515 Upper Spencer Mountain Rd Stanley, NC 28164
Estimated payment $1,578/month
Highlights
- Wood Flooring
- Walk-In Closet
- Laundry Room
- No HOA
- Patio
- 1-Story Property
About This Home
Great location for this brick and vinyl RANCH home that is less than 4 miles to Stanley shopping and restaurants! The floor plan has Living and Dining areas, an open Kitchen with white appliances, a Laundry Room, and a oversized Den. There are 2 Bedrooms and 2 Full Bathrooms, and another room that can be a Bedroom/Office space. Enjoy mature trees and lot of space on an acre lot. The septic permit is for two bedrooms. Home qualifies for USDA and FHA financing per lender. Possible assumable loan.
Listing Agent
Lake Norman Realty, Inc. Brokerage Phone: 704-892-9673 License #106258 Listed on: 04/29/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1960
Home Design
- Vinyl Siding
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1,461 Sq Ft Home
- 1-Story Property
- Crawl Space
Kitchen
- Electric Oven
- Electric Cooktop
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Parking
- Driveway
- 3 Open Parking Spaces
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Additional Features
- Patio
- Property is zoned R1
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 167854
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,224 | $171,360 | $24,000 | $147,360 |
| 2024 | $1,224 | $171,360 | $24,000 | $147,360 |
| 2023 | $1,191 | $171,360 | $24,000 | $147,360 |
| 2022 | $927 | $100,760 | $18,500 | $82,260 |
| 2021 | $940 | $100,760 | $18,500 | $82,260 |
| 2020 | $930 | $100,760 | $18,500 | $82,260 |
| 2019 | $940 | $100,760 | $18,500 | $82,260 |
| 2018 | $873 | $91,878 | $22,400 | $69,478 |
| 2017 | $889 | $93,605 | $22,400 | $71,205 |
| 2016 | $889 | $93,605 | $0 | $0 |
| 2014 | $909 | $96,677 | $35,000 | $61,677 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/12/2025 11/12/25 | For Sale | $285,000 | 0.0% | $195 / Sq Ft | |
| 10/31/2025 10/31/25 | Off Market | $285,000 | -- | -- | |
| 04/29/2025 04/29/25 | For Sale | $285,000 | +64.4% | $195 / Sq Ft | |
| 06/16/2021 06/16/21 | Sold | $173,400 | +4.5% | $118 / Sq Ft | View Prior Sale |
| 03/17/2021 03/17/21 | Pending | -- | -- | -- | |
| 10/28/2020 10/28/20 | Price Changed | $165,900 | -2.4% | $113 / Sq Ft | |
| 09/18/2020 09/18/20 | For Sale | $169,900 | -- | $115 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Warranty Deed | $173,500 | Tryon Title | |
| Warranty Deed | $91,500 | None Available | |
| Deed | $40,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $170,259 | FHA |
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4251683
APN: 167854
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