$429,900

518 Saddle Dr Camden, SC 29020

Estimated payment $2,457/month

Total Views 230
4 Beds
3.5 Baths
3,220 Sq Ft
$134 Price per Sq Ft

Highlights

  • Hot Property
  • Home fronts a pond
  • Traditional Architecture
  • Docks
  • Deck
  • Main Floor Primary Bedroom

About This Home

Set on the lower Cool Springs Lake in the desirable Cool Springs subdivision, this home offers 3,220 sq ft of finished living space plus 1,266 sq ft of unfinished area ready for your vision. A private dock provides direct water access for boating and fishing, while a generous deck off the back of the house overlooks the lake perfect for entertaining or relaxing with sunset views. Inside, the main level features an open living, dining and kitchen area with granite countertops and luxury vinyl plank flooring, along with a primary suite and a handy half bath. The second level hosts three bedrooms, two full baths and an open loft/workspace. There is an additional unfished bonus room. New carpet and fresh paint. Third level is unfinished with wiring and plumbing in place. New appliances, fresh paint and new carpet! Enjoy lakefront living now with the flexibility to finish the additional space to suit your needs. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Listing Agent

Patti Lutterloah

JPAR Magnolia Group Listed on: 10/04/2025

JPAR Magnolia Group

Co-Listing Agent

Alan Lutterloah

JPAR Magnolia Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,022

Year Built

  • Built in 2006

Lot Details

  • 0.96 Acre Lot
  • Home fronts a pond
  • South Facing Home

Home Design

  • Traditional Architecture
  • Vinyl Construction Material

Interior Spaces

  • 3,220 Sq Ft Home
  • 2.5-Story Property
  • Bar
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Loft
  • Bonus Room
  • Luxury Vinyl Plank Tile Flooring
  • Crawl Space
  • Attic Access Panel
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Gas Cooktop
  • Free-Standing Range
  • Built-In Microwave
  • Dishwasher
  • Granite Countertops
  • Tiled Backsplash

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Dual Closets
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry on main level
  • Laundry in Bathroom

Outdoor Features

  • Docks
  • Deck
  • Covered Patio or Porch

Schools

  • Camden Elementary And Middle School
  • Camden High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Tankless Water Heater
  • Septic System

Community Details

  • Property has a Home Owners Association
  • Cool Springs Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,022

Year Built

Built in 2006

Lot Details

0

Listing Details

  • HOA YN: Y
  • Acreage: 0.96
  • Bathrooms Combo: 3 / 1
  • Partial Bathroom: 1
  • Class: Residential
  • Equipment: Dishwasher, Microwave Above Stove, Tankless H20
  • Foundation: Crawl Space
  • Second Full Bathrooms: 2
  • Main Level Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • House Faces: South
  • Level Bedroom2: Second
  • Level Bedroom3: Second
  • Level Bedroom4: Second
  • Level Formal Dining Room: Main
  • Level Kitchen: Main
  • Level Living Room: Main
  • Level Master Bedroom: Main
  • Level Other Room: Second
  • Level Washer Dryer: Main
  • Location: On Water
  • Lvt Date: 10/04/2025
  • Main Structure Heated Sqf: 3220
  • Number Of Bedrooms: 4
  • Power On: Yes
  • Style: Traditional
  • Total Heated Sq Ft: 3220
  • Type: Single Family
  • Water Frontage Type: Common Pond
  • Year Built: 2006
  • Detitled Mobile Y N: N
  • Senior Living Y N: N
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior: Ceiling Fan, Smoke Detector, Attic Access
  • Second Bedroom: Ceiling Fan, Closet-Private
  • Bathrooms: 4
  • Full Bathrooms: 3
  • Formal Dining Room: Ceiling Fan, Floors-Luxury Vinyl Plank
  • Kitchen: Bar, Eat In, Pantry, Counter Tops-Granite, Backsplash-Tiled, Cabinets-Painted, Recessed Lights, Floors-Luxury Vinyl Plank
  • Living Room: Ceiling Fan, Floors-Luxury Vinyl Plank
  • Master Bedroom: Double Vanity, Tub-Garden, Closet-His & Her, Bath-Private, Separate Shower, Closet-Walk In, Ceilings-Tray, Ceiling Fan, Closet-Private, Floors-Luxury Vinyl Plank
  • Number Of Stories: 2.5
  • Other Rooms: Bonus-Finished, Loft
  • Range: Free-Standing, Gas, Self Clean

Exterior Features

  • Exterior: Deck, Dock, Front Porch - Covered
  • Exterior Finish: Vinyl

Utilities

  • Cooling: Central, Heat Pump 1st Lvl, Heat Pump 2nd Lvl
  • Heating: Central, Heat Pump 1st Lvl, Heat Pump 2nd Lvl
  • Laundry: Bath, Utility Room
  • Sewer: Septic
  • Water: Public

Lot Info

  • Geo Subdivision: SC

MLS Schools

  • School District: Kershaw County
  • Elementary School: Camden
  • HighSchool: Camden
  • Middle School: Camden

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,022 $390,000 $60,000 $330,000
2023 $1,978 $390,000 $60,000 $330,000
2022 $1,936 $390,000 $60,000 $330,000
2021 $6,112 $341,900 $50,000 $291,900
2020 $1,675 $342,000 $50,000 $292,000
2019 $1,314 $256,800 $50,000 $206,800
2018 $1,296 $256,800 $50,000 $206,800
2017 $4,405 $246,800 $40,000 $206,800
2016 $4,317 $244,400 $40,000 $204,400
2015 $995 $244,400 $40,000 $204,400
2014 $995 $9,776 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/04/2025 10/04/25 For Sale $429,900 -- $134 / Sq Ft
Source: Consolidated MLS (Columbia MLS)

Purchase History

Date Type Sale Price Title Company
Deed $390,000 None Listed On Document
Deed -- --
Contract Of Sale $342,000 --
Deed $325,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $390,000 VA
Source: Public Records

Source: Consolidated MLS (Columbia MLS)

MLS Number: 618874

Consolidated MLS (Columbia MLS)

APN: 258-05-03-014-S01