NOT LISTED FOR SALE

517 Stuart Ridge None Cramerton, NC 28032

Estimated Value: $778,436 - $909,000

4 Beds
3.5 Baths
3,802 Sq Ft
$220/Sq Ft Est. Value

Last Sold February 18, 2025

Last sale price $815,000 $214 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $4,938/month

Highlights

  • Golf Course Community
  • Gated Community
  • Wood Flooring
  • New Hope Elementary School Rated 10
  • Deck
  • Community Pool

About This Home

As of February 2025

Wonderful home at desirable Cramer Mountain! Full brick home of 3800 sq ft on large .73 acre lot with 4 bedrooms, 3.5 baths plus large upstairs bonus room. The main level offers a formal living room that could be used as home office or flex space, formal dining room, renovated kitchen with island & gas cooktop, great room with fireplace & wet bar, primary suite with renovated en suite bathroom and laundry room. Upstairs has 3 bedrooms, 2 baths and the bonus room with built in desks and private staircase. Owner has completed many updates including new windows (2022), HVAC systems (2016), gutters with guards (2022), garage door (2021), fenced backyard (2022) and enlarged back deck with Trex (2017). Generous size bedrooms with lots of closet & attic spaces. Beautiful flat fenced backyard with large deck for outdoor living & entertaining. Private gated community with 24 hour gate attendants and golf, pool, tennis, pickle ball & dining amenities available with club membership.

Last Agent to Sell the Property

Gina Flowers

Howard Hanna Allen Tate Gastonia Brokerage Email: ginamflowers@hotmail.com License #136627 Listed on: 01/17/2025

Howard Hanna Allen Tate Gastonia

Last Buyer's Agent

Cathy Young

Howard Hanna Allen Tate Gastonia License #139483

Howard Hanna Allen Tate Gastonia

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1988

Lot Details

  • Back Yard Fenced
  • Property is zoned R1

HOA Fees

  • $132 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Central Vacuum
  • Skylights
  • Insulated Windows
  • Pocket Doors
  • French Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Crawl Space
  • Carbon Monoxide Detectors

Kitchen

  • Walk-In Pantry
  • Built-In Self-Cleaning Convection Oven
  • Gas Cooktop
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Washer and Dryer

Attic

  • Walk-In Attic
  • Permanent Attic Stairs

Outdoor Features

  • Deck
  • Outdoor Gas Grill
  • Front Porch

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 196179

Community Details

Overview

  • Property Matters Association, Phone Number (704) 861-0833
  • Cramer Mountain Subdivision
  • Mandatory home owners association

Recreation

  • Golf Course Community
  • Tennis Courts
  • Sport Court
  • Community Playground
  • Community Pool

Security

  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 1988

Lot Details

0.73 Acres

HOA Fees

$132 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Road Surface Type: Concrete, Stone, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 214.36
  • Geocode Confidence: High
  • Attribution Contact: ginamflowers@hotmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Attic Stairs Fixed, Attic Walk In, Central Vacuum, Entrance Foyer, Kitchen Island, Pantry, Walk-In Closet(s), Walk-In Pantry, Wet Bar
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2156
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1646
  • Appliances: Convection Oven, Dishwasher, Disposal, Down Draft, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Self Cleaning Oven, Wall Oven, Washer/Dryer
  • Above Grade Finished Sq Ft: 3802
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors, Pocket Doors
  • Fireplace Features: Great Room
  • Living Area: 3802
  • Window Features: Insulated Window(s), Skylight(s)
  • Bedroom Main: 1

Exterior Features

  • Exterior Features: Gas Grill
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Exclusions: small dogwood tree in front, 1 azalea bush & stepping stones in back
  • Construction Type: Brick Full
  • Patio And Porch Features: Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry

Utilities

  • Heating: Forced Air, Natural Gas, Zoned
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level, Sink
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Central Air, Zoned
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Gated, Golf, Outdoor Pool, Playground, Sport Court, Tennis Court(s)
  • Association Fee: 793.5
  • Association Fee Frequency: Semi-Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Property Matters
  • Phone: 704-861-0833
  • ResoAssociationFeeFrequency: SemiAnnually

Association/Amenities

  • Association Annual Expense: 1587.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 196179
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R1

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 17, 2025
Closed on
Feb 18, 2025
Sold by
Finger John W and Finger Sharon L
Bought by
Capps Stewart Bailey and Capps Yohanna
Seller's Agent
Gina Flowers
Howard Hanna Allen Tate Gastonia
Buyer's Agent
Cathy Young
Howard Hanna Allen Tate Gastonia
List Price
$798,000
Sold Price
$815,000
Premium/Discount to List
$17,000
2.13%
Views
13
Current Estimated Value
$801,079

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,921
Avg. Annual Appreciation
2.26%

Purchase Details

Closed on
Feb 1, 1987
Bought by
Finger John W and Finger Sharon L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Capps Stewart Bailey $815,000 None Listed On Document
Finger John W $52,500 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/18/2025 02/18/25 Sold $815,000 +2.1% $214 / Sq Ft
01/17/2025 01/17/25 For Sale $798,000 -- $210 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,306 $612,850 $80,000 $532,850
2024 $415 $612,850 $80,000 $532,850
2023 $1,402 $643,380 $80,000 $563,380
2022 $935 $390,910 $55,000 $335,910
2021 $2,546 $390,910 $55,000 $335,910
2019 $5,140 $390,910 $55,000 $335,910
2018 $4,907 $364,804 $40,000 $324,804
2017 $4,907 $364,804 $40,000 $324,804
2016 $4,907 $364,804 $0 $0
2014 $1,386 $400,472 $60,000 $340,472
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4213091

Canopy MLS (Canopy Realtor® Association)

APN: 196179

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