NOT LISTED FOR SALE

51741 E County Line Rd Middlebury, IN 46540

Estimated Value: $358,000 - $412,000

4 Beds
3 Baths
2,116 Sq Ft
$179/Sq Ft Est. Value

Last Sold December 29, 2020

Last sale price $266,000 $126 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $2,233/month

97 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Pier or Dock
  • Wood Flooring
  • 57 Feet of Waterfront
  • Lake Property
  • Great Room

About This Home

As of December 2020

WATERFRONT HOUSE!! Beautifully landscaped year round Stone Lake home! Located on the west shore of Stone Lake in Middlebury, Indiana . Only 5 minutes from Interstate 80 Exit 107. Just a 2 hour ride from Chicago! Home has four bedrooms with large closets - master has walk in closet, three baths, living room, family room/home office area, formal dining room, large kitchen with open informal dining area. Kitchen island has Jenn-Air gas cooktop. Also generous pantry cabinets with pull out shelves. Kitchen boasts many cabinets Full length balcony overlooking the lake and yard ponds from the master bedroom. Covered porch main level with beautiful lake view. New metal roof on all buildings in 2018. There are gutters and leaf guards attached to the roof. This home offers a 5 bay insulated attached garage plumbed for toilet and has a furnace. There is a detached garage with 4 bays 3 of which are insulated. Perfect for auto collectors, workshops, and storage. Potential area for an in law suite, apartment or man cave! A perfect year round home for your family! Middlebury Schools too!! Stone Lake is a 110 acre no wake lake connected by a scenic channel that leads into Brokesha Lake (36 acres). Enjoy dining, entertaining or just watching from the additional balcony area located above the lake. Living on the lake provides immediate access to sports like boating, fishing, swimming, sailing, kayaking, paddle boarding, and cruising the lake at sunset! Winter months provide activities like ice fishing, cross country skiing, snowshoeing and even ice skating. Stone Lake is a great community with its own conservation club that cares for the lake. The volunteer club works along with DNR to protect and constantly monitor the quality of the lake. Stone Lake is truly a hidden gem yet it is less than 5 minutes to the Indiana Toll Road and Michigan border.

Last Agent to Sell the Property

Joshua Vida

Paradigm Realty Solutions Listed on: 08/18/2020

Last Buyer's Agent

Ginger Miller

CENTURY 21 Bradley Realty, Inc

CENTURY 21 Bradley Realty, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,649

Year Built

  • Built in 1926

Lot Details

  • 10,019 Sq Ft Lot
  • 57 Feet of Waterfront
  • Lake Front
  • Rural Setting
  • Vinyl Fence
  • Landscaped
  • Level Lot

Parking

  • 5 Car Attached Garage
  • Heated Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Metal Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Crown Molding
  • Ceiling Fan
  • Skylights
  • Free Standing Fireplace
  • Ventless Fireplace
  • Double Pane Windows
  • Great Room
  • Formal Dining Room
  • Workshop
  • Water Views
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Kitchen Island
  • Ceramic Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry on main level
  • Washer and Gas Dryer Hookup

Basement

  • Michigan Basement
  • Block Basement Construction

Outdoor Features

  • Deeded Waterfront Access Rights
  • Sun Deck
  • Lake Property
  • Lake, Pond or Stream
  • Balcony
  • Covered Patio or Porch

Schools

  • York Elementary School
  • Northridge Middle School
  • Northridge High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 20-04-13-478-031.000-032

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,649

Year Built

Built in 1926

Lot Details

0

Parking

5

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1926
  • Age: 94
  • Style: Two Story
  • Total Number of Rooms: 9
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: Fruit Grove Resort lot 12&PT adj on E side E Co Line Rd & 120 x 50 ft adj W side lot 12 Sec 13 .138A
  • Parcel Number ID: 20-04-13-478-031.000-032
  • Platted: Yes
  • Amenities: Balcony, Breakfast Bar, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Ceramic, Crown Molding, Deck Open, Deck on Waterfront, Disposal, Dryer Hook Up Gas, Dryer Hook Up Gas/Elec, Eat-In Kitchen, Garage Door Opener, Jet/Garden Tub, Kitchen Island, Landscaped, Porch Covered, Porch Open, Skylight(s), Stand Up Shower, Tub and Separate Shower, Tub/Shower Combination, Workshop, Formal Dining Room, Garage-Heated, Great Room, Main Floor Laundry, Washer Hook-Up
  • Improvmnts In Last5 Yrs: Yes
  • Location: Lake, Rural
  • Sp Lp Percent: 95.34
  • Year Taxes Payable: 2019
  • Special Features: None

Interior Features

  • Total Sq Ft: 3184
  • Total Finished Sq Ft: 2116
  • Above Grade Finished Sq Ft: 2116
  • Above Grade Unfinished Sq Ft: 1068
  • Price Per Sq Ft: 125.71
  • Basement: Yes
  • Basement Foundation: Michigan Basement
  • Basement Material: Block
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Free Standing, Ventless
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Hardwood Floors, Laminate
  • Living Great Room: Dimensions: 17x14, On Level: Main
  • Kitchen: Dimensions: 17x14, On Level: Main
  • Breakfast Room: Dimensions: 17x10, On Level: Main
  • Dining Room: Dimensions: 10x14, On Level: Main
  • Family Room: Dimensions: 14x17, On Level: Main
  • Bedroom 1: Dimensions: 11x24, On Level: Upper
  • Bedroom 2: Dimensions: 10x14, On Level: Upper
  • Bedroom 3: Dimensions: 15x11, On Level: Upper
  • Bedroom 4: Dimensions: 9x10, On Level: Upper
  • Main Level Sq Ft: 1310
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Metal
  • Outbuilding1: 2nd Detached Garage, Dimensions: 40x23
  • Channel Canal Frontage: 57
  • Fence: Vinyl
  • Water Features: Deeded, Pier/Dock
  • Water Frontage: 57
  • Water Name: Stone Lake

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 5
  • Garage Size: Dimensions: 40x23
  • Garage Sq Ft: 920
  • Garage: Yes

Utilities

  • Cooling: Attic Fan, Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Public
  • Water Utilities: Well
  • Electric Company: NIPSCO
  • Gas Company: NIPSCO
  • Cable Company: Comcast
  • Hvac: Attic Fan, Ceiling Fan
  • Laundry: Dimensions: Mainx5, On Level: 3
  • Water Type: Lake
  • Well Size: 2 Inches
  • Well Type: Private

Schools

  • School District: Middlebury Community Schools
  • Elementary School: York
  • Middle School: Northridge
  • High School: Northridge
  • Elementary School: York

Lot Info

  • Lot Description: Level, Waterfront, Lake, Water View, Waterfront-High Bank
  • Lot Dimensions: .23 acres
  • Estimated Lot Sq Ft: 10019
  • Estimated Lot Size Acres: 0.23

Green Features

  • Energy Efficient Windows/Doors: Double Pane Windows

Tax Info

  • Annual Taxes: 1649
  • Total Assessed Value: 189100
  • Exemptions: Homestead, Mortgage

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Northridge
  • Middle School: Northridge
  • School District: Middlebury Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 28, 2025
Sold by
Peters Gary and Peters Lisa
Bought by
Ohalloran Patricia E and Costiloe Michael P
Current Estimated Value
$379,585

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,000
Outstanding Balance
$291,005
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$82,476

Purchase Details

Listed on
Aug 18, 2020
Closed on
Dec 29, 2020
Sold by
Milewski Richard L and Milewski Mary Jane
Bought by
Peters Gary and Peters Lisa
Seller's Agent
Joshua Vida
Paradigm Realty Solutions
Buyer's Agent
Ginger Miller
CENTURY 21 Bradley Realty, Inc
List Price
$279,000
Sold Price
$266,000
Premium/Discount to List
-$13,000
-4.66%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.57%
Original Mortgage
$266,000
Interest Rate
2.7%
Mortgage Type
VA

Purchase Details

Closed on
Oct 23, 2018
Sold by
Milewski Richard E and Milewski Mary Jane T
Bought by
Milewski Richard E and Milewski Mary Jane T

Purchase Details

Closed on
Jun 29, 2005
Sold by
Large Lonnie and Large Lonnie L
Bought by
Milewski Richard E and Milewski Mary Jane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
5.69%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ohalloran Patricia E -- None Listed On Document
Peters Gary -- None Available
Milewski Richard E -- None Available
Milewski Richard E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ohalloran Patricia E $292,000
Previous Owner Peters Gary $266,000
Previous Owner Milewski Richard E $76,000
Previous Owner Milewski Richard E $20,000
Previous Owner Milewski Richard E $50,000
Previous Owner Milewski Richard E $132,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/29/2020 12/29/20 Sold $266,000 -4.7% $126 / Sq Ft
11/23/2020 11/23/20 Pending -- -- --
09/19/2020 09/19/20 For Sale $279,000 +4.9% $132 / Sq Ft
09/18/2020 09/18/20 Off Market $266,000 -- --
08/30/2020 08/30/20 Price Changed $279,000 -4.1% $132 / Sq Ft
08/18/2020 08/18/20 For Sale $291,000 -- $138 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,981 $282,100 $27,000 $255,100
2022 $1,770 $248,300 $27,000 $221,300
2021 $1,701 $224,700 $27,000 $197,700
2020 $1,785 $197,500 $27,000 $170,500
2019 $1,649 $189,100 $27,000 $162,100
2018 $1,498 $175,200 $27,000 $148,200
2017 $1,488 $170,700 $27,000 $143,700
2016 $1,361 $167,100 $27,000 $140,100
2014 $1,259 $155,000 $27,000 $128,000
2013 $1,399 $155,000 $27,000 $128,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202032547

Indiana Regional MLS

APN: 20-04-13-478-031.000-032