$1,299,000
$51K PRICE DROP

515 W Lutz Lake Fern Rd Lutz, FL 33548

Estimated payment $7,605/month

Total Views 5,607
4 Beds
4 Baths
3,646 Sq Ft
$356 Price per Sq Ft

Highlights

  • Boathouse
  • Lake Front
  • Boat Lift
  • Steinbrenner High School Rated A
  • Dock has access to electricity
  • Oak Trees

About This Home

Welcome to Your Dream Lakefront Property! This beautiful 4 bedroom, 4 bathroom home features high ceilings and a chef’s kitchen with a gas stove, double ovens, and a beautiful window over the kitchen sink letting the natural light in as well as providing a gorgeous view of the lake. Enjoy the indoor-outdoor living with 3 sets of pocket sliding doors all leading to a private pool and lanai with a very picturesque setting and breath taking lake view. This home is thoughtfully enhanced with a large seating area in the main suite, creating a serene backdrop for relaxation. You'll also appreciate the unique built-in cabinet with shelving in the family room as well as the custom closet in one of the secondary bedrooms. With a large lot and ample space, there's plenty of room for family activities and entertaining. Plus, this home is on the famous 4th of July parade route! The property has beautiful grass and features a custom chicken coop, an electric gate, and is gated and fenced all around for privacy and security. Additionally, a large shed provides extra storage space for outdoor equipment, tools, or hobbies. For the boating enthusiast, there's a covered dock with a boat lift on Little Lake Hobbs with direct access to Lake Hobbs—a large ski lake tailored for adventures and peaceful retreats alike. With its unbeatable location, you're just a 30-minute drive to Tampa International Airport and close to all the vibrant amenities, restaurants, and popular spots Tampa Bay has to offer. Families looking to live on a lake or anyone ready to embrace the beauty and tranquility of lakefront living, this property is the opportunity you’ve been waiting for! Come experience the serenity and excitement of lakefront living for yourself – schedule a showing today and make this incredible property yours!

Listing Agent

Jack Bentley, Jr

BHHS FLORIDA PROPERTIES GROUP Brokerage Phone: 813-908-8788 License #122864 Listed on: 07/11/2025

BHHS FLORIDA PROPERTIES GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,482

Year Built

  • Built in 1989

Lot Details

  • 1.4 Acre Lot
  • Lot Dimensions are 150x215
  • Lake Front
  • South Facing Home
  • Chain Link Fence
  • Mature Landscaping
  • Irrigation Equipment
  • Oak Trees
  • Property is zoned ASC-1

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 3,646 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Bar Fridge
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Awning
  • Window Treatments
  • Sliding Doors
  • Family Room with Fireplace
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Security Gate
  • Security Fence, Lighting or Alarms
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Gunite Pool
  • Outside Bathroom Access
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Boat Lift
  • Covered Boat Lift
  • Boathouse
  • Dock has access to electricity
  • Covered Dock
  • Dock made with wood
  • Patio
  • Exterior Lighting
  • Shed
  • Rain Gutters

Schools

  • Lutz Elementary School
  • Buchanan Middle School
  • Steinbrenner High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Thermostat
  • Propane
  • Well
  • Gas Water Heater
  • Water Softener
  • Septic Tank

Community Details

  • No Home Owners Association
  • Unplatted Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,482

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Brick, Frame
  • Fireplace: Yes
  • Living Area: 3646
  • Lot Size Acres: 1.4
  • New Construction: No
  • Year Built: 1989
  • Building Area Total: 4598
  • Lot Size Sq Ft: 60984
  • Directions to Property: North on Dale Mabry form Van Dike Rd, right on Lutz Lake Fern Rd, to the subject property which will be on the left.
  • Status: Active
  • Street Direction: W
  • Ownership: Fee Simple
  • Available for Lease YN: 0
  • Escrow City: Tampa
  • Escrow Postal Code: 33618
  • Escrow State: FL
  • Escrow Street Name: N Dale Mabry Hwy
  • Escrow Street Number: 13000
  • List Office Head Office Key Nume: 1056269
  • RATIO Current Price By Calculate: 356.28
  • Total Acreage: 1 to less than 2
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Covered,Dock - Wood,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 813-908-8788
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Gas
  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl, Tile, Wood
  • Full Bathrooms: 4
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Bar Fridge, Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Skylight(s)
  • Street Number Modifier: 515
  • Additional Rooms: Family Room,Great Room
  • Living Area Meters: 338.72
  • Room Count: 8

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s)
  • Pool Features: Gunite, In Ground, Lighting, Outside Bath Access
  • Exterior Features: Awning(s), Lighting, Rain Gutters, Sliding Doors, Storage
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: LITTLE / HOBBS LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Patio
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Boathouse,Lift - Covered,Skiing Allowed
  • Water Extras YN: 1
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side

Utilities

  • Utilities: Electricity Available, Propane
  • Cooling: Central Air, Zoned
  • Heating: Central, Electric, Zoned
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Security: Security Fencing/Lighting/Alarms, Security Gate, Security System, Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lutz-HB
  • High School: Steinbrenner High School
  • Middle Or Junior School: Buchanan-HB

Lot Info

  • Zoning: ASC-1
  • Parcel Number: U-12-27-18-ZZZ-000000-51850.0
  • Additional Parcels: No
  • Fencing: Chain Link, Other
  • Lot Dimensions: 150x215
  • Flood Zone Code: AE / X
  • Homestead YN: 1
  • Lot Size Square Meters: 5666

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 6482.49
  • Tax Block: 000000
  • Tax Book Number: 77-46
  • Tax Lot: 518500

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,482 $380,954 -- --
2023 $6,267 $369,858 $0 $0
2022 $6,025 $359,085 $0 $0
2021 $5,963 $348,626 $0 $0
2020 $5,856 $343,813 $0 $0
2019 $4,476 $274,339 $0 $0
2018 $4,531 $273,480 $0 $0
2017 $4,478 $362,313 $0 $0
2016 $4,450 $262,347 $0 $0
2015 $4,395 $253,527 $0 $0
2014 $4,382 $252,264 $0 $0
2013 -- $248,347 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2025 07/26/25 Price Changed $1,299,000 -3.8% $356 / Sq Ft
07/11/2025 07/11/25 For Sale $1,350,000 +126.9% $370 / Sq Ft
08/30/2019 08/30/19 Sold $595,000 -0.8% $163 / Sq Ft
07/23/2019 07/23/19 Pending -- -- --
07/18/2019 07/18/19 For Sale $600,000 -- $165 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $595,000 Star Ttl Partners Of Palm Ha
Warranty Deed $595,000 Star Ttl Partners Of Palm Ha
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $185,000 Credit Line Revolving
Open $510,000 New Conventional
Closed $480,000 New Conventional
Closed $476,000 New Conventional
Previous Owner $48,200 Credit Line Revolving
Previous Owner $50,000 Credit Line Revolving
Previous Owner $62,000 New Conventional
Previous Owner $71,630 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8405653

Stellar MLS

APN: U-12-27-18-ZZZ-000000-51850.0