Seller's Agent in 2026
Shelley Helton
eXp Realty, LLC
(859) 462-7036
20 in this area
237 Total Sales
515 W 9th St Covington, KY 41011
Downtown Covington Neighborhood
4
Beds
4
Baths
3,022
Sq Ft
2,500
Sq Ft Lot
Highlights
- Open Floorplan
- Wood Flooring
- High Ceiling
- Traditional Architecture
- 3 Fireplaces
- 2-minute walk to Kenney Shields Park
About This Home
As of March 2026Welcome to 515 W 9th Street, a truly exceptional home in the heart of Mainstrasse Village—Covington's most sought-after, walkable neighborhood filled with charm, shops, restaurants, and nightlife. Just minutes to downtown Cincinnati and only 12 minutes to CVG, this location is unbeatable.
Offering over 3,000 sq ft of above-grade living space, this home perfectly blends historic character with modern comfort. The updated kitchen features stainless steel appliances and a large bar with seating for up to five, making it the ideal space for entertaining or casual everyday living. Original hardwood floors grace the kitchen and living room, complemented by soaring ceilings across the first and second floors and stunning transom windows above many doorways that showcase the home's timeless architecture.
The owner's wing is a private retreat, complete with a spacious bedroom with fireplace, a gorgeous spa-like bath featuring an incredible shower, and a custom-built closet that is truly a dream come true.
With 4 bedrooms and 4 full baths, there is plenty of space for guests, work-from-home needs, or multi-generational living.
Step outside to your own zen-like backyard oasis—beautiful gardens, a cozy firepit area, full privacy fencing, and a private gate leading directly to the home. Major updates provide peace of mind, including two HVAC systems (2020), new windows (2020), and a water heater (2018).
A rare Mainstrasse gem combining space, style, and unbeatable location—don't miss it! *OPEN HOUSE SATURDAY 2/14/26 12-2*
Last Agent to Sell the Property
eXp Realty, LLC License #221066 Listed on: 02/12/2026
Home Details
Home Type
- Single Family
Lot Details
- 2,500 Sq Ft Lot
- Property is Fully Fenced
- Wood Fence
- Level Lot
- Private Yard
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Stone Foundation
- Slate Roof
- Membrane Roofing
- Aluminum Siding
Interior Spaces
- 3,022 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Dry Bar
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- 3 Fireplaces
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Double Hung Windows
- Wood Frame Window
- Panel Doors
- Family Room
- Living Room
- Storage
- Neighborhood Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Dressing Area
- 4 Full Bathrooms
- Double Vanity
- Shower Only
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Basement Storage
Outdoor Features
- Covered Patio or Porch
- Fire Pit
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Multiple cooling system units
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 17, 2022
Sold by
4Th Street Capital Llc
Bought by
Schmidt Katelyn Anne and Schmidt Dennis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,500
Outstanding Balance
$260,710
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$139,745
Purchase Details
Closed on
May 11, 2020
Sold by
Blackaby Rachel L and Blackaby James
Bought by
4Th Street Capital Llc
Purchase Details
Closed on
Jul 20, 2007
Sold by
Overbeck David J and Overbeck Karen D
Bought by
Blackaby Rachel L and Blackaby Ii James D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 14, 2005
Sold by
Guardian Savings Bank Fsb
Bought by
Overbeck David J and Johnson Don
Purchase Details
Closed on
Jun 21, 2004
Sold by
Urbina Robert
Bought by
Guardian Savings Bank
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | New Title Company Name | |
| Warranty Deed | $140,000 | None Available | |
| Deed | $60,000 | Cambridge Land Title Agency | |
| Warranty Deed | $45,000 | Lawyers Title Cincinnati Inc | |
| Commissioners Deed | $30,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $275,500 | New Conventional | |
| Previous Owner | $48,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/11/2026 03/11/26 | Sold | $495,000 | -2.9% | $164 / Sq Ft |
| 02/16/2026 02/16/26 | Pending | -- | -- | -- |
| 02/12/2026 02/12/26 | For Sale | $509,900 | -- | $169 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,843 | $290,000 | $5,000 | $285,000 |
| 2024 | $3,814 | $290,000 | $5,000 | $285,000 |
| 2023 | $3,863 | $290,000 | $5,000 | $285,000 |
| 2022 | $2,535 | $190,000 | $5,000 | $185,000 |
| 2021 | $2,168 | $140,000 | $5,000 | $135,000 |
| 2020 | $967 | $60,000 | $5,000 | $55,000 |
| 2019 | $978 | $60,000 | $5,000 | $55,000 |
| 2018 | $997 | $60,000 | $5,000 | $55,000 |
| 2017 | $1,011 | $60,000 | $5,000 | $55,000 |
| 2015 | $1,490 | $60,000 | $5,000 | $55,000 |
| 2014 | $1,318 | $60,000 | $5,000 | $55,000 |
Source: Public Records
Agents Affiliated with this Home
-
Shelley Helton
-
Kim Hermann
Buyer's Agent in 2026
Kim Hermann
Huff Realty - CC
(859) 468-6429
2 in this area
234 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 639822
APN: 040-44-17-003.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 809 Philadelphia St
- 1212-1234 W Pike St
- 656 W Pike St
- 664 W Pike St
- 611 W 11th St
- 728 Western Ave
- 1025 Banklick St
- 430 Watkins St
- 328 W Martin Luther King Junior Blvd
- 652 Western Ave
- 644 W 12th St
- 138 W Pike St
- 1224 Fisk St
- 501 Johnson St
- 1220 Holman St
- 1109 W Pike St Unit A
- 1109 W Pike St Unit B
- 1107 W Pike St Unit B
- 1107 W Pike St Unit A
- 1217 Russell St
Your Personal Tour Guide
Ask me questions while you tour the home.