 167854
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,224 | $171,360 | $24,000 | $147,360 |
| 2024 | $1,224 | $171,360 | $24,000 | $147,360 |
| 2023 | $1,191 | $171,360 | $24,000 | $147,360 |
| 2022 | $927 | $100,760 | $18,500 | $82,260 |
| 2021 | $940 | $100,760 | $18,500 | $82,260 |
| 2020 | $930 | $100,760 | $18,500 | $82,260 |
| 2019 | $940 | $100,760 | $18,500 | $82,260 |
| 2018 | $873 | $91,878 | $22,400 | $69,478 |
| 2017 | $889 | $93,605 | $22,400 | $71,205 |
| 2016 | $889 | $93,605 | $0 | $0 |
| 2014 | $909 | $96,677 | $35,000 | $61,677 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/29/2025 04/29/25 | For Sale | $285,000 | +64.4% | $195 / Sq Ft |
| 06/16/2021 06/16/21 | Sold | $173,400 | +4.5% | $118 / Sq Ft |
| 03/17/2021 03/17/21 | Pending | -- | -- | -- |
| 10/28/2020 10/28/20 | Price Changed | $165,900 | -2.4% | $113 / Sq Ft |
| 09/18/2020 09/18/20 | For Sale | $169,900 | -- | $115 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Warranty Deed | $173,500 | Tryon Title | |
| Warranty Deed | $91,500 | None Available | |
| Deed | $40,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $4,299 | FHA | |
| Previous Owner | $170,259 | FHA |
Source: Public Records
Similar Homes in Stanley, NC
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4251683
APN: 167854
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