NOT LISTED FOR SALE

518 Emma St Key West, FL 33040

Truman Annex Neighborhood

Estimated Value: $2,498,718 - $3,420,000

4 Beds
3 Baths
1,730 Sq Ft
$1,734/Sq Ft Est. Value

Last Sold November 03, 2023

Last sale price $2,900,000 $1,676 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $19,251/month

About This Home

As of November 2023

Beautifully maintained single-family home located in Truman Annex. Features three bedrooms upstairs with fourth bedroom downstairs. Open floor plan with French doors that open to the tropical landscaped patio and heated pool with water feature. Another set of French doors expands the dining room to an outdoor grilling and dining area. Convenient deeded off-street parking space for one vehicle just outside the rear gate. Great property for your second home, or income producing with the included special Truman Annex transient rental license. Buyer pays a one time $1,500.00 fee at closing to HOA.

Last Agent to Sell the Property

The Behmke Group

Keller Williams Key West Compass Realty License #BK3386409 Listed on: 10/13/2023

Keller Williams Key West Compass Realty

Last Buyer's Agent

Behmke The

Compass Realty (KW)

Home Details

Home Type

Single Family

Est. Annual Taxes

$22,482

Year Built

1995

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: Yes
  • Association Fee: 1324.00
  • Mandatory HOA: Yes
  • Fee Includes: Cable, Security, Common Area Mnt
  • Key Island: Key West
  • K W Neighborhood: Truman Annex
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Min Rental Days: 7.00
  • M L S Identifier: 20060123165453488875000000
  • Pets W Restrictions: YES
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 19691.98
  • Title: Negotiable
  • Vehicle Storage: Assigned Parking, Off Street Parking
  • Vehicle Storage Cars: 1
  • Year Built: 1995
  • Alternate Key Number: 8865741
  • Lot Sq Ft: 3293.00
  • Pool Info: In Ground
  • Pool Info Heated: Yes
  • Association Maintenance Fee Per: Quarterly
  • License Info Number Of City License: 1
  • Shutters: Accordion, Bahama
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Building Style Stories: 2 Stories
  • License Info Transient Rntl Licns: Yes
  • Estimated Living Sq Ft: 1730.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Total Bathrooms: 3.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Concrete, Wood
  • Half Bathrooms: 1
  • Windows/Doors: Double Hung Windows, Wood Windows, French Doors
  • Total Bedrooms: 4

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Security: Electric Gate, Other, Patrolled Area, Manned Gate
  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00010120-000227
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.08

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 13, 2023
Closed on
Nov 1, 2023
Sold by
Koch Family Revocable Trust
Bought by
518 Emma Street Llc
Seller's Agent
The Behmke Group
Keller Williams Key West Compass Realty
Buyer's Agent
Behmke The
Compass Realty (KW)
List Price
$3,200,000
Sold Price
$2,900,000
Premium/Discount to List
-$300,000
-9.38%
Views
122
Current Estimated Value
$3,146,406

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$246,406
Avg. Annual Appreciation
1.93%
Original Mortgage
$1,900,000
Outstanding Balance
$1,867,863
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$1,131,567

Purchase Details

Listed on
Mar 6, 2021
Closed on
Jun 11, 2021
Sold by
Estill Robert I
Bought by
Koch Thomas M and Koch Kimberly A
Seller's Agent
The Behmke Group
Keller Williams Key West Compass Realty
Buyer's Agent
Rick Lively
Coldwell Banker Schmitt R.E.
List Price
$2,785,000
Sold Price
$2,785,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.73%

Purchase Details

Listed on
Feb 13, 2018
Closed on
Nov 15, 2018
Sold by
Schoeneberger Thomas H and Schoeneberger Suzanne L
Bought by
Estill Robert I
Seller's Agent
Megan Behmke
Compass Realty (KW)
Buyer's Agent
Megan Behmke
Compass Realty (KW)
List Price
$2,595,000
Sold Price
$2,175,000
Premium/Discount to List
-$420,000
-16.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.94%
Original Mortgage
$0
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Feb 13, 2018
Closed on
Nov 2, 2018
Sold by
Schoeneberger Thomas H and Schoeneberger Suzanne L
Bought by
Estill Robert I
Seller's Agent
Megan Behmke
Compass Realty (KW)
Buyer's Agent
Megan Behmke
Compass Realty (KW)
List Price
$2,595,000
Sold Price
$2,175,000
Premium/Discount to List
-$420,000
-16.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$0
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Oct 9, 2015
Closed on
Mar 7, 2016
Sold by
Breen Diane E
Bought by
Schoeneberger Thomas H and Schoeneberger Suzanne L
Seller's Agent
Mike Caron
Keller Williams Key West Compass Realty
Buyer's Agent
Megan Behmke
Compass Realty (KW)
List Price
$1,995,000
Sold Price
$1,890,000
Premium/Discount to List
-$105,000
-5.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.36%
Original Mortgage
$1,190,000
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 9, 2015
Closed on
Mar 2, 2016
Sold by
Breen Diane E
Bought by
Schoeneberger Thomas H and Schoeneberger Suzanne L
Seller's Agent
Mike Caron
Keller Williams Key West Compass Realty
Buyer's Agent
Megan Behmke
Compass Realty (KW)
List Price
$1,995,000
Sold Price
$1,890,000
Premium/Discount to List
-$105,000
-5.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,190,000
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 15, 2005
Sold by
Ryan Nancy L
Bought by
Breen Diane E and The Diane E Breen Trust

Purchase Details

Closed on
Feb 20, 2004
Sold by
Wilson Philip E and Riley Wilson Teresa A
Bought by
Ryan Nancy L and Nancy L Ryan Declaration Of Trust

Purchase Details

Closed on
Dec 12, 2001
Sold by
Richard J Horan M and Richard Carol A
Bought by
Wilson Philip E and Wilson Teresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$720,000
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 12, 2000
Sold by
Carol A Horan Tr and Carol A Horan Living Trust
Bought by
Horan Carol A

Purchase Details

Closed on
Apr 27, 1995
Sold by
P L Assoc Key W Inc
Bought by
Horan Richard J and Horan Carol A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
518 Emma Street Llc $2,900,000 None Listed On Document
Koch Thomas M $2,785,000 Attorney
Estill Robert I $2,175,000 None Listed On Document
Estill Robert I $2,175,000 None Listed On Document
Schoeneberger Thomas H $1,890,000 Attorney
Schoeneberger Thomas H -- Attorney
Schoeneberger Thomas H -- Attorney
Breen Diane E -- --
Ryan Nancy L -- Sunshine Title Insurance Inc
Ryan Nancy L $1,600,000 Sunshine Title Insurance Inc
Wilson Philip E -- --
Wilson Philip E $960,000 --
Horan Carol A $200 --
Horan Richard J $399,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open 518 Emma Street Llc $1,900,000
Closed Koch Family Revocable Trust $1,300,000
Previous Owner Estill Robert I $0
Previous Owner Schoeneberger Thomas H $1,190,000
Previous Owner Breen Diane E $1,160,000
Previous Owner Horan Carol A $150,000
Previous Owner Horan Carol A $720,000
Previous Owner Horan Carol A $275,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/03/2023 11/03/23 Sold $2,900,000 -9.4% $1,676 / Sq Ft
10/13/2023 10/13/23 For Sale $3,200,000 +14.9% $1,850 / Sq Ft
06/25/2021 06/25/21 Sold $2,785,000 0.0% $1,610 / Sq Ft
04/30/2021 04/30/21 Pending -- -- --
03/06/2021 03/06/21 For Sale $2,785,000 +28.0% $1,610 / Sq Ft
11/15/2018 11/15/18 Sold $2,175,000 -16.2% $1,257 / Sq Ft
09/06/2018 09/06/18 Pending -- -- --
02/13/2018 02/13/18 For Sale $2,595,000 +37.3% $1,500 / Sq Ft
03/07/2016 03/07/16 Sold $1,890,000 -5.3% $1,092 / Sq Ft
03/01/2016 03/01/16 Pending -- -- --
10/09/2015 10/09/15 For Sale $1,995,000 -- $1,153 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $22,482 $2,228,397 $1,547,710 $680,687
2023 $22,482 $2,760,589 $1,975,800 $784,789
2022 $19,692 $2,331,998 $1,287,563 $1,044,435
2021 $14,991 $1,663,073 $1,080,104 $582,969
2020 $15,642 $1,742,640 $1,152,550 $590,090
2019 $15,825 $1,747,832 $1,152,550 $595,282
2018 $16,331 $1,799,397 $1,136,085 $663,312
2017 $14,984 $1,588,782 $0 $0
2016 $14,556 $1,507,949 $0 $0
2015 $13,612 $1,368,492 $0 $0
2014 $13,147 $1,308,972 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • The Behmke Group

    Seller's Agent in 2023

    The Behmke Group

    Keller Williams Key West Compass Realty

    (305) 304-0998

    101 in this area

    191 Total Sales

    Section Image

  • B

    Buyer's Agent in 2023

    Behmke The

    Compass Realty (KW)

  • R

    Buyer's Agent in 2021

    Rick Lively

    Coldwell Banker Schmitt R.E.

  • Richard Lively

    Buyer's Agent in 2021

    Richard Lively

    Coldwell Banker Schmitt Real Estate Co. (KW)

    (305) 797-7233

    4 in this area

    72 Total Sales

    Section Image

  • M

    Seller's Agent in 2018

    Megan Behmke

    Compass Realty (KW)

  • Mike Caron

    Seller's Agent in 2016

    Mike Caron

    Keller Williams Key West Compass Realty

    (508) 269-8565

    32 in this area

    81 Total Sales

    Section Image
See All Agents

Map

Source: Key West Association of REALTORS®

MLS Number: 607011

Key West Association of REALTORS®

APN: 00010120-000227

Florida Monroe County Key West 33040 Truman Annex

518 Emma St, Key West, FL

This home is located at 518 Emma St, Key West, FL 33040 since 13 October 2023 and is currently estimated at $2,999,430, approximately $1,733 per square foot. This property was built in 1995. 518 Emma St is a home located in Monroe County with nearby schools including Gerald Adams Elementary School, Key West High School, and May Sands Montessori School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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