M
Seller's Agent in 2021
Maria Chlopek
Chicagoland Brokers, Inc.
(312) 909-8901
1 in this area
13 Total Sales
517 Cumberland Trail Elgin, IL 60123
Far West Elgin NeighborhoodEstimated Value: $388,000 - $423,000
5
Beds
3
Baths
2,516
Sq Ft
$161/Sq Ft
Est. Value
Highlights
- Raised Ranch Architecture
- Attached Garage
- Fireplace in Basement
About This Home
As of July 2021Beautiful bi-level in Valley Creek with 2516 square feet of living area. Kitchen has breakfast bar + eating area w/table space, Granite counter tops, SS appliances, custom cabinets, hardwood floor. Lower level features large family room w/wood burning fireplace, two BR's, bath and laundry. All new electric, plumbing, hvac system in the last 10 years. Interior freshly painted in neutral tones. Fenced yard with its nice location backing to nature preserve and walking trails.
Last Agent to Sell the Property
Chicagoland Brokers, Inc. License #475128069 Listed on: 06/21/2021
Home Details
Home Type
- Single Family
Year Built | Renovated
- 1981 | 2011
Lot Details
- 7,841
Parking
- Attached Garage
- Parking Space is Owned
Home Design
- Raised Ranch Architecture
Finished Basement
- Fireplace in Basement
- Finished Basement Bathroom
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 21, 2021
Closed on
Jul 25, 2021
Sold by
Ruscheinsky Peter and Chlopek-Ruscheinsky Monika
Bought by
Koonce Carlie M
Seller's Agent
Maria Chlopek
Chicagoland Brokers, Inc.
Buyer's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
List Price
$285,500
Sold Price
$315,000
Premium/Discount to List
$29,500
10.33%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,039
Avg. Annual Appreciation
5.78%
Original Mortgage
$299,250
Outstanding Balance
$271,936
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$133,423
Purchase Details
Listed on
May 10, 2015
Closed on
Mar 6, 2016
Sold by
Beavers James R and Beavers Maria T
Bought by
Ruscheinsky Peter
Seller's Agent
Karen Smith
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Dina Florina
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$290,000
Sold Price
$265,000
Premium/Discount to List
-$25,000
-8.62%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.25%
Original Mortgage
$273,745
Interest Rate
3.37%
Mortgage Type
VA
Purchase Details
Closed on
May 5, 2013
Sold by
Beavers James R
Bought by
Beavers James R and Beavers Maria T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,500
Interest Rate
3.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 19, 1997
Sold by
Beavers James R and Beavers Maria T
Bought by
Beavers James R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,250
Interest Rate
7.45%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Koonce Carlie M | $315,000 | New Title Company Name | |
| Ruscheinsky Peter | $265,000 | Chicago Title Insurance Co | |
| Beavers James R | -- | None Available | |
| Beavers James R | -- | Greater Illinois Title Compa |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Koonce Carlie M | $299,250 | |
| Previous Owner | Ruscheinsky Peter | $273,745 | |
| Previous Owner | Beavers James R | $140,500 | |
| Previous Owner | Beavers James R | $125,250 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/30/2021 07/30/21 | Sold | $315,000 | +10.3% | $125 / Sq Ft | |
| 06/22/2021 06/22/21 | Pending | -- | -- | -- | |
| 06/21/2021 06/21/21 | For Sale | $285,500 | +7.7% | $113 / Sq Ft | |
| 03/07/2016 03/07/16 | Sold | $265,000 | -1.8% | $105 / Sq Ft | View Prior Sale |
| 08/14/2015 08/14/15 | Pending | -- | -- | -- | |
| 07/09/2015 07/09/15 | Price Changed | $269,900 | -3.6% | $107 / Sq Ft | |
| 06/11/2015 06/11/15 | Price Changed | $279,900 | -3.5% | $111 / Sq Ft | |
| 05/10/2015 05/10/15 | For Sale | $290,000 | -- | $115 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,900 | $106,715 | $31,863 | $74,852 |
| 2023 | $7,536 | $96,409 | $28,786 | $67,623 |
| 2022 | $7,102 | $87,908 | $26,248 | $61,660 |
| 2021 | $4,478 | $82,188 | $24,540 | $57,648 |
| 2020 | $4,478 | $78,461 | $23,427 | $55,034 |
| 2019 | $6,420 | $74,739 | $22,316 | $52,423 |
| 2018 | $6,368 | $70,409 | $21,023 | $49,386 |
| 2017 | $6,229 | $66,561 | $19,874 | $46,687 |
| 2016 | $5,946 | $61,751 | $18,438 | $43,313 |
| 2015 | -- | $56,600 | $16,900 | $39,700 |
| 2014 | -- | $55,901 | $16,691 | $39,210 |
| 2013 | -- | $57,375 | $17,131 | $40,244 |
Source: Public Records
Agents Affiliated with this Home
-
Maria Chlopek
-
Selena Stloukal
Buyer's Agent in 2021
Selena Stloukal
RE/MAX
(630) 621-5421
4 in this area
234 Total Sales
-
Karen Smith
Seller's Agent in 2016
Karen Smith
Berkshire Hathaway HomeServices Starck Real Estate
(847) 970-0708
1 in this area
21 Total Sales
-
B
Seller Co-Listing Agent in 2016
Belinda Bermea
Berkshire Hathaway HomeServices Starck Real Estate
-
Dina Florina
Buyer's Agent in 2016
Dina Florina
Berkshire Hathaway HomeServices Starck Real Estate
(630) 280-9183
52 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11130226
APN: 06-09-480-003
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