Seller's Agent in 2025
Stephanie Sainz
Bald Head Realty
(828) 215-0606
207 in this area
235 Total Sales
516 Ruby Knoll Ln Franklin, NC 28734
2
Beds
1
Bath
--
Sq Ft
0.58
Acres
Highlights
- Open Floorplan
- Ranch Style House
- Country Kitchen
- Deck
- Furnished
- Kitchen Island
About This Home
As of January 2025Discover this hidden gem! Tucked away in the heart of picturesque Cowee Valley, this adorable 2BR, 1BA block construction cottage is totally turnkey & move-in ready! Open concept living & kitchen areas keep the cottage feeling roomy, light & bright. The functional kitchen was updated in 2017 & features a large island for seating or prep work. The bath was updated as well w/shower stall, vanity & ceramic tile flooring. Both bedrooms are good sized. Outside you'll find plenty of room for entertaining or just enjoying the peace & quiet on the extra large covered deck that overlooks the rolling yard, complete with large firepit area. There are already raised beds for your garden, too! Tidy laundry room & walk-in crawlspace area that is dry as a bone for storage in the lower level. HVAC added in 2021 & windows/doors replaced then as well. Located in a quiet neighborhood, this is a great location for exploring all the area has to offer including gem mining nearby. Easy access w/small circular drive for parking. If you've been searching for a getaway to make your own mountain memories, then this darling little cottage may be the perfect find!
Last Agent to Sell the Property
Bald Head Realty Brokerage Phone: 8283690000 License #280276 Listed on: 12/09/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $575
Year Built
- Built in 1980
Lot Details
- 0.58 Acre Lot
- Open Lot
- Lot Has A Rolling Slope
HOA Fees
- $52 Monthly HOA Fees
Home Design
- Ranch Style House
- Cottage
- Rustic Architecture
- Shingle Roof
- Block And Beam Construction
Interior Spaces
- Open Floorplan
- Furnished
- Insulated Windows
- Insulated Doors
- Combination Dining and Living Room
- Fire and Smoke Detector
Kitchen
- Country Kitchen
- Electric Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub Includes Tile Surround
Laundry
- Dryer
- Washer
Basement
- Partial Basement
- Exterior Basement Entry
- Laundry in Basement
Parking
- No Garage
- Limited Parking
Outdoor Features
- Deck
Utilities
- Central Air
- Heat Pump System
- Shared Well
- Electric Water Heater
- Septic Tank
Community Details
- Ruby Knoll Subdivision
Listing and Financial Details
- Assessor Parcel Number 6598529659
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 5, 2024
Sold by
Smith Carolyn Jean
Bought by
Faust Matthew and Reynolds Deborah
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,736
Interest Rate
6.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 16, 2024
Sold by
Faust Matthew and Reynolds Deborah
Bought by
Foley Linda
Purchase Details
Closed on
Nov 30, 2018
Sold by
Smith Carolyn Jean
Bought by
Faust Matthew and Reynolds Deborah
Purchase Details
Closed on
Apr 19, 2017
Sold by
Pritchard James Mashburn and Pritchard Melissa Kirkham
Bought by
Smith Carolyn Jean
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
4.23%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 31, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Pritchard James Mashburn and Pritchard Melissa Kirkham
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,500
Interest Rate
5.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 15, 2009
Sold by
Spino Joseph A and Spino Christine
Bought by
Federal Home Loan Mortgage Assn
Purchase Details
Closed on
Nov 30, 2007
Sold by
Wells Kenneth E and Wells Charlotte G
Bought by
Spino Joseph A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $250,000 | None Listed On Document | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Special Warranty Deed | -- | -- | |
| Trustee Deed | $70,315 | None Available | |
| Warranty Deed | $110,000 | None Available | |
| Warranty Deed | $110,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $15,736 | New Conventional | |
| Previous Owner | $55,000 | Purchase Money Mortgage | |
| Previous Owner | $28,500 | New Conventional | |
| Previous Owner | $110,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/22/2025 01/22/25 | Sold | $249,900 | 0.0% | -- |
| 12/11/2024 12/11/24 | Pending | -- | -- | -- |
| 12/09/2024 12/09/24 | For Sale | $249,900 | -- | -- |
Source: Carolina Smokies Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $575 | $24,000 | $24,000 | $0 |
| 2024 | $575 | $130,850 | $24,000 | $106,850 |
| 2023 | $528 | $130,950 | $24,000 | $106,950 |
| 2022 | $528 | $81,750 | $11,890 | $69,860 |
| 2021 | $528 | $81,750 | $11,890 | $69,860 |
| 2020 | $508 | $81,750 | $11,890 | $69,860 |
| 2018 | $427 | $72,240 | $13,840 | $58,400 |
| 2017 | $427 | $72,240 | $13,840 | $58,400 |
| 2016 | $427 | $72,240 | $13,840 | $58,400 |
| 2015 | $404 | $72,240 | $13,840 | $58,400 |
| 2014 | $440 | $101,490 | $30,370 | $71,120 |
| 2013 | -- | $101,490 | $30,370 | $71,120 |
Source: Public Records
Agents Affiliated with this Home
-
Stephanie Sainz
-
Dawn Joseph
Buyer's Agent in 2025
Dawn Joseph
Unique Properties Of Franklin
(321) 432-7404
4 in this area
55 Total Sales
Map
Source: Carolina Smokies Association of REALTORS®
MLS Number: 26039450
APN: 6598529659
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