NOT LISTED FOR SALE

517 Cumberland Trail Elgin, IL 60123

Far West Elgin Neighborhood

Estimated Value: $412,463 - $477,000

5 Beds
3 Baths
2,516 Sq Ft
$173/Sq Ft Est. Value

Sale Details

Date Sold: July 30, 2021

Last sale price $315,000 $125 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $3,013 / mo

Highlights

  • Raised Ranch Architecture
  • Attached Garage
  • Fireplace in Basement

About This Home

As of July 2021

Beautiful bi-level in Valley Creek with 2516 square feet of living area. Kitchen has breakfast bar + eating area w/table space, Granite counter tops, SS appliances, custom cabinets, hardwood floor. Lower level features large family room w/wood burning fireplace, two BR's, bath and laundry. All new electric, plumbing, hvac system in the last 10 years. Interior freshly painted in neutral tones. Fenced yard with its nice location backing to nature preserve and walking trails.

Last Agent to Sell the Property

Maria Chlopek

Chicagoland Brokers, Inc. License #475128069 Listed on: 06/21/2021

Chicagoland Brokers, Inc.

Last Buyer's Agent

Selena Stloukal

RE/MAX All Pro - St Charles License #475151918

RE/MAX All Pro - St Charles

Home Details

Home Type

  • Single Family

Year Built | Renovated

  • 1981 | 2011

Lot Details

  • 7,841

Parking

  • Attached Garage
  • Parking Space is Owned

Home Design

  • Raised Ranch Architecture

Finished Basement

  • Fireplace in Basement
  • Finished Basement Bathroom

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Year Built | Renovated

1981 | 2011

Lot Details

7,841 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: Raised Ranch
  • Property Sub Type: Raised Ranch
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2011
  • Directions: Mclean Blvd N to Highland W to Lyle, N to Cumberland R to home
  • Lot Size: 73X120
  • New Construction: No
  • Ownership: Fee Simple
  • Subdivision Name: Valley Creek
  • Actual Status: Closed
  • Special Features: None
  • Year Built: 1981
  • Year Renovated: 2011

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Has Basement: Full
  • Fireplace Features: Wood Burning, Gas Log
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Fireplace Location: Basement
  • Total Sq Ft: 0
  • Full Bathrooms: 3
  • Possible Bedrooms: 5
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Interior Amenities: Skylight(s), Hardwood Floors
  • Dining Room Type: Bedroom 5, Eating Area, Foyer, Office

Exterior Features

  • Exterior Features: Deck, Patio
  • Exterior Building Type: Aluminum Siding,Brick
  • Waterfront: No

Garage/Parking

  • Number of Cars: 2
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 2

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 6420
  • Tax Year: 2019

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2021
Closed on
Jul 25, 2021
Sold by
Bought by
Seller's Agent
Maria Chlopek
Chicagoland Brokers, Inc.
Buyer's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
List Price
$285,500
Sold Price
$315,000
Premium/Discount to List
$29,500
10.33%
Current Estimated Value
$435,866

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$120,866
Avg. Annual Appreciation
6.87%
Original Mortgage
$299,250
Outstanding Balance
$271,936
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$163,930

Purchase Details

Listed on
May 10, 2015
Closed on
Mar 6, 2016
Sold by
Bought by
Seller's Agent
Karen Smith
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Dina Florina
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$290,000
Sold Price
$265,000
Premium/Discount to List
-$25,000
-8.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.25%
Original Mortgage
$273,745
Interest Rate
3.37%
Mortgage Type
VA

Purchase Details

Closed on
May 5, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,500
Interest Rate
3.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 19, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,250
Interest Rate
7.45%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$315,000 New Title Company Name
$265,000 Chicago Title Insurance Co
-- None Available
-- Greater Illinois Title Compa
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $299,250
Previous Owner $273,745
Previous Owner $140,500
Previous Owner $125,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/30/2021 07/30/21 Sold $315,000 +10.3% $125 / Sq Ft
06/22/2021 06/22/21 Pending -- -- --
06/21/2021 06/21/21 For Sale $285,500 +7.7% $113 / Sq Ft
03/07/2016 03/07/16 Sold $265,000 -1.8% $105 / Sq Ft View Prior Sale
08/14/2015 08/14/15 Pending -- -- --
07/09/2015 07/09/15 Price Changed $269,900 -3.6% $107 / Sq Ft
06/11/2015 06/11/15 Price Changed $279,900 -3.5% $111 / Sq Ft
05/10/2015 05/10/15 For Sale $290,000 -- $115 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,900 $106,715 $31,863 $74,852
2023 $7,536 $96,409 $28,786 $67,623
2022 $7,102 $87,908 $26,248 $61,660
2021 $4,478 $82,188 $24,540 $57,648
2020 $4,478 $78,461 $23,427 $55,034
2019 $6,420 $74,739 $22,316 $52,423
2018 $6,368 $70,409 $21,023 $49,386
2017 $6,229 $66,561 $19,874 $46,687
2016 $5,946 $61,751 $18,438 $43,313
2015 -- $56,600 $16,900 $39,700
2014 -- $55,901 $16,691 $39,210
2013 -- $57,375 $17,131 $40,244
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2021

    Maria Chlopek

    Chicagoland Brokers, Inc.

    (312) 909-8901

    1 in this area

    13 Total Sales

    Maria Chlopek
    Section Image
  • Selena Stloukal

    Buyer's Agent in 2021

    Selena Stloukal

    RE/MAX

    (630) 621-5421

    5 in this area

    226 Total Sales

    Selena Stloukal
    Section Image
  • Karen Smith

    Seller's Agent in 2016

    Karen Smith

    Berkshire Hathaway HomeServices Starck Real Estate

    (847) 970-0708

    1 in this area

    22 Total Sales

    Karen Smith
    Section Image

  • B

    Seller Co-Listing Agent in 2016

    Belinda Bermea

    Berkshire Hathaway HomeServices Starck Real Estate

  • Dina Florina

    Buyer's Agent in 2016

    Dina Florina

    Berkshire Hathaway HomeServices Starck Real Estate

    (630) 280-9183

    52 Total Sales

    Dina Florina
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11130226

Midwest Real Estate Data (MRED)

APN: 06-09-480-003

Illinois Kane County Elgin 60123 Far West Elgin

517 Cumberland Trail, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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