$129,000
SOLD SEP 9, 2025

516 Shepard St Saginaw, MI 48604

2 Beds
1 Bath
1,120 Sq Ft
0.31 Acres Lot

Sale Details

Date Sold: September 9, 2025

$115 Per Sq Ft

3% Above List Price

6 Days on Market

Highlights

  • Ranch Style House
  • 1.5 Car Detached Garage
  • Shed
  • Wood Flooring
  • Eat-In Kitchen
  • Forced Air Heating and Cooling System

About This Home

As of September 2025

Charming and move-in ready! This adorable 2-bedroom home is full of character and features beautiful hardwood floors throughout. Enjoy the convenience of first-floor laundry and the warmth of natural light in every room. This home is nestled on an oversized lot that offers endless possibilities. The 1.5 car garage provides extra storage space for all your tools and toys. Well-maintained and inviting, this home is perfect for first-time buyers, downsizers, or anyone looking for comfort and charm in a spacious setting.

Last Agent to Sell the Property

Abby Enszer

Berkshire Hathaway HomeServices License #SBR-6501401511 Listed on: 07/30/2025

Berkshire Hathaway HomeServices

Co-Listed By

Ashley Baynham

Berkshire Hathaway HomeServices License #SBR-6501378823

Last Buyer's Agent

Carmilla McClendon

Red Carpet Keim Will Cooperate License #131057

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1951

Lot Details

  • 13,504 Sq Ft Lot
  • Lot Dimensions are 60x223

Parking

  • 1.5 Car Detached Garage

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 1,120 Sq Ft Home
  • Wood Flooring
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Ernest W Bannings Subdivision

Listing and Financial Details

  • Assessor Parcel Number 02135314087000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,170

Year Built

Built in 1951

Lot Details

0.31 Acres

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 2170
  • Total Tax Year: 2025
  • Year Built: 1951
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Hardwood Floors
  • Appliances: Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Bedrooms: 2
  • Bedroom 1: On 1st Floor, Dimensions: 11 x 12
  • Bedroom 1 Floor Covering: Wood
  • Bedroom 2: On 1st Floor, Dimensions: 10 x 11
  • Bedroom 2 Floor Covering: Wood
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: Dimensions: 7 x 5, On Level: First
  • Room Types: Eat-In Kitchen
  • Dining Room: On 1st Floor, Dimensions: 8 x 6
  • Dining Room Floor Covering: Wood
  • Kitchen: On 1st Floor, Dimensions: 11 x 8
  • Laundry: On 1st Floor, Dimensions: 9 x 11
  • Living Room: On 1st Floor, Dimensions: 15 x 14
  • Living Room Floor Covering: Wood
  • Above Grade Finished Sq Ft: 1120
  • Total Finished Sq Ft: 1120

Exterior Features

  • Exterior: Vinyl Siding
  • Foundation: Crawl
  • Frontage: 60
  • Road: Paved Street
  • Out Buildings: Shed
  • Frontage Type: Road

Garage/Parking

  • Garage: Detached Garage
  • Garage Spaces: 1.5
  • Parking: 2 Spaces, Garage
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Cooling: Central A/C

Lot Info

  • Assessor Parcel Number: 02135314087000
  • Zoning: Residential
  • Lot Dimensions: 60x223
  • Acreage: 0.31
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2025, Amount: $1,956.00
  • Winter Tax: Year: 2024, Amount: $214.00
  • Total Tax: Year: 2025, Amount: $2,170.00

MLS Schools

  • School District: Saginaw City School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 30, 2025
Closed on
Sep 9, 2025
Sold by
Nowaczyk Gail and Boynton Chandler
Bought by
Poineau James E
Seller's Agent
Abby Enszer
Berkshire Hathaway HomeServices
Buyer's Agent
Carmilla McClendon
Red Carpet Keim Will Cooperate
List Price
$124,900
Sold Price
$129,000
Premium/Discount to List
$4,100
3.28%
Views
28
Current Estimated Value
$124,560

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,440
Avg. Annual Appreciation
-5.58%
Original Mortgage
$126,663
Outstanding Balance
$126,221
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
-$1,661

Purchase Details

Listed on
May 13, 2022
Closed on
Jun 10, 2022
Sold by
Alexander Dalton
Bought by
Nowaczyk Gail
Seller's Agent
Shane Carnagie
Good Company
Buyer's Agent
Tammy Tipton
New Michigan Realty
List Price
$89,900
Sold Price
$116,000
Premium/Discount to List
$26,100
29.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.32%

Purchase Details

Closed on
Sep 21, 2012
Sold by
Dalton Alexander
Bought by
Dalton Alexander and Baase Dane

Purchase Details

Closed on
May 16, 2011
Sold by
Secretary Of Housing And Ubran Develop
Bought by
Dalton Alexandar

Purchase Details

Closed on
Mar 14, 2011
Sold by
Midfirst Bank
Bought by
Secretary Of Housing And Urban Develop

Purchase Details

Closed on
Jan 7, 2011
Sold by
Nelson Brenda L
Bought by
Midfirst Bank

Purchase Details

Closed on
Jun 30, 2008
Sold by
Sarrine Kathy S
Bought by
Nelson Brenda

Purchase Details

Closed on
May 25, 1999
Sold by
Sarrine Viola E
Bought by
Sarrine Kathy S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $129,000 Saginaw Bay Area Title
Warranty Deed $116,000 Title Solutions
Quit Claim Deed -- --
Deed $26,000 --
Warranty Deed -- --
Sheriffs Deed $88,857 --
Deed $81,500 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $126,663 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/09/2025 09/09/25 Sold $129,000 +3.3% $115 / Sq Ft
08/05/2025 08/05/25 Pending -- -- --
07/30/2025 07/30/25 For Sale $124,900 +7.7% $112 / Sq Ft
06/10/2022 06/10/22 Sold $116,000 +29.0% $102 / Sq Ft View Prior Sale
05/16/2022 05/16/22 Pending -- -- --
05/13/2022 05/13/22 For Sale $89,900 -- $79 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,956 $53,400 $0 $0
2024 $198 $48,300 $0 $0
2023 $741 $0 $0 $0
2022 $1,783 $29,600 $0 $0
2021 $1,777 $26,500 $0 $0
2020 $1,606 $25,000 $0 $0
2019 $1,615 $23,400 $2,700 $20,700
2018 $1,222 $22,700 $0 $0
2017 $1,446 $22,900 $0 $0
2016 $1,430 $21,900 $0 $0
2014 -- $21,400 $0 $17,500
2013 -- $21,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50183496

Michigan Multiple Listing Service

APN: 02135314087000

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