$372,900
PENDING

5170 Indian Ocean Loop Tavares, FL 32778

Estimated payment $2,433/month

Total Views 69
3 Beds
2 Baths
2,162 Sq Ft
$172 Price per Sq Ft

Highlights

  • Fishing Pier
  • Active Adult
  • Open Floorplan
  • Fitness Center
  • Gated Community
  • Clubhouse

About This Home

Under contract-accepting backup offers. Welcome to this impeccably maintained, fully furnished, turn-key home in the sought-after 55+ waterfront community of Royal Harbor in Tavares. Thoughtfully upgraded and beautifully appointed with exquisite décor and furnishings (offered with a few personal exclusions), this 3-Bedroom, 2-Bath residence offers 2,162 square feet of elegant, easy living. Ceramic tile flows throughout the main Living Areas, while engineered hardwood enhances all Bedrooms. The Chef’s Kitchen is beautifully appointed with abundant solid maple cabinetry with under-cabinet lighting, granite countertops, convenient pull-outs, and quality stainless steel appliances including a 5-burner Bosch gas cooktop. The Breakfast Bar opens seamlessly to the Family Room, creating a warm, connected space ideal for everyday living and entertaining. Just off the Kitchen, the sunny Breakfast Nook is wrapped in windows that overlook the Florida Room, filling the space with natural light and offering views of the beautifully finished bonus living area. The inviting Family Room is warmed by a gas fireplace, and crown molding adds architectural charm to the Living Room, Dining Room, Family Room, and Primary Bedroom. The spacious Primary Suite opens to the Florida Room and features crown molding, a large walk-in closet, and an En-Suite Bath with soaking tub, separate walk-in shower, separate vanities, and a linen closet. A favorite gathering space is the enclosed Florida Room with acrylic windows, pull-down shades, beautiful paver flooring, and a dedicated mini-split (12/2022) for year-round comfort (not included in the home’s square footage). Recent updates include exterior paint (2022), interior paint (2023), A/C (2023), water heater (2025), and upgraded lighting fixtures throughout. Paver accents enhance the walkway and widened driveway apron, and the grand Entryway creates a striking first impression. The landscaped yard offers easy maintenance, allowing more time to enjoy the Royal Harbor lifestyle. Royal Harbor is a lushly landscaped, vibrant adult community on the Harris Chain of Lakes, featuring resort-style amenities including a spacious Clubhouse, Social Hall, heated Jr. Olympic-sized Pool and Spa, Fitness Center, Craft and Game Rooms, Billiards, Pickleball, Tennis, Bocce, Shuffleboard, Community Dock, Walking Paths, Lighthouse, and a full calendar of Activities and Clubs. RV, Boat, and Trailer storage are included in the HOA dues. This magnificent home is offered Fully Furnished with a few exclusions and is truly Move-In Ready! Call today for your private showing!

Listing Agent

Catherine Landry-Sonstegard

BHHS FLORIDA REALTY Brokerage Phone: 352-729-7325 License #3069112 Listed on: 02/23/2026

BHHS FLORIDA REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,162

Year Built

  • Built in 2007

Lot Details

  • 8,800 Sq Ft Lot
  • East Facing Home
  • Irrigation Equipment
  • Property is zoned PD

HOA Fees

  • $228 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,162 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Furnished
  • Crown Molding
  • Coffered Ceiling
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Shades
  • Blinds
  • Family Room with Fireplace
  • Separate Formal Living Room
  • Dining Room
  • Sun or Florida Room
  • Inside Utility
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Cooktop
  • Microwave
  • Bosch Dishwasher
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Accessible Home Design

  • Wheelchair Access

Outdoor Features

  • Fishing Pier
  • Access To Pond
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Natural Gas Connected
  • Gas Water Heater
  • Private Sewer
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, management, private road, recreational facilities
  • Leland Management Lian Sierra Association, Phone Number (352) 742-2300
  • Royal Harbor Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions
  • Community features wheelchair access

Amenities

  • Clubhouse
  • Community Mailbox
  • Community Storage Space

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,162

Year Built

Built in 2007

Lot Details

8,800 Sq Ft Lot

HOA Fees

$228 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Management, Private Road, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2162
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2007
  • Building Area Total: 2727
  • Lot Size Sq Ft: 8800
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 253.35
  • Escrow City: Mount Dora
  • Escrow State: FL
  • Escrow Street Name: E Fifth Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 172.48
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Lake,Water Access
  • Attribution Contact: 352-729-7325
  • Tax Year: 2025
  • Special Features: None

Interior Features

  • Fireplace Features: Family Room, Gas
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Hardwood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds, Double Pane Windows, Shades
  • Additional Rooms: Family Room,Florida Room,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 200.86

Exterior Features

  • Direction Faces: East
  • Exterior Features: Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: LITTLE LAKE HARRIS, CHAIN
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake - Chain of Lakes,Pond
  • Water Extras: Fishing Pier,Skiing Allowed
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0345E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Private Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Park, Pool, Sidewalks, Tennis Court(s), Wheelchair Access
  • Association Amenities: Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Recreation Facilities, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Wheelchair Access
  • Association Fee: 228
  • Association Fee Frequency: Monthly
  • Association Name: Leland Management - Lian Sierra
  • Phone: 352-742-2300
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Leash, pick up after, check with HOA
  • Association Fee Requirement: Required
  • Association Email: Royalharborcam@outlook.com

Fee Information

  • Total Annual Fees: 2736.00
  • Total Monthly Fees: 228.00
  • Monthly HOA Amount: 228.00

Lot Info

  • Zoning: PD
  • Parcel Number: 13-20-25-1805-000-30600
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Refer to HOA Docs

Tax Info

  • Tax Annual Amount: 3162.11
  • Tax Block: 000
  • Tax Book Number: 45-32-35
  • Tax Lot: 306

Multi Family

  • Approval Process: Refer to HOA Docs

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,001 $207,300 -- --
2025 $2,844 $201,660 -- --
2024 $2,844 $201,660 -- --
2023 $2,844 $190,090 $0 $0
2022 $2,813 $184,560 $0 $0
2021 $2,715 $179,192 $0 $0
2020 $2,819 $176,718 $0 $0
2019 $2,789 $172,745 $0 $0
2018 $2,694 $169,525 $0 $0
2017 $2,626 $166,039 $0 $0
2016 $2,607 $162,624 $0 $0
2015 $2,600 $161,494 $0 $0
2014 $3,233 $147,046 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/24/2026 02/24/26 Pending -- -- --
02/23/2026 02/23/26 For Sale $372,900 +140.6% $172 / Sq Ft
08/17/2018 08/17/18 Off Market $155,000 -- --
11/12/2014 11/12/14 Sold $155,000 -3.1% $72 / Sq Ft View Prior Sale
10/24/2014 10/24/14 Pending -- -- --
10/21/2014 10/21/14 Price Changed $159,900 -4.8% $74 / Sq Ft
09/22/2014 09/22/14 Price Changed $167,900 -5.6% $78 / Sq Ft
08/23/2014 08/23/14 Price Changed $177,900 -6.3% $82 / Sq Ft
07/24/2014 07/24/14 For Sale $189,900 -- $88 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Special Warranty Deed $155,000 Buyers Title Inc
Trustee Deed -- Attorney
Trustee Deed -- Attorney
Warranty Deed $43,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $41,600 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: G5108594

Stellar MLS

APN: 13-20-25-1805-000-30600

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